Insurance & life assurance

Discussion List

• Car Insurance want to charge me for not declaring 3 points

  Can anyone help? Admiral say i owe them £150 for failing to declare 3 points i got in novemeber 2004. I only realised i did not tell them when i was updating my details in December to get a new quote. They reckon that the extra money is to cover the increase in insurance cost if i told them in 2004! I have not claimed…

• What is Legal Assistance?

  I have just reaslised, for the past 2 years in a row, I have opted to pay extra for the Legal Aid on my car insurance, what does this actually mean though? What does it cover me for?

• Buildings Insurance cost cutter

  When buying buildings insurance, all companies trick you into buying:j a policy based on the total market value of the property. (Just think how much this has risen in recent years.) What they never point out, in order to maximise their profits, is that you should really be paying to cover the re-building cost. The…

• Can I insure myself against water supply pipes bursting?

  Hi all, I'm moving into a farmhouse in 3 months time, this house has a metered water supply supplied by another farm. My solicitor has informed me that I am jointly liable for 1/2 mile of supply pipe and completely liable from the branch of the supply pipe to my farm. So that means I am responsible for roughly 1.5 mile of…

• Sony Warranties

  :confused: Just bought a Sony LCD TV, am told by the store that Sony warranty does not cover crystal leak problems! Is this true anyone? Is it worth buying an extended warranty beyond the 1st year or would I be covered under Sale of Goods Act for 4 or 5 years more assuming " reasonable use". Can anybody advise please.

• does company car crash affects personal insurance

  Recently in company van whilst on deliveries, I had a minor collision. All repairs etc. done through company insurance. My personal car insurance is due. The question is do I lose my NCD or how does this collision affect my next insurance if any. Many Thanks

• Court case re; Insurance

  Hello, About 18 months ago I had a minor accident, filled in claim form car was fixed and I forgot all about it, even sold the car and bought another one. Well yesterday I got a letter from the solicitors handling the case to say "liability is still in dispute and that my options are:- Abandon Offer a 50/50 split Issue…

• Performance Car Insurance

  Can anyone point me in the right direction, I need an insurer who gives fair quotes for performance cars. I'm 27, 6 years no claims, no accidents ever (touch wood) and have held my licence for 9 years. My car is a chrysler crossfire, 04 plate and I dont live in bad area. Yet, quotes come back £1,200 upwards from the…

• lloyds tsb car insurance on quidco.....

  I am 2.5 months from my 25th birthday. Lloyds tsb say that my under 25 excess will remain on my policy for 12 months if I take it out before my birthday. There is nothing stopping me cancelling my existing policy on my birthday and taking it out again without the extra excess.... Question is ... whats stopping me from…

• insurance claim offer - help!

  Bike got nicked and insurance company have offered to replace with similar model. However, I'd rather have the money and put it towards buying a better bike. They say that I can only have the value of what they would have to pay at the cycle shop (ie heavily discounted). But i have read here that you are entitled to…

• Crash on roundabout and blame.

  My sister has this evening had a car crash on a roundabout. She is fine although her car looks as though it could be a right out. The other lady has admitted responsibility, my sis was on the roundabout and the other lady was joining it. Is it true that blame is given as a % on roundabouts and that my sis may have to take…

• Simple car insurance (part of Norwich Union)

  I went via confused.com & got my car insurance. no details had changed except I now had 1 year no claims so that was all I amended. As Simple are part of Norwich Union I went with them as it was a good price. They have sent me all I need from them. Except there have been 3 major mistakes on their part. They have me as Prof…

• How do I take this lot to the 'cleaners'?

  Looking for advice on the best way to go from here; Short story:) - 20th December 06 agreed car insurance over the phone with "company X". Tuesday 2nd called to chase up papers and also no payment had come out from my account, to be told "your car insurance was cancelled on the 22nd Dec" - basically they had screwed up…

• Personal Possessions Cover In Shared House

  I am a recent graduate and whilst at uni and living in shared private accommodation my personal possessions were covered by my parents' insurance. Having graduated I am no longer covered by this policy so I’m looking for personal possessions insurance to cover me whilst living in a shared house. This cannot be an unusual…

• liverpool victoria cancelled an insurance policy

  hi there i need some advice in august 2006, my niece called liverpool vic - for quote on a car, after few days they got call saying if they wanted to go with the quote, the person answered the fone, my brother in law, who speaks very broken english. the company asking if they wanted to go with the insurance, hes said no,…

• Right to buy

  Hello does anyone know the best wayto go about buying your house on the right to buy scheme I'm renting from the council at the mo and have been here over 5 years:confused:

• Life Assurance - Advice Welcome

  Hi, My wife has just given birth to our first child, which has made me realise we should have life assurance, in case the worst happens. We are also looking at moving house soon, so I guess we need to look at a policy that will allow us to increase the sum payout to reflect the new/higher mortgage. Is there anyone else in…

• primary insurance

  has anybody had any dealings with primary insurance either good or bad as considering their hol insurance but it seems cheap compared to likes of direct line et al

• Free 12-month Fitness First gym membership when you join BUPA

  Free 12-month Fitness First gym membership when you join BUPA Go here to get this offer!! A 12 months BUPA membership must be taken out to qualify for the 12 months gym membership. To claim your gym membership, you will receive a redemption letter that will be issued by BUPA once you have become a BUPA member. This letter…

• Broken Laptop

  I am in a very bad mood today :mad: !! Whilst using my laptop last night, I was overstretching and fell on the laptop which caused the inside of the screen to crack. This now renders the laptop unusable - feel like such a clown!!!!!!! Can anybody here advise whether I can claim against my home insurance for this sort of…