Insurance & life assurance

Discussion List

• Uninsured Car - provisional licence and selling it soon - how to insure?

  Hi, I hope you can help with my insurance predicament... I'm selling my car because it will halve my debt and even if I could drive it, it is much easier to get the train to work and we hire cars at work. I own a Ford Focus worth around £5000 - its registered in my name etc. My ex used to drive it as I only have a…

• Mortgage Payment Insurance,any Recs?

  We Pay Out Approx £700 A Month Inc Endowment,and I Am Looking For An Insurer To Protect Against Acc/sickness..im Currently With Centrepoint, But Am Looking For Better Quotes,anyone Had Experience Of Claiming With Anyone Who Didnt Try To Wriggle Out Of Paying Up??;)

• Excess insurance

  Hi guys, Has anyone used http://www.insure4excess.com Sounds like a good idea. I'm young driver (24) trying to insure a Z4 and whacking the excess up cuts the quote a lot more than these people charge to cover it. Anyone any direct experience or feedback. Seams almost too good to be true. I've looked around the site and…

• Greasy Palm and Home insurance cashback

  Could anyone tell me if you need to buy both contents and building insurance to get cash back with either Lloyds/Barclays with greasy palm. Or can you do them separately and get cash back for each product. Thanks

• Travel Insurance - when to start cover?

  Hello all. At the end of Feb I will be booking flights to Lanzarote for october, using half tesco deal tokens and half cash. We will also be having a small holiday in the UK in June. We currently don't have any travel insurance. So I was thinking to take out an annual policy with travel-insurance web as I believe they…

• Free Year at Fitness First with Bupa

  Hi I do not know if this is any use to anybody. I already have gym membership but it seems Bupa are giving away a year at Fitness First when you take up their cover. I dont know how much it costs as you have to phone, but may be worht a pop?? The link is: http://www.bupa.co.uk/promotions/0137/ Hope somebody finds it…

• New(?) FSA regulations on incentives

  Edit: taken from the Top Cash Back website. Has anyone heard of these new regulations? Quite a lot of the insurance companies were offering over £70 for signing up, I think the latest was £120 from Lloyds.

• Seeking Claims experiences

  Hi all, so I've been following Martin's recommendations too and decided to bite the bullet and move through confused.com. I got some quotes. But the quote says nothing of the quality of service. I'm looking for a 'quality of service rating' -- summary (stars) and comments. The closest I've found is…

• Travel Insurance for Older Persons (2007)

  My 71 year old aunt will go to USA to see her sister in Feb. She has high blood pressure, hiatus hernia and Diverticulitis which need to be declared for travel insurance. Martin Lewis' advice is to search www.moneysupermarket.com to find the cheapest insurance. Select Travel insurance online quote is about £50 for…

• Second Car Insurance

  Why has an insurance company told me that I have to go back to 0 no claims discount when I have bought a second vehicle. I have 7 years no claims on my first car, which I need for work, but needed a car with more seats for the weekend to ferry the children around. Surely it is me who has the no claims and not the car so…

• domestic cleaners insurance

  I'm starting to do cleaning for extra income and wonder what kind of insurance cover I need if any?? Any advice would be appreciated.;)

• How far back to keep documents?

  I'm trying to sort out my paper files. Can anyone tell me how far back I need to keep insurance documents (car, house etc.)? Do I need more than the current year? Thanks in anticipation.

• insurance brokers, can they help???

  I need specilized insurance cover for my business (willow crafts) and I have contacted sooooooo many my head is spinning. No one so far can offer the right policy and one company recommended a broker. Do I have to pay for their services! and how do I find the right one.

• Do I need professional indemnity insurance/liability insurance?

  Hello. I work as a freelance editor and proofreader and have done for eight years. It occurred to me recently that perhaps I ought to take out some sort of insurance cover in case a job I worked on went wrong (say a document went to print containing a mistake) and the client tried to sue me. First of all, what is this type…

• Unfair Cancellation Charges -what Are My Rights?

  Hi there I recently cancelled my insurance policy from elephant.co.uk due to selling my vehicle and have been told that I am subject to a £40 cancellation charge. This seems extortionate, especially when the care insured was a clapped out olf fiesta and the annual premium was only £170! Are they allowed to charge this fee?…

• Plasm TC product cover

  We have just bought a 42" Plasma TV from Curry's. We have also taken out their 3 year product cover for £179.00, unlimited call-outs etc (not that I hope to be using it - but 'just in case'). We do have a time limit if we wish to cancel this cover. I do know that we are covered with our Home Insurance to a certian extent,…

• critical illness cover advise?

  i am moving house within the next week, i will be canceling my current policy, i will need to new one for my new house, i am 31 my wife is 29 and we have two children 2 and 6 months. neither of us smoke, and we are in very good health, can anyone advise on critical illness covers plan which my incorperate a loss of…

• Is CardGuard (card protection ) worth it?

  Is CardGuard (card protection ) worth it, or is it just as well to phone the lost/stolen numbers on the back of the card itself (providing of course you have made a note of these)? Passports are generally covered by travel insurance (when away), and some cases home insurance at home, so is the premium worth it? Thanks.

• Travel insurance for a Med cruise ?

  Hi Can someone help me please - does this count as a single trip ? - I will be visiting about 8 locations round the Med does all of the Med count as Europe ? any suggestions who to insure with ? thanks

• Life insurance (including aviation)

  Hi all, Need an expert advise on how to take out a life insurance policy. Basically I do not know how to fly yet, but I intend in the near future to take lessons and get my PPL (Private Pilot Licence) - recreational (cannot take commercial as I am colour blind). I want to take a life insurance now (perpetual cover) which…