Home Insurance

barrybarryr

Hi,

I am trying to get home insurance on a house that we are buying. It will complete on 22 April 2010.

Many insurance companies are askng if there has been any flooding or river/coastal erosion within 150m of the property.

There is a river about 100m from the property.

The property information form we have been provided with by the sellers says there has never been any flooding in the property since they have lived there.

The flood risk we have had done says there is a negligble risk of flooding and that the property is not in a zone 1 or 2 flood plain.

How do I find out if there has been any flooding within 150m?

It seems an impossible thing to find out.

Any help would be appreciated.

Thanks

Barry

seabright

All you can really do is ask the seller (which you have done) and rely on their answer. If they tell you there's been no flooding, that's what you say to the insurer. So long as you've made enquiries and acted in good faith, you've done all you can.