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Help! Help! Advice on renting
Hello, I wonder if you guys could help us in our hour of need. We have currently been renting our property for 2+ years, but for the last year we haven't had a tenancy agreement that was signed. In the last few days a few of the people in the house have moved out and the two that are left can't afford to pay the rent by…
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Atlas International
I was interested in buying a holiday home in Greece and have been talking to Atlas International. The details they sent didn't have a contact number and the details were blurred and unprofessional. I found their phone number on the internet, rang the guy I had spoken to previously but he was out. His colleague gave me his…
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mortgage age
I am 46 and want to take out a 25 year term on a mortgage. Will I be to old to do this as I will be over 65 by then?
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Lease Extension - your thoughts please
The sale of our 1 bed flat and subsequent purchase of a house has fallen through because of issues with the lease on our place. There are 72 years remaining - our buyer was well aware of this and said she did not mind, until the last minute before exchange. A little inconvenient, but hey that's her prerogative. No huge…
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conveyancing fees
I'm just organising a conveyancer for the sale of my existing property and buying a new property. I was quoted over the phone £325 +vat for each property plus dispersements. I asked what the dispersement were and was told in addition to stamp duty and land registry there would be a telegraphic transfer fee and bankruptcy…
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Can my partner get her share of the house back?
Hi. First time on here so bear with me. My partner split from her ex last year and they had a mortgage together. To get out quickly, she moved out and accepted a reasonably small fee instead of going halves on the house. Is there any way she can now get half the house back, as she regrets her actions at the time? The…
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Landlords asking to see a students student loan schedule?
I provided my landlord with proof of my earnings from work, which i provided because I didnt mind them knowing. The issue is they have also asked now to see a student who will be living with me's loan schedule letter which he does not want to reveal. No one has said it is a legal requirement to provide such information,…
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Deposit
Hello! I've previously posted on here re the appaling LA I used to rent my house through. This is now all in the hands of TPO. The tenant's moved out of the house (moved in with her bf), and she instructed me to keep the deposit as payment as she bought the furniture that was in the house from me. However,the LA didn't do…
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Lodgers... Implications and Effects
Hello all, I am currently out of work due to the recession and in a bid to keep the mortgage company happy I am thinking about taking in lodgers. Can anyone tell me where I stand, what I need to do legally (telling the mortgage lender, local authority, etc) and how this will effect me? Thanks!
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Landlord changes mind why do we have to pay.
this is long sorry We have been stung by a LL that my husband signed for not me by the way but it has both names on it. Surely I would of been told to sign as well. They said they where doing a credit check on us but he provided everything they took £50. Signed missives and paid a month and and a month but on it, its in…
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Who is responsible for ceiling collapse?
I am a Landlord with unfortunately no insurance (I do have on my other two properties, this was a complete oversight by myself). I have a factor who is responsible for the maintenance of the whole building (12 other properties). I have recently paid them for works on gutter cleaning etc. My letting agent contact me today…
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Renewing my tenancy advice please
Hi My tenancy is coming up for renewal.I previously paid 6 months rent upfront from my savings as at the time my husband was unemployed. My husband has since started his own business in July this year and has work booked for the next 4 months. I have received a letter today from the LL saying they are willing in principle…
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Ways to sell fast
I have a small rental property that I was going to let. It was bought around 5 months ago needing a lot of work after a fire. It was bought with a loan and I have borrowed money from family and used credit cards to get it finished. I tried to get a mortgage on it after I got a bathroom and kitchen in there but only had one…
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Locks that don't damage the door
I remember a thread here a few months ago where two flatmates had fallen out and a couple of the regular posters here recommended a lock that you could put onto the door (internal) that wouldn't damage the door. Does anyone remember that thread and can you give me a link to the lock? Thanks.
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Becoming a Landlord
I have just purchased a 2 bedroom flat to rent out and was after some advice. The flat i have purchased is already rented out and the guy renting it would like to continue to do so through me once i gain ownership. I am not tied to the agent he is letting through but am thinking it might be a good idea to continue using…
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Noisy neighbours/help!
I bought my 2-bedroom flat last August. It's 1 st floor flat. I was so happy to buy this flat in the nice decent area! I've thought I secured myself nice peaceful living. I was so wrong!! Everything was ok until 3 month ago new tenants moved in the flat above me and they are horrible. They are the tenants from the Council.…
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Tenants rights to see a contract before signing?
I am due to go with the landlord on monday to inspect the property and create an inventory, after which I should get the keys. Yet I do not want to turn up on monday without having the chance to read the contract, which I have requested and not recieved yet. Am I within my rights on monday to take the contract away without…
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Moving out of rental property
I'm moving out of a rented flat today, going to return the keys at lunchtime. I emailed the LA asking when they were doing the checkout inspection and said I would like to be present. They have emailed back to say they will probably do it tonight, but aren't sure what time and I don't need to be there. Is it important to…
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Deposit Return after 2 years
Hi, This is quite a long story, but hopefully somone will be able to assist me here. Back in June 2008 I moved into a property, paid approx £1100 deposit and paid £650 rent by DD every month. I was aware the landlord had had problems with the previous tenant not paying bills, but didnt think it would have any bearing on me…
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Conveyancing Q's not sure what to answer???
Morming all, I've got my questionaire off my solicitor for the sale of my house, but there are a few Q's I'm not sure how to answer! My hubby is at work and no help and I dont know where else to ask.... Q1. on the Confirmation of Instructions Sale sheet, it says "Please give details of your exsisting mortgage" Is this how…