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Buying Repossession: 28 Day Deadline
Hello, we are buying a repossessed property and the Estate Agent has given us a 28 deadline to complete, which is bit rich over the Christmas holidays. Can anybody direct me to the legal regulations on this please?
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How important is a garage?
House been on market over a year now, was sold, fell thru, couple of offers not accepted by us. Am now fed up of showin people round. There was little negative feedback but a couple of people said that for a 4/5 bed house they would have expected more space downstairs. We have a thru lounge and a large kitchen/diner having…
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Title guarantee
Hi i am in the process of buying a property which has been previously part of bankruptcy proceedings at the last hurdle I have been informed that the property comes with NO TITLE GUARANTEE. 1. What can I do about this. 2. Someone has mentioned Indemnity Insurance. Has anyone got any idea of the cost and any general advice…
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Getting a holding deposit back
Hi. I hope someone can help me! :) My partner and I saw a house on a letting agent's website two weeks ago that we liked the look of. We arranged to view it, but the appointment was cancelled and rescheduled three times by the agent. The pictures of the house looked promising, and we didn't want the house to go before we…
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Help please
Hi , bit of help needed if possible. We are collecting the keys for our new build home on thursday and we are struggling to get home and buildings insurance because the postcode is not registered. Any advice on how to get the home registered and on databases
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Can I rent from my mother?
Me and my mother moved to the West Midlands,we brought an house here from Rhyl. We still have our house on the market in Rhyl, which we are finding it difficult to sell. But after some months I realise I have made a mistake in moving, and wish to go back to Rhyl. Would it be possible for me to rent our old property from my…
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buying council flat advice please
hi guys, i have just recieved a price to buy or should i say become the leaseholder of my council flat, i have lived here for 14 years the flat is 1 of 2 its had a new roof and central heating so we decided to buy instead of paying the council rent, i know there there is a difference between buying a house and a flat but…
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Findings from homebuyer survey advice needed
Hubby and I are buying a leasehold flat. The flat is on 1st floor of a detached house built in circa 1910. There is only 2 flats in the building and as being the 1st floor we also have the loft access. We have just received the homebuyer survey back which has raised some immediate problems and we are looking for some…
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Mortgage v rental
Hi I currently have an interest only mortgage and am coping with the repayments as they stand now, unfortunately i think i may struggle if the rates go up more than a percentage so should i consider jumping off the property ladder, investing my equity and rent hoping for a decrease in property prices or hang in there…
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Renting out a spare room
Hi In the new year I will be looking to rent out my spare room. I thought I'd come on here for some great advice. How should I go about this? References, deposits etc. Any websites you could point me to. Any advice would be greatly appreciated. Many thanks Buzz
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House move taking forever!
Hello there I am new to this site but looking for some ideas/advice? We are currently selling our property and buying another. We are selling ours to rental investors for below the market value in order to mkae what we thought would be the quick sale necessary to make a purchase on our dream home (which is being sold to us…
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Shared ownership
We currently live in a large detached house and are in our 60's with two children who have left home and have their own properties. At some time in the future they will jointly inherit our house which would clear their mortgages. One of them currently needs to move to a larger house but may have issues with affordability…
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Retention on mortgage offer
Hi guys, Long story cut short but have had offer on house accepted and survey done. Surveyor suggested £10k retention and required further reports to be done. Have done this but the surveyor is being picky and wants stipulations on report of work that is not needed as well as does need doing. I have agreed a price of…
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No title guarantee
Hi i am in the process of buying a property which has been previously part of bankruptcy proceedings at the last hurdle I have been informed that the property comes with NO TITLE GUARANTEE. 1. Can I do anything about this. 2. Someone has mentioned Indemnity Insurance. Has anyone got any idea of the cost and and general…
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Advice required - what offer to make?
If I was making an offer what should I go in at 15%, for example the house I am looking at was on the market for £250,000 (which is way overpriced anyway as it last sold for £185,000 in 2003 which was the last time a house sold in that street) but the house has now been reduced to £208,000. The house that I am looking to…
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Council Tenant
Problem with a tenant. How should I deal with it. I have a tenant who receives benefits, the tenant moved in January and the rent was always received on time until now. The tenant is 6 weeks in arrears, I don't think she is living in the property as I received a couple of calls from utility companies asking me to confirm…
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Survey - 20k of work needed but doesn't downvalue
So what does one do when a survey comes back saying 20k of work needs doing but doesn't downvalue purchase price? Is there a leg to stand on as far as negotiation is concerned? Little of this work was visible to the untrained eye - problems with roof and back wall. Any advice/experience appreciated. Thank you.
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How much does full planning permission add to value?
We have a small 3-bed bungalow n a prestigious area of Buckinghamshire. It is the worst house on a good road. We have full planning permission to create a 4-bedroom, 3-bathroom chalet bungalow and it was our intention to live in it after development. Anyway, we now have cold feet about doing the project at our age and the…
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Negotiating house price after making an offer
We have just made an offer on a house and the paper work started but the sale is not finalised yet. I went back today to get some measurements for the curtains but realised that the windows were not double glazed. When I looked back at the Advert it did mention that the one room down stairs have a doule glazing ,may be…
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Planning Application thoughts - can you take a look?
I'm going back to the house my offer has been accepted on to check a number of things out. Especially taking a look at whether the other houses have had an extension done. I personally would love a two storey one, but on checking the councils plans i can see a complaint about the house i''m after. But things don't seem to…