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House purchase - Important documents missing, should we pull?
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silk_2
Posts: 215 Forumite

Hiya
We're half way through buying a house and have just heard news that the following "cannot" be provided:
1, FENSA certificate for some replacement windows.
.. I am concerned about this since on the FENSA site it states they need that to be able to sell. Our solicitor cannot confirm which windows were replaced or when.
2, "Building Regulations Certificate" for the gas boiler.
Boiler has been confirmed as "gas safe" (service report 05/07/2013) but I am still worried this document can't be provided as it appears to be a legal requirement.
Apparently "indemnity insurance" has been offered to cover legal fees should any issues arise, but I am unsure how useful that is or how much peace of mind it should give.
I am also unsure what effect this state of affairs would have on our ability to insure our building and contents, if any.
Our solicitor has said it's quite common for this to happen, happens 50% of the time, but I wanted to post here to get the thoughts of others who may have experienced the same or may have legal knowledge on the matter.
Also to consider is how this would affect our ability to sell onwards..? We've been told the indemnity can be passed on to the next owners but it all sounds dodgy to me.
We're half way through buying a house and have just heard news that the following "cannot" be provided:
1, FENSA certificate for some replacement windows.
.. I am concerned about this since on the FENSA site it states they need that to be able to sell. Our solicitor cannot confirm which windows were replaced or when.
2, "Building Regulations Certificate" for the gas boiler.
Boiler has been confirmed as "gas safe" (service report 05/07/2013) but I am still worried this document can't be provided as it appears to be a legal requirement.
Apparently "indemnity insurance" has been offered to cover legal fees should any issues arise, but I am unsure how useful that is or how much peace of mind it should give.
I am also unsure what effect this state of affairs would have on our ability to insure our building and contents, if any.
Our solicitor has said it's quite common for this to happen, happens 50% of the time, but I wanted to post here to get the thoughts of others who may have experienced the same or may have legal knowledge on the matter.
Also to consider is how this would affect our ability to sell onwards..? We've been told the indemnity can be passed on to the next owners but it all sounds dodgy to me.
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Comments
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It will make no difference to your ability to insure the building
the BR for these things are all about making sure that the installer complied with the correct environmental effect on the property when specifying the works
An insurer has zero interest in this0 -
I think you can order another Fensa certificate online? Have a vague memory of thinking we might need to do this when we bought our house..0
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You can check here to see if it's got a FENSA and to get one: http://www.fensa.org.uk/asp/certificate.asp0
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PasturesNew wrote: »You can check here to see if it's got a FENSA and to get one: http://www.fensa.org.uk/asp/certificate.asp
Hi there, silk's OH here.
The website you linked, when entering in our details we see the following:
Check/Renew your FENSA certificate
Sorry, but we cannot match that search data - please search again.
Alternatively perhaps try [EMAIL="enquiries@fensa.org.uk"]emailing us[/EMAIL] a question.0 -
I seem to recall that it was some point in 2002 that is the dividing line between Fensa-certificated windows and non-Fensa certificated ones.
Hence I supplied paperwork for those windows that I had replaced after that date and couldn't have supplied that paperwork for the other windows anyway.
No big deal...why worry?...That's not my definition of "important documents".0 -
moneyistooshorttomention wrote: »No big deal...why worry?...That's not my definition of "important documents".
I'm led to believe they are important because of the official sites which make it out to be that way:
http://www.fensa.org.uk/
http://www.gassaferegister.co.uk/advice/gas_safety_in_the_home/building_regs_certificates.aspx
If they are not important, great. Just making sure our backs are covered.0 -
Pull out over that !!!??
Are the windows about to fall out ?
Boiler service history ?
Crazy talk imoNever, under any circumstances, take a sleeping pill and a laxative on the same night.0 -
Pull out over that !!!??
Are the windows about to fall out ?
Boiler service history ?
Crazy talk imo
I'm not sure who mentioned a service history, I have linked the two sites which state these documents are legal requirements.
If we are worrying over nothing that is fantastic news, because naturally we don't actually want to pull out of our sale.0 -
The boiler has been serviced you said ? Also not sure how an indemnity would help regarding the boiler assuming installed over 12 months ago. ...Never, under any circumstances, take a sleeping pill and a laxative on the same night.0
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The boiler has been serviced you said ? Also not sure how an indemnity would help regarding the boiler assuming installed over 12 months ago. ...
The boiler does not have a "Building Regulations Certificate", which I believe is detailed here:
http://www.gassaferegister.co.uk/advice/gas_safety_in_the_home/building_regs_certificates.aspx0
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