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deposit protection in scotland
just wondering why theres no tenents deposit protection scheme in scotland like there is in england? i know the laws are different, but the point of having a deposit protection scheme is the same (regardless of england and scotland no?) also you think it will be introduced in scotland aswell sometime? ta.
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New Build Delay -Help!
Hi guys, We were due to move into our new build house on 26th June. When we bought the house we ere told that completion had to be my June and we were put under quite a bit of pressure and exposed to bully tactics by the builder to make sure we completed on time. This caused myself and my husband a lot of stress and worry.…
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ltv calculation
right, this might sound like a dumb question, BUT say we were going to look at a house on the market for £99k, and an offer of 90% (89k) of this value was accepted, would that make the mortgage if borrowing the full 89K, would that constitute a 100% mortgage, or a 90% mortgage?
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Right to Buy and defaults!?
My wife and I are currently going through the right to buy process. I have received a form asking if Ive ever been bankrupt or am in an arrangement with creditors. Im not but I do have 2 default on my file which I think will drop off in september - do these invalidate my right to buy? Help!
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Need help with letter to HA
Ok will try to cut this shorter than it could be lol.. We bought our house a year and a half ago..it is SO and we love it! the neighbours are lovely and the area nice and quiet..BUT there is one neighbour who is quite frankly a real pain in the rear. He assaults his wife/girlfriend and it has happened a few times since we…
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Extending a lease
Hi Sorry if this is in the wrong section, feel free to move it if it is. Our lease has 73 years to go. We have been living there for 2 1/2 years. Maisonette is worth ca £135,000. I have read that leaseholders are entitled to get a new lease for 90 years on top of their present lease. However if your lease is more than 80…
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Quick Council Tax Question - help please?
According to this; http://www.digitalmaidstone.co.uk/pdf/09.10%20Combined.pdf - page 3 If I bought a property worth £175k in my local area I would be in band G and have to pay £2406.62 per year or £200 a month. Is that correct? Anybody that buys a house between £160 - £320k gets put in the second highest council band. That…
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Right to buy
We are in the process of right to buy. We have just had the valuation today and we are waiting for the results. This could take a few weeks but he did mention that are house was at the bottom end of the market. Not sure what that means! Anyway, when the council give us the valuation, does it work the same as buying on the…
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Lease Extension
Hi, I am in a quandry and was hoping to get some advice based on others similar experiences. I have the opportunity to buy a flat with a lease for 79 yrs for £185k or the same flat with a 99yr lease for 198.5k. 13.5k seems an awful lot for a lease extension of just 20 years, although I appreciate it needs to take into…
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Does the LL have to talk to Tenants Parents?
Hi, I have a bit of an issue at the moment with one of my tenants. I know she's due to be leaving soon, but have yet to receive her month's notice! Basically, throughout her tenancy she has been the most awful tenant I have had and can't wait until she leaves! Everytime there is an issue her mum will always call me and in…
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How to Converter Any Video to 3GP
More and more people have their own cell phones and would like to enjoy any movie/music on them. But cell phone prefers 3GP format much more which takes a little space and are very popular among cell phone users. Now I’d like to share a useful tool for all the people who want 3GP/MP3/AAC formats—4Easysoft 3GP Video…
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end of tenancy issue- sofa
Hi. Just a quick question concerning an issue with disputes over damage to a sofa and deposit use. My sister and her flatmate vacated their property on 01/06/09 after which my sister embarked on a two month backpacking trip to New Zealand and Australia, so the information I have is a little thin as it is coming from her…
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Tax for LL who is also renting
Due to job requirements I am moving out my house into a rented accomodation and planning to rent out my own property. Do I have to pay tax on the rental income? If I find a person with whom I can swap houses ie he stays in mine and I stay in his with no rent exchange, do I need to pay tax? Your advic will be appreciated
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Draft contracts
Our solicitor recieved draft contracts today from the buyers solicitor.. I thought that the sellers (us) solicitor sent them to the buyers solicitors.. Or could these be the draft contracts being returned with questions... cheers
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Expected cost of Search Validation Indemnity
Hi folks, Got a query about 'Search Validation Indemnity' policies here We're in the process of buying a house. Today we got a letter from the solicitors informing us that the "searches contained within the home information pack are no longer valid", and that they propose we accept for them to arrange Search Indemnity…
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Probate Hearings
Any advice welcomed, father died suddenly in Dec 08, left no will, applied to probate for administration, being challenged by estranged family member who had no relationship with father for 43 years. Instructed solicitor but very slow going, want to know if estranged family member can get costs paid from estate and from…
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Attn House buyers - Land Registry increasing fees from 6th July
For anyone that is moving house soon, check your conveyancing quote. I was quoted £280.00 as a land registry fee and thought it a bit funny as I had originally thought it would be £220.00 to register the property (this is the current price for our purchase price) It turns out HM Land Registry will be increasing their fees…
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"Conservatory" without Building Consent - Advice would be much appreciated!
Hi everyone I have just bought a house and things are with the solicitors and basically an issue has arrisen regarding an extension/conservatory they had built 5 years ago.... they do have planning permission but not building consent. I think its because they thought that a "conservatory" would not need the building…
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Conveyancing fee for a 115k purchase
Just received our estimate from our solicitor for our house purchase... our house price is 115k. The fees quoted are £550 + VAT for solicitors fees. Is this a bit expensive and would it be cheeky of me to ask the solicitor to reduce this fee??? (Live in Scotland btw) Thanks!
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New build part exchange questions
Hi We've had our house on the market for eight weeks, and although there has been plenty of interest in it we have had no offers on it. We have now decided to go for a new build and the builders have just been round to look at ours with a view to part exchange. Does anyone have any experience of whether they are likely to…
