-
Guarantor mortgage details
Hi moneysavers I was hoping I could pick someones brains about guarantor details - basically me and two others are in the process of renting an amazing house, however we know others are interested. The agents want all our details for the landlord so he can decide which group is the most secure/financially stable etc. It…
-
Please take a look at my house .... Honesty required!!
Hi all, Am a (newish) poster to these forums, usually operating under an alternative username, but wanted to ask if you would please take a quick look at the below link and let me know what you think. (I have registered an alternative username just because I don’t want to be tracked down as I have posted some personal…
-
Another one!-How much to offer on a new build in south west
Hi Please help me, I think I may be about to buy a house with my heart not head! I have found a new build bellway 3 bed terrace for £162,000 but in this climate I really don't know what I should be offering. I have seen other posts that would suggest an offer anywhere betwen 10-30% lower than list so very confused. :huh: I…
-
tenants accidental damage
we are renting a property and due to an accidental water leak in our flat there has been some damage to the flat below (damp ceiling, wall and carpet). Who is responsible to pay or claim for the damage? we only have contents insurance and so are not covered and the landlord has said that he is not liable and basically left…
-
Who is responsible on sale day?
We've just had the phone call to say the sale of our flat has completed :j I'm about to write to the council tax and utility people to tell them. Who is actually responsible for payment of the tax and standing charges for today? Is it us as sellers or the buyer.
-
HA Harrassing me for arrears i do not owe them from 2000
Dear MSErs i wonder if you can help? Its a bit complex so i will try to make it as brief as possible. I am a joint assured tenant with a Housing Authority and have been since 1997. My weekly rent is £220. Today they have written to me to say i have arrears of £420 and that they will be seeking to serve a notice of…
-
Wanting to sell, but perhaps only partly
I have a one bedroom flat in a central location in Edinburgh which is going to totally revitalised over the next 5-10 years due to the knocking down of the adjacent disused industrial buildings and building of offices, shops and (yet more) flats, and even a hotel. So hopefully potential capital gains to be had in the…
-
is now a good time to sell my flat?
Hi just looking for some opinions here. Im relocating to england and cant seem to decide on whether to sell my 3 bedroom newly built (bout 7-8 yrs old) flat or keep it and rent it out. Ideally i would like to keep it but financially it makes more sense to sell it as id have some money (hopefully) to help with my move (to…
-
Fighting outline planning permission application
Hello, The situation is this: The house behind our property has applied for outline planning permission (PP) to build another house on their garden land (which is big, the garden not the house). We want to fight this, as do all of the people who have adjoining boundaries. Previously an application for PP (for 4 houses on…
-
Shared ownership FTB experience
Hi all, My first post although Ive been reading these forums for a while now. I've seen a lot written about peoples house buying experiences so I thought Id share mine. Myself and my partner are on a relatively low income (will be around £28k combined). We need to move quite soon and have managed to save up a deposit of…
-
help so close but yet so far with my mortgage!!!!!
hello all, can anyone help or advise??? i am only days from completion on my mortgage and it has been a nightmare solicitors drive me mad!!!! i have had a mortgage offer done the valuation searches etc and signed the contract but i am know petrified as i have gone overdrawn and it has shown up on my credit file will…
-
Should we convert shower room to bathroom before selling?
Hi all just looking for a bit of advice/opinions on this we have a top floor 2 bed sandstone tenement flat in Glasgow. It has 2 large double bedrooms, a galley kitchen, living room with bay window & a small internal shower room. we could just about squeeze a bath in there - it can fit a 1600 bath. its a very small room…
-
Buyers' Remorse not shifting
Hi all As you may have seen from my other posts, I'm trying to do all I can to get over the feeling that we made a mistake with our first purchase. It isn't working. It seems like we'll need to spend an obscene amount of money to make the place even close to what I'd be happy with, and even if we do, we still hate the…
-
Limited Title vs Absolute Title?
Hi, could any of you knowledgeable folks explain to me the difference between limited title and absolute title. Thanks in advance.
-
Estate agent won't allow viewings until after a mortgage interview!
Some relatives of mine are househunting for their first property - an estate agent for one such property they are interested in has said they will not book a viewing for them until they have a mortgage interview with them! They have a mortgage arranged in principal anyway with a local branch of their Building Society - so…
-
Deposit Protection dates wrong on form (1 year difference)
I have started a new thread as it is different to my other one, basically i informed my landlord that his S21 notice was invalid because he had not protected my deposit, i had already had confirmation from the 3 schemes that he hadnt. Then i have a letter today confirming that the deposit was protedced in september 2009, i…
-
Reducing the asking price....
I'm trying to sell my house but haven't had any interest as yet. 3 local EAs all valued my house at £85k-£90k and I've put it on the market at £84950 to try and under cut the competition. I want to reduce the price now to see if I can generate some interest. The minimum I'm prepared to take for my house is £80k. So I'm…
-
Service charges and shared ownership problems!
We bought a shared ownership property in 2005 with A2 housing, and sold up in August 2009. They were notoriously awful when it came to customer services and whenever there was a problem we had to go round in circles to get it sorted. Fast forward to August 2010 and the new owners of our old property kindly forwarded on to…
-
Anyone used Berkson Wallace solicitors for buying a house?
We are considering different solicitors for buying a house as not entirely happy with the ones we are using for selling. Q1: Does it really badly complicate things to use different solicitors for selling your property and buying a property? Q2: Has anyone used Berkson Wallace (Ellesmere Port, Cheshire)? Q3: If you are cash…
-
No access from the front to back garden
Morning all, I am viewing a house on Sunday that has been heavily extended from one neighbours boundary to next doors boundary with no side access from the front of the house to back garden. The only access is through the garage into a lean to/sun room. The back garden is patio & gravel with boarders. My question is would…
