does company car crash affects personal insurance

akay

Recently in company van whilst on deliveries, I had a minor collision. All repairs etc. done through company insurance. My personal car insurance is due. The question is do I lose my NCD or how does this collision affect my next insurance if any.

Many Thanks

impy78

You won't lose your ncd, but you need to tell them, as you are now a higher risk driver.

chuckles1066

impy78 wrote:

You won't lose your ncd, but you need to tell them, as you are now a higher risk driver.

Yep and you can expect a subsequently higher renewal premium.

Been there, done it..............it's a rip-off, you can drive 50,000 miles a year (as I used to do) for 15 years without incident and your private car insurance premium and no-claims bonus won't take into account what a safe driver you are.

But have one tiny shunt and they shaft you on your renewal premium.

iceicebaby

You must declare all accidents/incidents even if they are not on the policy that you are renewing.