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Advice
I have just bought a 2 bed upper maisonette needing a bit of refurb. When we viewed it had an unofficial roof terrace on top of our bathroom which was ramshackle and dangerous. it is a row of 8 houses in a terrace and 6 have roof gardens and one doesn't None have planning permission. I have replaced the deck with a new one…
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What makes a document a deed?
Can any one, briefly(!), explain the difference between a Guarantor Agreement and a Deed of Guarantee? Does the fact that the guarantor's signature is witnessed by someone known to them automatically make the document a deed, even if there is no mention of the word "deed" on the document?
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advice on serving a Section 8 pls
My tenant moved in 11 weeks ago, DSS, promising me the rent would be paid directly to me, so there was nothing to worry about. I had many texts in the first few weeks from her telling me how the DSS hadnt sorted her claim yet and then she needed to fill in more forms, then her bank account had been frozen. Eventually i…
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Social Housing
It's often said that there is a lack of social housing. Does anyone know what areas in England have no social housing within a 10 mile radius?
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Survey - Would this put you off buying a house...?
Evening all. Would the following homebuyer survey put anyone off buying a house? Condition rating 3 - defect which are serious and need to be repaired or investigated urgently Outside of the house Outside doors rainwater pipes and gutters Inside of the house Woodwork Smoke Detector Services Electric Gas Water Heating…
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Estate Agents/landlords who accept tenants without jobs/rent up front?
I am looking to move to London, however with the industry of work I want to get into you have to do lots of low/unpaid work placements/internships etc. so I won't have a full time job, at least not initially. I was told of someone who did a similar thing and managed to get a studio flat, where he paid 6 months rent up…
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Housing List
My Boyfriends mother currently lives in Northern Ireland. She's getting old and we are getting worried about her being there on her own so we are trying to get her moved over here. She's over for a few days so we went with her to the council to get some information. We tried to register her for the housing list but the…
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Auction house and mortgage?
Hi guys, I am just looking for some advice on behalf of my mother and I hope MSE forum could help. Basically, my mum made an offer on this house which was accepted. Her mortgage application went through fine also (mortgage offer valid until Jun 13). However, when the bank did their house evaluation, they decided that the…
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Prove Paid Bills: Return of Tenant Deposit
I'm coming to the end of my tenancy and in my contract it states this: "We are entitled to keep the deposit until you have produced satisfactory proof that you have paid for the utility bills (electricity, gas, water and phone) for the property. If you fail to do so, we may pay any charges you owe from your deposit. If we…
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Green deal blues
Hi everyone I wondered if anyone had a second to advise with this query: I have a small house in Manchester I own and rent out. The managing agent, explained I would qualify for a new boiler under the 'Green Deal' initiative, I was unaware of this Green Deal system, the old boiler was old and the deal sounded good and I…
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House purchase gone wrong
I hope someone with legal expertise or insight can help out with this problem. I had an offer accepted on a repossessed property earlier in the year and was due to complete a few weeks ago. The conveyancing was completed with the report showing that the property was owned by a finance company, which was the same…
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My offer on flat rejected, what to do?
There is a flat that I am interested in buying and it is marketed as "offers in excess" of 70k. The thing is that during the last two years the two flats that sold in the area and they sold for 65k and 55k. From 2009-2011 the price of similar flats was ranging from 60k to 85k. Pretty big difference in price in my opinion…
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inherited leashold flat, title transfer
Hi all Mum died in January. I am the sole beneficiary. Mum didn't have a will but I have now obtained Probate. Mum bought a 125 year lease on her council flat some years ago under "right to buy". There are 97 years left. I need the title to the property transferred to my name. I hear that all I have to do is send Probate…
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Saleswift
Yesterday we had a flier posted through the door by a young man, ie it wasn't sent by post, which makes me a little suspicious. Not sure why.. It advertisers a Company called SALESWIFT. The flier opens with the words " We are extremely interested in purchasing your property!" then continues " We are Established Cash…
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Company called SALESWIFT
Yesterday we had a flier posted through the door by a young man, ie it wasn't sent by post, which makes me a little suspicious. Not sure why.. It advertisers a Company called SALESWIFT. The flier opens with the words " We are extremely interested in purchasing your property!" then continues " We are Established Cash…
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Seller has come back with a 'can't go lower than' offer?
Hi all, I've put two offers on a house which have both been rejected. On the second rejection, the EA has advised me that the vendor is keen to sell but they can't let the property go for less than £xxxk (based on what they owe the bank). The price they have come back with is a few grand less than what the asking price…
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Landlord for sale boards
If a landlord is selling a property whilst you are a tenant and you have requested that the agent gives you 24 hours' notice of any access to the property, is the landlord also required to give notice for things such as putting a "For Sale" sign up if they're entering the front garden to do so?
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Rent Arrears
Hi, ive struggled as a single working mum and struggled for 15 years with rent due to childcare costs. My partner has been living with me for the last few years, will this affect him getting a deposit for a house (renting) My concerns are failing the credit formality. He has debt for store cards etc but nothing major, he's…
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2 issues flagged out in environment report, please advise
Hello guys, hope here some people could help or give us some advices. We are in processing of buying a semi-detached house built in 1930' . Yesterday the environment report came back which put us in stress immediately. There are 2 issues. 1, Surface water flood risk within 25m is identified as Significant . The report also…
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Share ownership,Can we ?
Hi, I have some questions about housing, hopefully someone can give me answer. My husband and his two brothers own this property. We have three bedrooms. Me,my husband and our 7 months old baby are in the same room. But,the room is not enough for us. We are planning to move out. I heard about the share ownership. My…
