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Anybody had any dealings with HomeLet.co.uk?
I have been requested to submit information for a tenancy check to be run on me via HomeLet. I just wondered if anybody had used them, could tell me what the process was, and whether there was anything I should be concerned about. Any input would be very appreciated.
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Offer Excepted - When do we do what?
Have an AIP Decided on Surveyor (but will consider Mortgage Companies suggested Surveyors) Solicitor Sorted Buying an empty house (not probate) We are not in a chain In the past due to a messy divorce we incurred masses of debt, but it has all been clear with no missed payments or problems for about 6 years or so. Our AIP…
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Buying a flat, damp smell, help!
I am not sure if this is the right forum but I have been in the process of buying a flat for a few months now and I have been to see it a few times while the owners were still living there. The first time I went with my dad, he said he could smell something that smelled like a wet dog. When I went with my mam she said she…
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Renovation project - need advice!!?
Hello 1st time Poster so go easy... Need some advice- I have seen a house which needs alot of work done to it. It is valued at 175k but willprobably go for more because of the area. How easy is it to get a 90% mortgage and a Home Improver loan of about 25k? Will need to spend 15k on renovations with the extra 10k going on…
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Getting Antiques valued
Sorry not sure where to put this post, so have put it here as it is related to homes, mods please move it if in the wrong place, thanks. We are not sure where to start with getting antiques valued, they have been left to us by a deceased relative. There are quite a few items, including some large pieces of furniture,…
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Understanding Title Deeds
Hi, I have just downloaded some title deeds from the land registery. It has a listed owner and says there is a mortage on the property however there are several charges, "by a deed dated 7 february 2007 made between ****** and ***** and ****** the terms of the lease dated 30th April 2004 referred to in the property…
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Deceased vendor still on Land Registry
We are buying a house that has 2 owners named on the Title Register at the Land Registry, but one of them died 3 years ago. The seller's solicitors and ours both claim that, as there are no restrictions in the deed against a sole survivor selling the property, there is nothing to worry about, and that a death certificate…
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Selling a House left in a will
We have been left a house by a relative and don't wish to live there as it's not a convenient area for us, but wish to sell and then buy another property as we are renting at the moment. Ideally we would prefer not to do anything to the house at all, apart from empty it of furniture etc and give it a good cleaning, as we…
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Mortgage offer-wrong amount listed..
Hi MSEers, Hoping for a bit of advice, we had a flat under offer and mortgage set up for £210k but the purchase fell through. Our mortgage was portable so are using it for our current purchase on a property for £213k. The loan amount is still the same (we're upping our deposit by £3k). We notified our broker of this and a…
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Letting Agent in administration
I signed a letting agreement with ADS Lettings and moved in 3 weeks ago. They have just gone into receivership. Is my deposit safe, and where is it? How do I find out who the administrators are?
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Just moved house - Council Tax query
Hi, We completed on our new house purchase on Wednesday and I have just received our council tax notification. The bill states that the amount for the year is £1340.37 which as it is paid over 10 months would be £134 a month. However, it states - Charge for period 08-DEC-2010 to 31-Mar-2011 £418.64. First instalment…
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Letting Agent Help!!!
ok so me and my girlfriend are moving into a new place, and the letting agent has basically taken the !!!!!!! we have met the landlord and he is great he wants us to have his mobile number so we go direct to him etc etc etc. ok so a long story short the letting agent knows my girlfriend loves this house and he keeps…
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Short Term Rent for Friends...then sell them the house!
Hi We have had our house up for sale for some time now with no joy, but have found a place we want to move to. We do have savings to put down as a deposit on the new house, but need to sort our current house out. My sister and fiance are currently away travelling but she has suggested that when they get back after Xmas she…
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wills and death of couples together.
A couple living together, mortgage and house is in only 1 spouses name. Wills say everything to the other if either one of them dies. What happens if they are both killed together at the same time, say in a car crash. I had heard that legally it is presumed that the female is deemed to have died last as she is presumed to…
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Interest on deposit
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Landlord entry to property
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Tenancy Damages
Just wondering where I stand on this really. I have recently ended a tenancy and the only damage to the property was to the hob, a saucepan lid fell on it and cracked the edge which left a small chip, this in no way affected the workings. I know i'm liable for the damage, but the hob wasn't new but i'm being charged for a…
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First time buyer - advice needed if possible
Hi all, New to the forum but hoping to learn a lot from you all! I have recently had an offer accepted on a property and managed to get a mortgage as a first time buyer. I haven't set a completion date yet as the solicitors are still sorting out the contracts and running various searches on the property. I have two areas…
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Would this worry you?
Just had the basic valuation back from the mortgage provider, I'm having a full structural survey done on the property but this valuation has already identified some potential "risks". This is my first house, its not an new build and was built in 1900's (over a hundred years old). The valuation says: "The general condition…
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Repossession - timescale
I am in the process of buying a repossession, i was warned when i started that there is a strict timescale in which to complete - 28 days. However since i started the process the weather has been rubbish - loads of snow and as a result lots of things have been delayed - post not arrived etc. I am fairly sure i have no…