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No Building regs internal manhole affect sale of property
Hello, I'd really like some advice if anyone has had a similar situation. There is a manhole in the bedroom that has overflowed and ruined carpets. The Freeholder claims the damage is down to me on my contents insurance. I bought the flat unaware of the manhole and have also been told by the Freeholder the flat had no…
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Do estate agents get commision for surveys ?
Hi I'm buying a house and found an issue that was strucual. I explained this to the estate agent and brought round two parties who agreed with me. The estate agent said he needed a structual survey to negotiate with the seller and this would cost me 1000. I opted for my own survey and then the estate agent told me there…
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Adopted road or not= delay in moving
We were supposed to complete on our new home this Friday. However our solicitor has informed us that the road has not been adopted by the council. The road is 3 yrs old. She has not got a satisfactory response from the council with regards to the Council themselves adopting the road. Although she had stated that the…
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Buying a new-build, can deals be done?
Hi, We're considering buying a new-build as now we have a young family we don't want the hassle of maintaining our 200 y.o. house. I've no idea how you go about striking a deal on these though. Are prices negotiable? Can you get extras thrown in? Any advice/success stories out there? Any info greatly appreciated. B.
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Same day exchange and completion
Hi Ok to cut a long story short - we have been having issues exchanging contracts up until this afternoon. (rat problems at top of the chain and solicitor off sick at bottom of chain). So this afternoon, our solicitor all ready to exchange and then finds out that even though he had confirmation of the money request he sent…
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What would you do?
Hi I am a long time lurker after other people's opinions please :) My partner owns a flat which he bought for £160k at the height of the market. He has a mortgage of £133k left on it. We would like to buy a house and are able to borrow up to £250k but probably wouldn't go above £220k. We have had the flat valued at between…
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How long to move?
We are in the process of moving home as second time buyers, this is where we're at below.... My question(s) are 1. How long can it take to complete? 2. What could be the delay regarding the survey on our property? Selling - accepted an offer 6 weeks ago, buyer has no chain as renting, has paid for the valuation last week…
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Questions about inventory validity if owners are new?
Hi, Wondering if anyone can offer any advice on the below: I have lived in my current flat for 3 years and 8 months with 3 other girls (I am the only original tenant however they are all named on the contract as each time someone left the name was changed on all documents). We deal with a property management company…
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Any point? Are we just flushing money down the bog?
For the last couple of months we have very sslllooowwwllyy been progressing in our house purchase. Communication between the solicitors in the chain has, quite frankly, left a lot to be desired. We only found out a few weeks ago that we both actually wanted the same thing ie. an early August completion date and now they…
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Sellers have pulled out- worth speaking to them directly?
Me again. You might have seen that we've had trouble getting a formal mortgage offer, and The Leeds have taken forever meaning we're about 6 weeks in from offer being accepted- and the sellers have apparently pulled out today. They spoke to our solicitors, who very usefully told them that we were 4 weeks away as we didn't…
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House with a downstairs kitchen - annoying?
Hi folks, You might have seen my previous post about a house I'm thinkig of buying where I had the 'North or South facing bedroom' dilemma. (Concluded that a cool bedroom with en-suite was better). Anyway, this thread is about the same crazy house with its crazy layout. It's a 3 storey Victorian townhouse. It is entered…
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Buying a new home when you already have a mortgage?
I just wondered if anyone has any advice on this. I currently own the house I live in. I am thinking of buying a property at some point with my boyfriend. The plan is to end up renting out my house, so in that case I presume I'd just have to try to change the mortgage to a buy to let. But if we decide we'd like to buy a…
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House purchase - Important documents missing, should we pull?
Hiya We're half way through buying a house and have just heard news that the following "cannot" be provided: 1, FENSA certificate for some replacement windows. .. I am concerned about this since on the FENSA site it states they need that to be able to sell. Our solicitor cannot confirm which windows were replaced or when.…
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help!
My boyfriend's partner left him 5 years ago with two children aged 9 and 13 at the time. Since then they have paid maintenance but only have contact twice a year with the children. He has paid the mortgage, bills and maintenance on the house for the past 5 years and now would like to sell it. How much must he pay his ex…
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Another PB request: multiple agencies
Apologies for yet another PB request to all you kind souls out there. This time, the house is up for sale with multiple agencies. http://www.rightmove.co.uk/property-for-sale/property-39601777.html http://www.rightmove.co.uk/property-for-sale/property-42311267.html…
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Playing Hardball
My property on the market for £115k. Along comes investor to view with tenant ready to put in the house. I am in the position where £106k will just about cover outstanding mortgage, estate agent fees, solicitors and mortgage closing fees. First offer is £102k. No way. Second offer £104k. At this point I explain to estate…
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Quick question about DPS communication
Just had an email from DPS saying a deposit has been registered in my name and including a repayment ID and a deposit ID. Silly question number 1: considering that there is a belief in this forum that email is not considered an appropriate method of communicating important documents, is this the prescribed information? I…
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Right to buy council house
Hi folks, hope you are all well this afternoon. I'm sure this subject has been covered to death but a forum search didn't provide my answer and I was wondering if someone could enlighten me. My wifes parents are looking to purchase their council house in Redditch as they are eligible but they were wondering if it is…
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HELP: Rental Property ARTEX who responsible?
Morning, I am tenant in a private rental property. Our landlord recently did a home inspection, and the main problem is with the artex ceiling in the dining room. The artex is starting to fall away and a small section is hanging from the ceiling. We were assuming this was the landlords problem to fix, but they have…
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When is a cash buyer not a good thing?
I have a BTL for sale and have received an ok offer from a cash buyer however the money is not in this country but must be transferred from Malaysia and she says this could take 3 months. The EA is requesting a holding deposit but believes sale should go through. Does anyone have any experience of this type of situation…