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Buy house or Shared ownership
New advice is it better to buy a house in area I live in or go to a better area and buy a 50% share
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Chain free purchase - how long to complete at the moment?
In theory (I know there can be twists in the road) if purchasing a chain free property at the present time, how quickly could one complete if things were to go smoothly?
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Post Stamp Duty Deadline...will it go quiet now?
What are people expecting the market to do now the stamp duty deadline is approaching? Near us there is next to nothing on the market compared to 3 months ago when it was flat out with new listings. Will it get even quieter over the summer do you think or pick up again? I know in a normal year less new stuff comes to…
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Is VAT payable on survey fees
I can’t remember where I read it but I recall reading that VAT is not payable on survey fees such as homebuyers report. Can anyone tell me if this is correct as all quotes I’ve received state +VAT Thank you
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Looking for help on searches
Hi All, We're in the process of buying our first house, looking for help in correctly interpreting the searches result. Below is what I got from my solicitors, can you help with the statements (1) and (2) in bold please? As the Local Authority serving the area no longer reply to enquiries concerning drainage of…
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LTV & LISA Savings
Rattling my brain trying to figure this out if someone can clarify and ease my overthinking please would be much appreciated 😊 Can I use my savings in my LISA for a 10% deposit and the balance to cover the accepted offer? Example being House value £170k 90% LTV £153k + 10% deposit of £17k leaving 3k in the LISA meaning I…
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Deposit Payment Method
My other half and I were both named on the tenancy agreement of a rented property, but are no longer together. I am remaining in the flat and taking on the tenancy by myself. I have to pay a new deposit (partner paid 100% of deposit originally which is being returned). The agents emailed to say just to transfer the deposit…
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Adding names to a house
Hello, My mum would like to put our names as official co-owners of her house. Is this quite an easy thing to do? Is there a fee and who would do this officially as the mortgage has been paid so there is no bank tied to the house, my mum owns it in full. She isn't sure who to approach about it. Any guidance appreciated.…
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Renegotiating Offered price on Home
Hi, I got an offer accepted on a flat in London. I have meanwhile found out through a random google search that the upstairs neighbour is running a massage service from the flat. I am considering opting out, but really not sure what to do. If I decide to continue the purchase, is this a good reason to negotiate a lower…
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Roofing Quote
Hi All I have a 1930s semi that has a large extension on the side and although only 20yrs old I was wanting the whole roof re tiled to match. It has traditional rosemary tiles which will be expensive but have found a larger modern tile that has a line down the middle to resemble 2 smaller ones. Used rated and found a…
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Tenancy agreement
Hi, I’m hoping someone can help me with a query. my tenants are currently on a periodic tenancy (initially a fixed term) and would like to go back to a fixed term agreement. I am happy to do this for them. Should I issue a new full AST agreement or a letter saying the same terms of the original fixed term AST apply? If the…
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SDLT
Hello - some advice needed. The SDLT holiday is almost over. We’re going to miss the deadline by a couple of days due to the seller’s solicitor being v slow at getting paperwork back. Our own solicitor has said they found them the opposite of helpful and quick. Despite chasing for weeks, we only got the critical info last…
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injury law
Hi I had a work place injury in 2016 and after 3 years of waiting for medical checks and so on my solicitor advised me to take there offer of 5 grand and my own medical expert who my solicitor sent me to said I would be better in a years time and that would be 2019 so I agreed that offer on there advice and now in 2021 I…
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Could you have a look at the terms of lease for flat - anything onerous?
Looking to buy a flat and wonder if you would be able to review parts of the lease below and advise if you see anything I should be wary of before I put in an offer: The ground rent is 160. Service Charge Contribution-£1069.23 and there is another Current Estate Service Charge Contribution of £210.43. Does this add up to…
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Rightmove property sale history
Hi all, I find the property sale history on Rightmove very informative but recently there seems to be more and more properties listed with “no sale history found” - has Rightmove introduced an option for sale history to be blocked on listings? I’d understand it not being found if the property hadn’t been sold for more than…
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Renting
A Family member rents a bedsit in Surrey, from an Oliver Landon Estate Agent, they are in Finsbury Park, they own the whole block of 15 bedsits. The young man in question got TalkTalk in to fix him up with the Internet and this Landlord has not put the connection on so no one can get the internet. Does anybody know this…
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Public Liability Insurance - Mandatory for small community land owner/company?
So let me set the scene. We are a handful of freehold properties that many years back, collectively bought some additional land from the original developer. This land is a private car park for us, and some green space, grass, hedges, a few trees (none close to houses). The only shareholders our ourselves. We don't have any…
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Renting out my flat , TSB mortgage
I’m looking for a bit of advice, I purchased my first flat on my own in December of last year so have lived there for 7 months. Due to the market that I am working in my job has been affected by brexit and Covid and is become increasingly stressful and looking a little less secure as I believed this time last year. I am…
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Land with hut versus cottage?
Hello We’ve been thinking about buying a second home near my parents. It’s not really a money making venture, more a lifestyle thing so we can go and stay regularly, see them and enjoy the location that they live in. We may airbnb it a bit too. However I’m now thinking what about buying a patch of land instead and having a…
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Sash windows in a flat
Do rental property sash windows on the second floor of an old converted house (into flats) have to be restricted opening?
