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Management company of flats refusing to grit
Hi all, Hope someone might be able to help. I live in a block of flats on private land that is run by a management company. There is an underground car park and a main road that runs around the estate as well as a fairly steep hill that is the only exit out of the estate. In the winter last year during the ice and snow,…
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Valuation & Bellway
Well we were in the process of purchasing an apartment from Bellway, original price was £115,000 we knocked them down to £110,000 however the valuation has been done and come back at 100,00 so we cannot get the mortgage offer, what are the chances of Bellway dropping to the valuation price and how do we push them to do so?…
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Relationship break up - property owned as joint tenants
As the title suggests, we have a jointly owned property worth 250k and the £50k deposit was all my savings and equity from my previous property in my sole name. She has only paid 1/2 of the mortgage since we moved in 5 months ago. We have no children and she has decided to move out but is now forcing the issue and wants me…
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Scotland Reposession Situation
Does anyone have any insights into the current repossession property situation in Scotland? I'm in the process of buying a reposession. My offer was accepted, and an entry date set for 21st Dec. However the court ruling concerning repossessions then reared it's head and everything was put on hold. For anyone that doesn't…
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Family as a landlord/tenant relationship?
Is this advised for or against, or does it depend on circumstances?
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Freeholder permission and porch building
Hi, We have just purchased a leasehold house. We've been told that we need permission to install a satellite dish . Is that so? We also want to complete the small porch -the roof and two side walls are already there, we just want to build the small front wall which will only include a door and a window and some wood under…
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2 Houses - Tax Implication
Hey, Quick questions: If you have two properties (one worth 170k one worth 80k) What are the tax implication of owning two residential properties if neither are let? Also what are the implications if one is let? Any help would be great Thanks
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Just had inspection
Right-o Ive just had an inspection for my flat and they told me Im not meant to dry my clothes on radiators or they will charge me.....Id love to know how the hell else Im meant to get them dry - last time I used the airer it took 5 days and it was still damp....:mad:
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Jumping off the housing ladder
Hi All, Is it significantly harder to get back on to the property ladder once you voluntarily get off? We have sold our house to a first time buyer and having lots of issues trying to find somewhere to move to. We do not want to lose our sale so prepared to rent for a while if we cannot find one by the time of completion.…
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What to offer - any advice welcome.
Hi, I viewed a house yesterday that I'm very interesed in. It was reduced to £194,500 at the end of Nov from £199,500, It came on the market at the end of Oct. The sellers are downsizing (made redundant) so presumably that's why they reduced it so quickly. The house next door sold in June for £190,000 and is identical on…
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Deeds of trust and restrictions
My partner and I are buying a house and he is taking out a mortgage for his share,I cannot be on the deeds or mortgage because I have a CCJ, my half share is to be cash into this property. I am taking out a deed of trust and restrictions on the property to register my interest stating what monies I have put into the…
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How long does a mortgage offer take?
We are in the process of selling our house. Our solicitors have advised that all they are waiting for is the buyer's mortgage offer. We were advised nearly three weeks ago that this should only take a few days, but so far, we've heard nothing despite our solicitors chasing them. How long should this take?
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If a life threatening object falls from head height can I claim compensation?
A few weeks ago a very heavy tile fell from the bathroom - from above head height - it would have killed a child if it had hit; it would have hospitalised me. Although no-one has died or has been injured as a result is there any way of claiming compensation? Landlord still has not done anything about remaining tiles (which…
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Bailiff and CCJs
I had a visit from a bailiff this afternoon, who asked for the landlord. I gave him the landlord's phone number and the landlord called me later to tell me not to worry, and that it was in relation to a parking ticket for one of his other tenants. Frankly, I don't believe him, and I wish that I had now taken the bailiff's…
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Mortgage advice please
Hi, Wanted to see if I could get some regulars and more experienced people give me some idea about what to do. I bought a property a few years back( 2006) for 240k and due to some unforseen reasons I have had to move out of the area. Now I bought at the peak and currently similar properties are asking for 250k. At one…
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Shared Ownership - buying 100%?
Hi all, hoping for some advice on buying 100% of a shared-ownership property. My partner owns 25% of a 2 bed flat in the docklands, London and I also own (mortgaged, not S/O) a 2 bed flat outside of London that is worth around the same as hers is on the open market (~£250k). Despite the general problems she's experienced…
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Help needed with management company
Hi I own a flat which is leasehold I which I am renting out. One of the owners of another flat in the same building has recently raised some issues in relation to the management company. In short there is a debt outstanding from before I purchased the flat. All of the then owners agreed to pay £600 to cover some…
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House Buying advice please
Hiya Well OH and I are considering buying a house, we are renting at the moment and just need to give a months notice to end the contract. Its been on the market on right move since May of this year and its at a pretty decent price. Its an ex-council house by the looks of things in a pretty decent estate, and is a 4 bed…
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Street Naming
I'm having a bit of trouble with my new build. I move in a couple of weeks so I've told Royal Mail the address should now be activated to receive mail. No problems so far, they have activated the address. However, Royal Mail are spelling the street name differently! I've checked with the developer and solicitor and they…
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Property bee pls
Hi My property bee is stating that this is new on today, its also stating that all properties are though so confused! http://www.rightmove.co.uk/property-for-sale/property-30014213.html