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Loft Conversion and Building regs?
Hi all, A house we went to look at has a half converted loft conversion (or so the owners 'sold it that way). Roof has been redone and a Velux window installed. Entry to loft is by a newly installed Loft descendable/collapseable wooden loft ladder. After a bit of reading it seems they should've got building regulations…
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Irrational landlady, where do we stand
Ok so to this point we have had a really good relationship with our landlady, really good. When I moved into the flat it was in a vile state - mould on the ceilings, a layer of goo in the oven. We cleaned it and painted it and de-moulded it and have been very good tenants. We have also, alongside allowing her access at…
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Has anyone been taken to small claims court by an estate agent?
After the estate agent not having found a buyer, I am selling my house to a friend who, although, on their mailing list, had not been sent details of it and did not know mine was on the market until I told her. I showed her round, we negotiated, and the house is sold to her subject to contract. The estate agent has sole…
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Home Insurance
Hi, I am trying to get home insurance on a house that we are buying. It will complete on 22 April 2010. Many insurance companies are askng if there has been any flooding or river/coastal erosion within 150m of the property. There is a river about 100m from the property. The property information form we have been provided…
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Stamp duty removal - effective when?
If they remove stamp duty on purchases under £250k in the budget, when will this become effective? We offered under this amount on a house this week, don't expect to move till July. Any thoughts on whether we'd end up paying or not?
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Incorrect Information in HIP Pack.
Hi, I would like to know if I can claim back the fe eof £517 for my HIP pack. I purchased it through Your Move (my estate agent) in October 09 and when it arrived some of the details where incorrect. I told them and they said they would sort it out. I have now found out 1 day before exchanging contracts ( last Friday) that…
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landlord been charging less than should have. now wants the money? STUDENT ACCOM.
Hey, I'm new to the forum, so I'm sorry if I'm posting in the wrong area :) Well, I'm a student at Lincoln University. And I am staying in a Private Appartment complex for students. They have a direct debit set up to my account, which takes out three amounts (one in October, one in January, and one in April). The first two…
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Does the solicitor arrange your buyers survey??
Hi I live in Enfield and I'm currently buying my first property. I have had my mortgage accepted and received my HIP from my solicitor. My solicitor sent me a lot of information about survey, however when I asked him to quote me for a Full Structural and Homebuyer survey, he couldn't do. He told me to sort it out myself.…
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Government to temporarly scrap stamp duty up to £250k?
Hey guys, Just heard on the BBC news that it's quite likely that the government will be temporarily scrapping stamp duty up to £250k - has anyone else heard anything about this? Or when it might come into play? I'm currently half way through a house purchase - got the mortgage etc approved and it may only take a couple of…
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Can age restriction be removed?
Hi, My elderly parents are trying to sell a flat (which they have previously always rented out) My father originally purchased the property in 1993 when it was one house & requested planning permission to convert into flats. Planning Permission was granted, but on the condition that only over 60's could live/own property.…
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Clement Property Group/ Companies looking to buy property
Hi, has anyone heard of the Clement Property Group and had any dealings with them. Has anyone had any dealings with companies looking to buy your house? What do they offer? would they be a viable alternative to sell your house without any hassle?
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Overpriced shared ownership house?
Two years ago I bought a new Shared Ownership house from Moat Housing for £200,000. The house 2 doors up was valued the same. I have since found out that the people who acually purchased that house 6 months after me only paid £160,000 for it. How have Moat Housing charged me £200,000 and my neighbours only £160,000? Has…
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SCAMMERS BEWARE http://www.landregistrydeeds.co.uk/
Can anyone check out this site and post up any info about how I best go about getting back my £29.99 I paid to get a copy of the title deeds for my house. They sent e-mail back after I paid the £29.99 saying they didn't have a copy of the deeds but no refund. They do not reply to e-mails. Their T & Cs state that the price…
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Cancelled Valuation?
My neighbours house has been on the market for two years, i have had a couple of valuations from different EA's that are around his price (give or take £5000), I cancelled a valuation because it was the EA who is selling my neighbours' house- the houses are very similiar. Should i ask his EA to value my house just to see…
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Did anyone see country house rescue last night?
it was on more4. I was interested because the couple are renovating parts of their huge mansion and selling them off as apartments. But I wondered about the leases and ownership, how would this work? They own the whole building and bit by bit they are doing up the house to turn parts of it into apartments. But say you…
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Tax question on second property
Hi everyone, I hope someone can share some knowledge with me! I have a second home in Cyprus (not as glam as it sounds) although I am proud of my achievment (I'm 27) I do sometimes wonder if I have put too much pressure on my and OH. Anyway, my question; I pay about £500 a month to cover the mortgage, for this whole year…
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Discuss the MoneySaving guide to House-Buying
This is the place to discuss the article House-Buying Please click 'post reply' to leave feedback and other house-buying tips. Thanks :)
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Capital Gains/ Inheritence Question
Hi all. Long time lurker, first time poster. My Father died 10 years ago, in his will there was provision for his lodger to live there rent free for as long as they wanted (life interest ?). On termination of the life interest the house was to become my brothers and mine. The lodger moved out 6 months ago and we are…
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Has anyone ever rented furniture?
I am looking for a short term let at the moment until I have found a house to buy but 99% of the properties in the area I need to be in are unfurnished. I was wondering if anyone has ever rented furniture in this situation? I have no idea how much it costs or if it is any good or not or if you just get stuff that falls to…
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Help! Legal advice on leases anyone?
Hi, Can anyone help me at all? I bought a 50% share in a shared ownership property 5 years ago, since then I have 'staircased' and now own the whole property (with a mortgate for some of it). The problem is that I have just been posted abroad temporarily for a new job, which means I'll be away from the UK for a minimum of…
