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Forcer of house sale / share cut
Heya, I'm trying to help a friend who is a joint mortgagee on a property with their previous partner. They received an email from the previous partner's solicitor recently, asking to leave the mortgage for large sum payment which does not reflect the value of the property - which I advised my friend to ignore. My friend…
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Change of use for a book shop
I will be going to view a house. With the current market I need to go prepared in case I like it and want to make an offer. The house is next door to a book shop. I have no problem with that, in fact I like the idea as it is unlikely to be noisy in the evening. However, I wonder if use could change in the future. As far as…
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Damp
There was a damp problem in one of the rooms of the house I’m selling, I had what appeared to be the cause fixed (damaged flat roof, cracks in exterior render) in April/May this year, and had the internal plaster redone shortly after. However a very small damp stain has reappeared, I was wondering, how long does it take…
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Selling a Freehold
Hi, really hope I can get some advice/help. We own the Freehold of our neighbours property and he would like to buy it from us. The ground rent is £7 PA, and the lease has 834 years left on it. Is the Freehold worth anything to us? I understand he has a right to buy it and we are happy to sell (we think) so with that, how…
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Survey - damp at 60% in 100yr old terrace
I know this comes up a lot but...got full building survey and it showed evidence of 'rising and/or penetrative damp'. There were three meter reading photos in the report, two at 25% and one at 60%. I have since negotiated £2,000 off the sale price but does anyone with experience of this think 60 would indicate a serious…
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Vendor is insistent on visiting after completion
Hi All, We completed on the purchase of our first property at the end of April. Firstly, when we collected the keys from him, it felt as if he was reluctant to give us them and did a full tour of the house all over again and it took over an hour for him to hand our keys over and leave the property. The vendor left the shed…
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Searches by soliciter
Hi in the North West. How long are searches taking currently that are done by the soluciter and how long after its been done are we looking at moving?
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Survey advices EICR - do we need to do it before moving in?
Hi All, our Survey (Level 2) advises getting EICR (electrical installation condition report). Would the cost of this report would fall on (buyers) us or on the seller? If it is us, do we need to do this before moving in? Is it an issue for the insurance? Lender? We would not be surprised if the electrics are not in a great…
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Sale fallen through for second time close to exchange
Looking for some advice. We are selling 8yr old 3 bed semi with leasehold garage under coach house. Next door sold last month with same set up. First sale buyer pulled out due to concerns over garage - buildings insurance can be asked for by the free holder, never has been in 8yrs...but could be. Confirmed by freeholder…
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Enquiries through agent?
Our buyer has raised a bunch of enquiries through the estate agent rather than conveyancer. Is it OK to answer these? I don't want to be awkward but thought this might be a bit unusual?
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Notice between exchange and completion
Hi everyone. I know there have been posts about this, but I did not find my exact situation. We just exchange and looking to complete in 2 weeks time. We are first time buyers and we have only applied with my partner's income, as I was furloughed at the time. I am. thinking of giving my notice now and my last day would be…
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Wait or buy it now
I am a first time buyer and I have been saving for many years in order to buying a property in London. However, things appears to go crazy this year with lots of overpricing property and bidding wars. I now can afford to buy a property value at £350k and I have been looking around for two three months so far. I feel really…
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Landlord not renting garage
Hello, Someone has just taken over a property next door (not attached) to me and that property has a garage, not attached to it but kind of in front of it - you have to walk past it to get to the house. The properties only parking space is also in front of the garage door (bottom of my front garden) The garage has…
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Signing tenancy agreement before guarantor in place
My two children are due to move into a joint tenancy student accommodation next week. However, we were advised at 5pm two days ago that one tenant does not have a guarantor. They advise that they have been ‘chasing’ daily for months now - but they are only letting us know now. All tenants, including this one, has signed…
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Giving Notice Before Exchange
Looking for a few more opinions. We're at the tail end of a chain-free purchase. We're FTB, buying what's currently an empty BTL. The paperwork has been signed, the mortgage docs signed, searches are all back and most of the enquires answered. There are just 4 or 5 remaining enquires, a few of which I'm prepared to waive…
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Lack of Building Regulations Indemnity Insurance Policy
Hi, We are in the latter stages of purchasing a property, built late 1800's in a conservation area. It is a large townhouse that has gone through a number of changes over the years and includes a flying freehold on the upper floor and we are flown over on the basement floor. During our DD we discovered from a neighbour and…
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Retention on house purchase
I am currently on the verge of buying a house which is on the land / part of a hotel which has been out of use for a number of years. The owner has full planning permission to divide the hotel into 4 properties, with the one I am intending to buy already refurbished. The others are still in a state of repair and have yet…
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On the subject of neighbour disputes...
Rather like this story. :) https://www.bbc.co.uk/news/uk-england-south-yorkshire-57598101
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Removals problem.., thoughts?
Removals company came yesterday to shift everything to storage ahead of move to new house in a couple of weeks. They’d visited to work out how big a job it was (and sent two guys to pack a few days ago). Turns out the two Luton vans they sent weren’t enough so disappeared for 3.5 hours before returning with van to take…
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