Would this worry you?

Mexas

Just had the basic valuation back from the mortgage provider, I'm having a full structural survey done on the property but this valuation has already identified some potential "risks".

This is my first house, its not an new build and was built in 1900's (over a hundred years old).

The valuation says:

"The general condition of the house appears consistent with its age and type of construction, but some elements of the property are ageing and likely to require attention.

Evidence of movement was observed in the form of distorted floors, openings, roof frame and brickwork, this appears to be long standing and non-progressive and the likelihood of further significant movement seems remote. No structural works are considered necessary."

There is a small stream/brook to the rear of the property, the valuation says:

"The property may be prone to flooding. The conveyancer should investigate this risk through legal searches and enquiries, with history back to the valuer if a history of flooding to the subject property is established."

and finally, on the subject of internal and external alterations:

"The property has been structurally altered at some point in the past with the removal of internal walls, chimney breast and rebuilding of gable wall."

Like i said, this would be my first property, viewing with my own eyes the property seems in very good nick. It certainly didn't look like it needed any major work doing to it. I'm not particularly worried about the flooding aspect, the stream was very low even when i visited after it had been raining pretty hard most of the day.

I'll have the full structural survey done next week, hopefully that will help me decide whether to go through with it.

Any advice or views welcome.

G_M

So which bit of this survey is worrying you?

Mexas

Basically...

"Evidence of movement was observed in the form of distorted floors, openings, roof frame and brickwork"

"and rebuilding of gable wall."

Although the question was, would YOU be worried if you read that in a report? Not which bits worry me.

G_M

Mexas wrote: »

Basically...

"Evidence of movement was observed in the form of distorted floors, openings, roof frame and brickwork" Errr... why quote selectively? "this appears to be long standing and non-progressive and the likelihood of further significant movement seems remote. No structural works are considered necessary."


"and rebuilding of gable wall." Again: "The property has been structurally altered at some point in the past " So? Most 100 year old houses get altered over the years! My own house has had 4 major extensions at 30-odd year intervals, each involving removal /replacement of structural walls etc..... Now if the work is bodged, that would be an issue, but where does the word 'bodge-job' appear?

Although the question was, would YOU be worried if you read that in a report? Not which bits worry me.

I have no idea what it is you are concerned about.

Mexas

Fair enough, like i said this would be my first property and the first time i've ever had a valuation report. When i first read the report i started to get a bit worried about potentially forking out thousands to get things put right. I'm probably being over cautious. Cheers.

betmunch

In answer to the question: Would this worry you?

My answer would be: No

Amanita_2

Me neither - my current house had the "long standing and non progressive" movement clause ( as did the one before that!)

This one has been standing for some 200 years now so I don't think it is going anywhere soon and last I heard so was my former home.

HH62

All houses experience movement. The parts of the survey that you've quoted it sounds absolutely fine. You'd read some surveys that make it sound like the house is going to fall down tomorrow....
I realise as a FTB when you first see a survey it can scare you but yours sounds absolutely fine - the bits you quoted anyway.
I would have no worries.