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Mortgage protection assurance
I'm trying to sort out a policy with Cavendish Online for mortgage protection, but am baffled by some of the vocab on the application form. It asks whether we want our term premium driven or benefit driven, and how long we want our term to be. Does this refer to the policy, or to the mortgage itself? Thanks in advance
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Liability???
I recently had a car accident whereby a taxi crashed into the side of my car as I was crossing a round about. Whilst I accept that the taxi had right of way the driver was driving at least 60 miles an hour on a 40mph road approaching a round about leading to a 30mph road. There was a sufficient gap if he was driving at the…
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title indemnity insurance - really necessary?
hi, let me cut a long story short. the house i intend to purchase has not been registered, so my solicitor says that upon completion we will need to apply to land registry to have the property registered. on the house purchase forum many members kindly posted that the property not being registered presently (whilst in the…
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Insurace Help Needed
Hi, I've never really been one for having much insurance/assurance other than the minimum.. but now I find myself wondering, however it's not a subject I know anything about. Please can someone point me in a good direction or offer some advice.. I read Martins guides on it, so I have that knowledge. I live with my GF and…
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Personal Injury Compensation Question.
My wife was involved in an accident back in March this year. Another vehicle ran into the rear of her hers, and she sustained some minor whiplash and hand sprain and foot bruising injuries. In Oct she was seen by a specialist who compiled a report and sent to the solicitors dealing with her claim.This week she received a…
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Help needed re cancellation fees for insurance
Hello, would really appreciate some help ASAP My boyfriend received his renewal quote on 8th nov, which the insurance company had automatically renewed and sent out insurance certificate. It was for £800 ish. Yesterday we rang around to find cheaper, and found one for £500 ish. Rang current insurar today to cancel, they…
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Travel insurance & credit cards
Our credit card has some travel insurance included. We're about to buy some flights for next October which are quite expensive. We're paying for it with the credit card for the extra security of it. We're hoping to pay this credit card off before summer and cancel it. However, as the flights aren't until October, what…
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Car Insurance for Artists
I can't understand why so many companies can refuse to insure me! I am an opera singer...a VERY mild race of performers. How can we possibly be lumped in with rock bands, etc and why? Surely this is discrimination and illegal? Any thoughts/suggestions?
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Please Help Car Insurance For 17 Year Old
My son passed his test yesterday and has a small car but insurance is quoting 2000 - 3000,I do not have any claims bonuses or anything so really need help getting it cheaper if you can help please answer as at my wits end with it all thank-you in advance
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Should I complain?
Yesterday I gave my insurer (Direct Choice brokers) a call to make few changes to my policy: 1. I've passed the British driving test (I drove on my international license for the last 9 month) 2. I am moving to sunny Stroud from Liverpool. 3. My girlfriend (2nd driver went back to work). I was told that my insurance policy…
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Redundancy Cover
Just wondering anyone can advise me of a good policy I can take out just incase, I've got life cover and critical illness but upto now haven't got redundancy cover. Another little question, do you have to of had your redundancy policy at certain period before they pay out.
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Insurance company refuse to send accident form??!!
My friend was involved in an accident. Sent details to the other party and requested an accident form from her insurers (which never arrived). Several weeks later (today) she receives a call from her insurers asking her to "explain what happened in her own words". She told them she wasn't prepared to discuss details over…
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Advice needed
Hi, About two and half months ago I received a letter from my insurance company claiming that I had been involved in an accident two months prior. This was the first I had known about it, I wrote back to my insurance company stating I had not been involved in any accident as far as I was aware, please provide me details of…
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20 year old, 1st car, car insurance....???
Hello people Maybe I am being a little premature, but it doesn't hurt to ask. Today I passed my practical test (praise God) I am so happy. I am at some point gonna get a car..(don't have a clue which one yet). But I wanna start thinking about insurance. How much I am looking at? What is the cheapest insurance company. I am…
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Caravan Insurance Company's
Official MoneySavingExpert Insert August 16: Read our Caravan Insurance guide for the latest, best deals. Back to jaffa30's original forum post... Hi Does anyone know of a cheap place to insure an caravan, as i aint having much joy googling it MTIA Jaffa
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Professional indemnity cover
I have received a quote for professional indemnity cover. I am a self-employed translator and interpreter. I was wondering if anyone knows of a good deal for PI, and even whether they think I need it. I am not a home owner and do not have a great deal of money or possessions either. Is there any point? I have had seven…
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How much cover do i need?
Good morning to everyone.I would just like to ask a few questions and hopefully some of the experts out there might be able to help me?? Obviously us moneysavers like to save money but even more so at this time of the year so i will let you know my situation. OH and i have an outstanding mortgage of £48.5k on a 2 bed worth…
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Payout slow on contents insurance
My brother in law was burgled last Februay, and besides the police !!!! ups, we are going round in circles to get a payout, is there a limit on time to these payouts or a group that can help?, the insurance was one recommended by his local council as he had a downstairs flat and most residents used them. They really do…
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Car insurance
Hi, I'm currently in the process of getting car insurance quotes.I am a HGV mechanic and all through my driving years I have been penalised for the job I am in.I don't think that car mechanics are viewed in a very good light when it comes to road tests and generally driving other vehicles.I do feel therefore very miffed to…
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Lloyds double insurance???
Hi - not sure if this should be here, in loans or even in vents.....but Just got off the phone to Lloyds TSB arranging a loan - before the rates go up! Told them I didn't want payment protection insurance but knew they would try to sell it but quite surpised I got... Do you have life cover? - I said plenty to repay loan.…
