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Landlords Keeping Deposit
Okay, so we just moved out of our rented accomodation where we've lived for 2yrs with and according to my husband who saw our LLs yesterday (I've moved already far away from the old place) they are not returning any of our £825.00 deposit back. They are saying they want to replace the whole of a carpet that was damaged, I…
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they're queueing out the door...
Just out of interest... how many people have been told by EA "I've got 5/6/7/20/500 people on my books RIGHT NOW who are desperate to move to a house like yours." :p Just helping myself to a pinch of salt....
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Mortgage Payment to Salary Ratio
Hi, I am looking to buy my first home. I would like to know if there is a common sense estimate of the ratio of mortgage payment to either gross or net salary. I'm sure I've heard the estimate of 1/3 take home pay but can't find anything definitive online. My personal circumstances are good in the sense that I don't have…
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Who to contact to register new build address?
MSE Official Insert: Check our guides for help and tips: Moving House Checklist 50 House Buying Tips Buying a Home Timeline Back to the original post... I am moving to a new build and Sky cannot find the address and therefore cannot arrange to move my subscription. Sky have told me to contact Royal Mail and Open Reach…
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receiving post for previous owners
I bought my house in 1997 .For a while I received some post for the previous owner which I redirected .The previous owners mover a few times so I lost contact and the post stopped until last month . I received a payslip from an agency addressed to the son off the previous owner (he was about 5 when he left here ) .I phoned…
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How do you do the house move from mortgage to rental in terms of timings etc
I wonder if you can help. We are in a situation where we have a buyer for our house, but no longer have a house available for us to buy. So we will be moving into rental. The problem is there are no rentals in the narrow area we need to move to at the moment. One comes up on average per month. The problem we have is that…
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Leaving tenancy early
I'm leaving my tenancy three months early due to having to relocate for work. My landlord has been good about it and if they are able to find another tenant they will release me from the contract. I know that I will be liable for the rent until the end of my tenancy and the council tax (this will actually increase as I'll…
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the Compton group - ground rent
Hi All, I've seen quite a few threads about the Compton group on this forum, but none for a while so thought I'd start a new thread. My boyfriend and I bought a leasehold semi-detached house in Cheadle, Greater Manchester last December. We were told by the estate agent that the ground rent hadn't been collected in years,…
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Moving out for the first time, with a friend. Split the bills?
Hi, Me and one of my best friends are starting to view some houses to move into, and I have a small quesry about paying the bills. I`m trying to think of a fair way to pay them. Instead of putting all the bills in one persons name, would it be better for me to pay some and my friend pay others so they work out roughly the…
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Problem with lease
When trying to sell my house, it emerged that the car parking space adjacent to it and part of my garden (fenced) were omitted from the lease plan lodged with the Land Registry. This has been compounded by the fact that whilst my title deed does not show the omitted land, the Land Registry has included the parking space,…
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Liability for rent after breaking tenancy agreement
Hello My boyfriend is having to leave his rented flat before the end of the tenancy. We understand that if another tenant isn't found by the end of the notice period the landlord has the right to keep the deposit. However the landlord has said in writing that if another tenant isn't found he will continue to charge my…
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I am going to buy my first home, help and advice greatly received.
So here the story starts, I am currently renting a property and have saved up a small deposit towards a house, I have now decided I would like to buy a property of my own rather than keep renting. I have been looking on right move and a few houses I could afford have come up, I am going to look at these next Monday! I have…
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Estate Agents - Buyers
Hi all, Our sale has just fallen through and we spent Saturday driving around EAs registering. Some we hadn't de-registered with. They keep marking us as 'hot buyers' and 'premier buyers' and 'priority buyers' as we have completed on our property, have a mortgage ready to go etc and saying they they will find us somewhere…
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Foundation cracks - best type of survey?
I've seen a house which on first viewing looked reasonable but on the second viewing I noticed a stair-step type crack in the foundation, below the DPC barrier, a roughly 5mm wide gap following the mortar lines through 2 courses of brickwork, near the corner of the wall. There wasn't any evidence of cracking above the DPC…
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Using second hand searches
Hi, Apologies if this has been posted before but I tried to search and couldn't find anything. Due to the mortgage offer running out we have a month to complete buying our first house. The house has no chain and a sale recently fell through. The estate agents have stated that to help speed the process I could possibly get…
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Your New Neighbours
Just a question to anybody that has bought a property recently, did you make the effort to introduce yourself to your new neighbours? I know a few ppl that have bought houses recently and they have`nt bothered. I`m moving into my first house soon and would like to be on good terms with the immediate neighbours, I think…
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How much should one save over and above a deposit...
may sound a bit nieve. However, obviously one needs their house deposit, and the mortgage on top of this. How much is advised to be saved on top of this? The honest answer is of course as much as possible :) However, what would be advised in reality? This figure should include any mortgage/solicitor fees, stamp duty, an…
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Rented House Problems!
Looking to see if my fellow MSE's are able to give me their views on the number of problems i'm having with my current rental property. Moved into the house in november, the house had recently been white washed and new carpets fitted everywhere. House was freezing cold when we viewed and we we're assured it was just…
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Saving for deposit?
Apologies if this is in the wrong section. Is there any bank accounts/ISAs I should be looking at if I'm looking to start saving for a deposit for a house? Boyfriend and I would have between £2000-£4000 to put in to begin with but I'm not sure what the best course of action would be for that money. Any help appreciated :)
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Eeek! Mother-in-law's here to stay
Mother-in-law is 87, and she's been really rather poorly recently. So, my wife decided that she should come and live with us for a while until she's better. She's installed in the TV room downstairs as I write this. Any advice on how to make sure that she moves back to her own home within a reasonable period? We've agreed…
