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Slightly worried!
I had an inspection yesterday by the EA's they said they would get the LL to come round and look at the bathroom light not working - today the LL's dad (they both own the property) just turned up completely unannounced to look at the light - he also wanted to check the damp in the bedroom, I asked for few mins to 'tidy up'…
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What to do ?
H, I am mortgage free, but we need to, 1 sell and move. Or, 2 improve the home we are in? we would need about £50,000 to put an extention on and refurbish, or we would need around £50,000 to move, we are both just over 50. The thing that is if we move it costs around £10,000 just for the fun of it. Would like advice on…
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Newbie landlord... what legal documents do I need? (& other q's)
What safety checks do I need to do before I can legally rent my house out? Is there a good beginners guide to being a landlord? Very much a newbie here so be gentle. I had a quick look at landlord zone but couldn't see a check list of some sort.
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How much should I try to negitiate when buying a new build house?
Hi Guys. This is my first post so please be gentle. We're looking at buying a new build house in the South East of England. I know that the property market is in the doldrums right now and we've been advised to try to haggle as much as possible. The sales advisor at the showroom even said that if we were interested they…
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To all Landlords!
What is the benefit of renting to a tenant through an agent? Surely the tenant has to pay a load of fees as well as the landlord? If you were approched by a tenant directly would you consider them? If they produced wageslips bank statements and emplyers refs along with prev rental refs!?
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Mortgage for contract worker
I've been told by quite a few people that freelancers need 2/3 years accounts to get a mortgage. I would like to know if there is any flexibility in this if you have a good deposit and what is the best way of going about getting one?
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Renting With CCJS - experiences
Hi Guys Im pregnant and having to move out from my rented flat with my flatmate and into my own flat this will be in 2011, im seriosuly worriedf though as i have 3 ccjs due to my own stupidity, I am currently paying these all of and will have 2 of the 3 satisfied by the time I move. My question is how easy is it to rent…
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Advice wanted from experienced landlords please?
Hi guys, Hoping some of you more experience landlords could help me out with a bit of advice. I'm about to let my house; small 2 bed terrace cottage. I've had a few lettings agents round and have picked one that I think gave a professional service and a reasnoble rent appraisal (not to high, not too low). However, I'm not…
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Credit score aggregated or combined for a mortgage
Hi - My credit score is 470 (I missed 3 payments in 3 years and have been abroad so only on the electoral roll for the last 6 months). My girfirend has a credit score of 750 Are our scores aggregated or combined? Either way, for first time buyers with a 20% deposit, how does it look? Can I do anything about my lower score?…
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Offer accepted on a repossessed property
Hello I've just had an offer accepted on a repossessed property and the information of it is listed online advising that people can counteroffer... I've asked the estate agent how long this notice will remain online and they have advised it will stay online until the exchange of contracts, I was under the impression this…
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Issue with Flat Roof and Managing Agent
Hi All, I'll try to summarise this as best I can as this has been an ongoing problem since Nov 2007. Apologies for the length of the post I just want to get over all of the key facts in this ongoing saga. - In Nov 2007 I contacting the managing agent of our flat to inform them of a problem with damp penetrating the ceiling…
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RETIREMENT - Lifetime lease option
I am planning to move from Norfolk to Hetrfordshire to be nearer my family now that I have retired. There is however a large difference between property prices in these areas and at my age wont be able to get a mortgage. I have heard about companies who will fund up to half the cost of a new property (and apparently there…
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Interesting house for sale... (EDIT: The Tacky House For Sale Challenge!)
Who knew you could buy red and black bathroom suites? (scroll across for more pics) http://www.rightmove.co.uk/property-for-sale/property-13765344.html
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House buying in Scotland
My husband and I are looking to buy a house in Scotland (we currently live in Wales). Someone has advised me that Scotland has its own legal system so house buying is different there. What are the differences?
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FTB - Advice on what offer too make?
Well after viewing about 15 houses we have found our favourite. It's a 2 bed-semi, 2 receptions and a decent sized kitchen and garden. The house is in good condition, windows double-glazed, decorated to a good standard. It won't let me post the whole link as i'm a new user but its…
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Replacing water mains
Just had my survey back. Says hot water pressure not good despite a Megaflo. Surveyor says probably due to the pipe from mains not being replaced. It is a c,100 year old house. Can anyone help with a ballpark as to how much it would cost. The surveyor thinks about £4k. The vendor says about £1k. Some difference!
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Homebuyers report
Okay got my homebuyers report back, mixed results, some problems with roof and other than that its mainly damp. The house is a repossession and so has been empty for about 5-6 months, and with the rubbish weather i did expect this anyway but he seems to be pointing to quite a bit of damp. Are the surveyers going to be over…
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Survey - rebuild cost
What does this mean? My valuation is exactly the same as the price the estate agents are marketing it for, but the rebuild cost is nearly twice as much as the valuation, is this good or bad? I dont really understand the rebuild section.
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Landlord Associations – Recommendations, Please
Following one of my earlier posts, Bitter And Twisted (thanks again :T) recommended that I join a landlord’s association to help understand all legal responsibilities etc. relating to being a first time landlord. I’ve had a Google during today, and a look through some previous forum posts, and both the NLA and RLA…
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Error in our completion statment
We moved house a couple of months ago and our solicitors produced the completion statement and paid the estate agent directly. Last week we got a letter out the blue saying the estate agents were going to pursue us in the courts for non payment of fees! Today the solicitors have finally admitted that they made a mistake…
