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My house survey
We were advised to put our house on the market at £215,000 we then decided to reduce to £195,000 We then got a buyer but their surveyor valued our house at only £180,000 we were in total shock .We took the house off the market for 3 months made a few changes and back on the market at£189,950 then reduced to £182,950 and…
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Has anyone ever successfully homeswapped?
For those in social housing an honest question, has anyone ever successfully done a mutual exchange (and not with a family member or close friend) and it has all gone through and been successful? We are coming up to three years looking for a mutual exchange now and we are really starting to feel we are never going to get…
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Property Bee
Please can someone property bee a house for me (by pm!) :) (Edit) All done, thanks :D
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Stamp duty on shared ownership property
Hi Please can someone advise me? I was trying to establish whether I will need to pay stamp duty or not by buying the second half of my property. I first bought a 50% equity of a housing association property for £27,000 in 1999. The original value of the house was £54,000 back then. I didn't pay any stamp duty at this…
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Wife and stepdaughter moving in with me
Hi, I am currently preparing evidence for my wife and stepdaughter's visa applications. Part of that will be providing the tenancy agreement, a letter from my landlord saying he's fine with my wife and stepdaughter living there with me and the latest council tax bill. My main concern is the letting agent. The property is…
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Can't sell..want to downsize. buy to let?
Hi Up until Christmas we had our house on the market for nearly 2 years. We reduced price, had loads of viewings but nothing. It is a big house and we really want to downsize. We have a mortgage that is 25% of its value. We both have perm full time jobs. We also have 1 buy to let property. We are considering buying the…
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RICS Homebuyer Survey
I have had my offer accepted on a 2 bed flat this week and am starting the process of instructions. I have paid for the mortgage valuation but need to decide soon if I want to add a Homebuyer Survey. The flats were built in 2003 and it is on the 1st floor of 3 storey block. Will a condition report be enough or should I get…
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What to do???
Please help looking at buying a new house already have one from different stage in my life that I rent out on a variable mortgage at a rate of 3.99%. Now wanting to buy seen two mortgage advisers one felt that I should just put down 15% deposit and get a new fixed rate mortgage at 4.35% and leave my first mortgage alone.…
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subject acess request
I wonder if someone can tell me if I can send a SAR to an Estate Agents and would it include all emails, I'd Verification, signed Sales Particulars, offers made buy Sellers etc. I need to know if we signed the changes on the property particulars Also if the Estate Agent doesn't belong to any regulated body would this mean…
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House with oldish conservatory
Please can someone help me with information about conservatories? We've never had one, but have been to view a house which has a conservatory which is about 10 years old. I know that there are various qualities of conservatory and I would say that this one is probably of intermediate quality - maybe closer to low end than…
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First Property
Hi, I am looking to buy my first house and went to view it today, we loved it :j:j But there is one thing that is confusing me which is the heating system. It was a 3 story town house. It had a combi boiler in the kitchen downstairs. On the 1st floor there was what i would call an airing cupboard. Now i would have expected…
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Value of land if allocated for housing development
Hello All, My local council have written to me to ask my view (in favour or against) re a proposed site allocation in their local plan, which would allocate about 400m2 of my rear garden for residential housing development. I quite like my garden and would like to hang on to it... but obviously everything has a price!…
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House sale on hold with planning and regs problems please help
hei all, in 2009 i built my conservatory onto the back of my house. it does not exceed 50 cubic metres and also doesnt exceed any of the boundries, nor is it more than 4 metres tall. however as i put it up myself it was done without planning or regs. was planning needed and would an indemnity policy help the buyer move…
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Mortgage valuation lower than our offer - what to do?
WE ARE FIRST TIME BUYERS AND ALL THE PROCESS HAS BEEN A COMPLETE NIGHTMARE- PLEASE HELP::eek: We have found (and had offer accepted on) our "dream home". We had our own buildings survey done last week on the place we want to buy - as result the house has been valued 30K less than the agreed price. The report has shown…
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LL deposit scheme
i have rented out my property 3 months ago but have failed to secure the tenant's deposit in a legal scheme until recently. i am about to serve a section 8 and section 21 on my tenant. whats steps should I take re the deposit before i do? im aware i cant serve a 21 without securing the deposit, how important is it to have…
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Worried about flat I've paid admin fees for
Hi, Sorry to ask another question but you lot are v. helpful. Basically we viewed a flat last Saturday and fell in love with it, we knew it'd be snapped up so immediately went to the letting agents to register our interest and pay the admin fees. The agent said we'd know by the end of the week (I handed in supplementary…
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New house stair case !
I'm thinking of buying a property but the one thing putting me off is the stair case. It is steep and the steps are very small. Does any one know if the stair case can be changed ?
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Landlord hasn't protected my deposit scheme, next steps?
Hi all, Hoping you can help please. I moved into a short term lease, rented accommodation back in January and paid a £850 deposit. Despite a number of requests to the landlord via a mixture of email, phone calls and texts for the deposit protection scheme used, I have had no response and no further information sent to me.…
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Selling a Tenanted House - Capital Gains Tax?
Folks, I have a 4 bed, which my sister-in-law has recently moved out and we have decided to sell it. Are there any loopholes around paying any capital gains tax on this property? This is a house we use to live in ourselves a few years ago (1998 to 2004). Or, would we have to fork out the tax once we have sold it? Much…
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Call to clamp down on unscrupulous letting agents
Hi BBC Article Call to clamp down on unsrupulous letting agents http://www.bbc.co.uk/news/uk-22095712 Yeah, not before time if you ask me!
