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buying house with new but crap boiler - anything we can do?
Hello, Slightly odd question - we are buying a house which we were very happy to find out has recently had a new boiler installed. Unfortunately, when we investigated what it was, we found it was an Ideal ISAR, which seems to be regarded as a total piece of crap that breaks down every couple of months The question is – is…
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Severing my joint tenancy DIY a bit stuck!
OH and I have agreed to sever our joint tenancy to tenants in common which I understand I can do for free myself and its not too complicated. I have found the relevent forms on the land registry site but I am unsure what they mean by me supplying a certified copy of notice of severance signed by the owners on whom it has…
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3 and 4 bed bungalows
I wonder if someone can tell me, in percentage terms, the usual difference in price between a 3 and 4 bedroom bungalow. I follow the local market quite closely and have worked out the average price for a nice 3 bed bungalow is about £155k (rural small town Scotland!) so what should a 4 bed be? there a couple on the market…
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New To Renting
I have a few questions about renting that I don't really know about. Sorry if these are easy questions to you all!! What do they actually mean by furnished or unfurnished? Are you able to haggle on the rent per month? What is the normal deposit that you have to pay? Can you rent if you've got defaults against you? Thanks…
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Quick sale companies
Hello, newbie here....long time money saver but first time poster seeking advice Just wondering if anyone has had experience of any of these kinds of quick house sale companies... just to give a bit of back ground I was made redundant in May this year but quickly (and luckily) found myself back in work but i now face a…
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Am I underselling my flat?
Hello I have this dilemma which is both about money and ethics. Trying to move from London to country for the sake of schools, garden etc… I have 3 children under 3 y.o. and a stressed husband, so I have to deal with it myself. My London flat went under offer in March for 499k. 3 agents valued it around this amount. The…
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Tips on how to haggle down rent?
Hi all! I'm hoping to move out in the next couple weeks and going to view a flat (like the only 1 bedroom one in this town -_-) it's £65 a week for just the flat. Any tips on how to haggle it down to £60 maybe even £55 a week? Thanks
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bad separation, what happens with home?
Can anyone help me? What happens if two people split up and one wants a divorce but an amicable split and the other won't do anything - he won't even sign a contract to say he gets to keep everything? My friend's husband has indicated plans to move away but won't have the house signed over to him or sign it over to…
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Which authorities have legal responsibility on landlords?
I have been asked this and always assumed that local councils had the legal responsibility to make sure that landlords on their patch are providing EPCS and more importantly gas safety certificates. But is this the case? Who does make sure landlords fulfill their obligations when tenants themselves can end up being booted…
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Can I force the sale of my late mothers house?
Hi, I need some advice. My mother died almost 18 months ago and left a will stating that myself, my brother, my mothers partner of 15 years and my daughter were left her house, split 4 ways, Myself 30% My brother 30% My mothers partner 32% My daughter 8% There was NO mortgage on the property and the deeds were in my mother…
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Problem with Leasehold agreement
Hi, I've got a bit of a sticky situation. Back in 2007 we made an offer on a leasehold flat run by a management company set up by the local council. At the time it was discovered by our solicitors that there were some major works bills outstanding which the leaseholders hadn't invoiced to the then owner for works finished…
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leasehold house
just found out the house we were all set on is leasehold with 999 years on lease from the 1970s. updated on finding out there are service charges of £500 per year to pay. Would this put people off buying despite the length of the leasehold?
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no bath would you buy the house?
Would you buy a house without a bath. The previous owner, now gone, :A (is this an angel smilie?) had the bath taken out and a walk in shower installed, the same size as the bath. Also it is an electric shower. The house is a 2 bed retirement type bungalow. Suggestions?
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Exchange in 4 weeks...
... how likely? The chain as it currently stands is pretty short: start of chain (ftb) - us - our (hopeful new place) - end of chain (moving into rented) End of chain wants exchanges to take place by 25th October, I think they're moving for schooling and need the new address before the applications deadline We dropped off…
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tenant's content insurance
Hi all We've found a great property to rent - credit checks etc carried out and come back fine. However, received a letter today stating that; "Before commencement of the tenancy, we will require you to provide proof of adequate insurance to cover both your belongings together with specialist insurance to cover any…
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2 months to vacate, what are my options?
Simple story: I'm 6 months through a fixed term 12 months contract, with option for LL and I to end it after 6 months (giving 2-month notice). A white good broke and the landlord agreed to replace it within 2 weeks. One day he unexpectedly shows up with workmen without notice and requires access to replace the white good.…
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Renting off x partner
I have currently split up with my partner and we have a kid together. The mortgage on the property we live in is in my partner's name as he bought it before we got together. Now that we have split up we are in abit of a situation as he needs somewhere to live and so do I. He is currently letting me live in the house and he…
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Buying my partner out of the mortgage
Me and my partner bought a property in December 2009. We have completely revamped the property since then and unfortunately broke up about 2 months ago. We have each paid for the majority of stuff in the property 50/50, and lots of work has been carried out through good will by my partners father. We have had the place…
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Opened landlords bank letter by mistake - mortgage arrears/problems brewing?
Hi, I'm hoping that some of the lovely helpful people on here can help me. I've been renting a flat for the last 10 months with no problems and the landlord has always received post here that I've always forwarded onto her. Today, whilst opening my post whilst on the phone to my mum, I accidentally opened a letter for her…
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Looking for a rental agreement template
Does anyone have a link to a rental agreement template? I have rented a house out privately and want to draw up a basic tenancy agreement. Nothing fancy but any help is appreciated.
