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help so close but yet so far with my mortgage!!!!!
faye_nolan
Posts: 2 Newbie
hello all,
can anyone help or advise??? i am only days from completion on my mortgage and it has been a nightmare solicitors drive me mad!!!! i have had a mortgage offer done the valuation searches etc and signed the contract but i am know petrified as i have gone overdrawn and it has shown up on my credit file will everything go through or should i be worried???????
any help or advice would be greatly appreciated!!
thanks faye
can anyone help or advise??? i am only days from completion on my mortgage and it has been a nightmare solicitors drive me mad!!!! i have had a mortgage offer done the valuation searches etc and signed the contract but i am know petrified as i have gone overdrawn and it has shown up on my credit file will everything go through or should i be worried???????
any help or advice would be greatly appreciated!!
thanks faye
0
Comments
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Have you actually exchanged? No worries if you have - the monies will all be in place. If not, I doubt it'd make a difference at this late stage, but I'm not expert!
Jx2024 wins: *must start comping again!*0 -
do you have an agreed overdraft limit? and are you within it?I am a Mortgage Adviser
You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Just realised you said 'completion on my mortgage' and not 'purchase'. What are they waiting on for it to complete? How long have you been overdrawn for? Are we talking hours, days or more? When can you clear it? And how much are you overdrawn? If it's hundreds or thousands, it'll be different from going £50 overdrawn. Always best to have a free o/d in place so you don't get penalised!
Jx2024 wins: *must start comping again!*0
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