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Mould
A few questions here. Landlord is generally a nice bloke but our home is very mouldy. When we moved in all looked lovely but soon problems occured. Does a landlord have an obligation to damp proof course a property? Due to mould the standard of decoration has deteriorated e.g. lining paper hanging off, paint has come off…
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Property on market for too long...ideas???
Hi everyone, So my partner's parents recently passed away and they had their house on the market. My partner and her sister have kept it that way as ideally they would like it sold. The problem is that it has been on the market for a good couple of years and in the last year has had maybe 3 people view it and no second…
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Surveyor anger!
I'm really annoyed: My mortgage provider enlisted a surveyor for me for the purchase of my new home, and due to being over £100 less than a homebuyer's report, I requested a valuation; it's a newish property (1970s), and having had some building expert friends look at it, there were no obvious problems. It was instructed…
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avoiding stamp duty and captital gains
Hi. I am currently on the deeds(3 way split) of a second property jointly owned with my mother and father. I have my main residence that i currently live in. We bought the second property to renovate as it was in need of major repairs. And we were going to sell it on, we have now finished the house and my wife now wants to…
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LA being paid but need to move on medical grounds
On behalf of my sister in law (told her how great this site was) She is currently in social landlord housing. She needs to move on medical and welfare grounds, she bids every week and sits and hopes that she gets lucky. Her problem is she has current rent arrears although she is paying £103 per fortnight to cover her…
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Buying with David Wilson
Hi All, I've been trawling through posts about David Wilson Homes/new builds/part exchange etc for the last few weeks. I thought I'd post some information about where we are at and get everyone's thoughts. I've heard all the negatives about new build, and to be honest I know that there can be problems, but we also know a…
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Solicitor recommendations pls - for a sale
Hi, Please can anyone recommend (or PM me if this isn't allowed on the site) recommendations for any online solicitors that have offered a competitive fee but have also been responsive/pro-active? I've carried out lots of online quotes and the fees are quite variable but I'm aware some of the online ones are not always…
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Solicitors and conflict of interest - do we use someone else?
Hmm, advice needed: Buyers of our property have have instructed someone at the same law firm as us. Obviously, we're using a different solicitor from the one they're using, but ours has emailed us to see if we are comfortable with the arrangement. On the one hand, it might keep things ticking over nice and quickly. And as…
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Property viewing while on holiday
We are due to go on holiday and will soon be moving out of our rented property. The property is currently being advertised for new tenants and we are happy for estate agents to bring people around while we are out at work. We are going away for a week and would like to leave the house alarmed/everything switched off and…
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Do you think we will get the mortgage?!
Hi, The offer on the house we want has been accepted and we already have anagreement in principle for a mortgage (15% deposit) with the Bank of Scotland. We did a joint application (I earn £33k and my wife earns £10k). Her creditreport is excellent and mine is average however I do have one Default from 3years ago for £165…
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How to get out rented house when I am buying my own
Hi All Tried to look for this question at a lot of places on the forum but could not get a definite answer as everyone's situation is different Can someone please help me I am planning this in advance so I do have some time to go but do not want to do anything wrong I applied for mortgage and have got valuation on monday.…
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would you take this deal
Been offered what seems like a good deal on a new build flat in Edinburgh. Flat won't be ready till october missives would need to be signed within 21 days of reserving and we're putting our place on the market beginning next week. this is what's been offered, flat price £170000 Sweetners: Unconditional missives for 8…
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Buyers: how far did you stretch your budget when buying home?
Although I can borrow more from lender I don't want to go max which would make it around 210 I could get a place for. I've told myself to go no higher than 190 on a place, especially as rates are low (getting a 85% LTV) and could change anytime but then it leaves me with not as much choice in 2 bed properties I want in the…
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estate agent fees
Hi i want to put my house up for sale next week and i want a a rough idea what fees i will have to pay. Will their be any upfront fees also and do estate agent negoiate much on fees. i live in the Amber valley in Derbyshire and the house is worth over £100,000. Thanks for any anticipated help.
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In Laws Moving into Annexe - Legal Rights
We are in the process of buying our first house (we have previously rented). The property includes an unfinished annexe. My partner (we are not married) thought that the annexe would be good for his aging parents. Unfortunately, he has mentioned it to them already and they are already talking about spending £20-30k on…
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RavensYard - anyone know anything about it?
This post has come up on my twitter (via someone reposting it) and I decided to take a look http://ravens-yard.com/ From what's written I can;t understand what the tenant is saying - that they lost the case?? Anyone got anymore info on it out of curiousity?
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To staircase to 100% in shared ownership property or not?
We own a 50% share of a 3 bed semi townhouse. We love living here and did consider moving but have decided to stay put. The rent and service charge we pay on the other 50% is £150 per month making the monthly cost of mortgage and rent combined £460 per month. We are in a position where we could staircase to own the…
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Introduced through a terrible agent
I was introduced to a property back in February through an agent (let's call them Agent 1), and I put in an offer which was accepted. Shortly after that I was gazumped by a buyer through another agent (Agent 2), and Agent 1 failed to call me and tell me I had been gazumped. It was only when I called up the next day to…
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Solicitor not carrying out our instructions
Hi everyone, Sadly my both my partner's parents passed away in the last 6 months. Due to her receiving inheritance we have decided to purchase a house (which is on track...mostly). Due to the size of the inheritance we are able to purchase it with cash only. Quite alot of work to do which I am actually looking forward to.…
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cheeky offer on a new build
hi all, I am thinking about putting in a very cheeky offer on a new build from permission homes. The house I want is up at 209950. I think I should offer 170k, 20% off their asking price. What are your thoughts on this being accepted? :money: I would then need to use this new help to buy scheme also to be able to afford…
