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Help! Knocked off bike...
Hi there I was knocked off my bike last night when a passenger in a car opened the rear door and I went into it. A police woman at the scene got the details of the driver and gave them to me saying "incase you want to claim". Can I claim? I have never been in this situation before. I have taken a day off work as I have…
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whole life assurance
can anyone give me a lead as to reputable companies that deal in whole life insurance (not term or level) for over 50's.
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European-wide car insurance
I wonder if anyone can help. My wife and I are moving to Italy for work and we need to insure the car in Italy, as well as in UK, as we will be driving between the two on occasion. At the moment, the car is registered in her name, as is the insurance, with a company that doesn't provide European wide cover. I don't have…
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Car Insurance - Windscreen Claims
I recently organised my car insurance over the internet with Insure It All (via confused). I was called the next day to say there was a problem as I had declared a windscreem claim earlier this year as 'non fault' (i.e. my no claims discount remained unaffected) and they were saying it should be a fault claim (taking the…
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Driving License Insurance
I remember seeing in Max Power or a similar magazine, an advert for a type of driving license insurance, so, if I lose my license, I can claim back costs for using public transport, as if I didn't have my car/license I could not travel to work without a taxi, and I don't even want to know how much a 20 mile journy in rush…
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Life Assurance
Just looking for a wee bit of clarification... We're in the process of buying a new house (entry in March - sold our previous property in September, currently in rented accommodation in Inverness while my husband is on placement, then moving long-term to Aberdeen) and are obviously looking at our life assurance. I've read…
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post office not paid cashback
I am getting the "runaround" from them, I think. I took out combined house/contents cover with them on 20th Sept. I did this to get the £50 cashback. They took payment from my credit card on the 20th September and the policy cover started on 1 October. I have not recieved the cashback.:mad: I telephoned them last week, and…
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building insurance for house with subside history
Hello, I am thinking of buying a house. The price is good but during world war II, the house subsided (by bomb or something) and the house was repaired and there was no subside problem anymore. I found out that it is quite hard to find a building insurance for that house. One quote I got is 1000£ per year. Does someone…
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Travel insurance for non-uk residents
Does anyone know a good (aka cheap) travel insurance provider for non-uk residents? My gf is Trinidadian (Caribbean) and will be visiting me in the UK for about a month over Christmas (including a week skiing trip to France). France insists on medical insurance but most insurance websites seem geared to UK residents, e.g.…
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PPI, MPPI and Income Protection...?
Hi, I'm in the middle of trying to overhaul my spending as part of an effort to clear my debts. At the moment I have a mortgage with payment protection which covers for unemployment and sickness and also a credit card with PPI that also covers for sickness and unemployment. The mortgage cover is £28.74 pm and the CC cover…
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Cavendish - terminology help!
Hi please can someone help me with the terminology I am coming across when filling out the online form for Mortgage Protection Insurance. I am currently paying £62.70 for a comprehensive policy taken out 3 years ago with Friends Provident through an insurance broker - insured for the amount of £55000 I have 17 years left…
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House Insurance - Accidental Cover ? To claim or not to claim ?
This is only my second post, so please be gentle with me :) Ive read Martins tips on House Insurance, but am still a little confused about the accidental damage cover. Ive had my house 2 years, and didnt take out accidental damage. Ive found a quote this year (with esure), thats the same price to take out accidental…
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Cavendish: Same quote for MDLA with or without fee. Am I missing something?
Following Martin's recommendation to use Cavendish online as a broker to get the lowest premium for Life insurance. Martin recommends paying the upfront fee to get the lowest premium. I requested a quote using both options (paying the £35 fee, or fees free). They both came up with exactly the same premium for the same…
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House Insurance - Due for renewal - and special offers about?
The title says it all really! Last year I renewed with Egg (AXA) and had a free case of wine from Virgin - which almost outweighed the cost of the years insurance! Best deal I can find so far is £127 premium with Prudential and £80 cashback via Quidco. Does anyone know of any great insurance freebies going around???? I…
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Can I cancel my claim if they wish to "right-off" my vehicle?
I own a T25 Camper van, 17 years old. Someone decided to drive into the side of it last week and drive off leaving me to put in an insurance claim for two panels that need replacing. The engineer is due to call tomorrow because they think it is "border line" right-off. I am really worried that the asscessor/engineer will…
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car accident non fault
someone reversed into my car they have admitted all liabilty however their insurance company will not give me any expenses i cant get a hire car as im only 17 on provisional license. i asked for sixteen pound a day to cover taxis they said i would have to take the bus. or use my mothers car why should she have to put miles…
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Claim on Home Insurance
Hi Not sure if I can claim on this - I have Build/Cont's insurance on my flat which is Let out. The Letting agent called me yesterday saying that there has been a pipe leak and the plumbers have been in...Total bill is £280. Can I claim this against my insurance? Thanks
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Cancel Car Insurance, New Policy - Same Insurer (Lloyds TSB)?
I wonder if anyone knows before I go to the trouble. I switched to Lloyds TSB for insurance earlier this year as they were lower than my renewal, and I was supposed to get £80 cashback through going through Quidco. They were not the cheapest outright, but taking the £80 cashback into consideration they were. Due to a…
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No Claims bonus !!
I know I should know the answer to this but............ Have three vehicle policies, all with maximum no claims bonuses, none of which have the maximum no claims protected. These are 2 separate car policies and a policy that covers both my motorbikes. If I make a claim on one of these policies, are the no claims bonuses on…
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House insurance claim
Could someone please give me some advice? My bathroom recently had a major leak and the water came down from my bathroom, through the floorboards and down into my kitchen floor. Now the insurance company have agreed in principle to do the work my builders have givemn a quote for the bathroom which includes taking out…
