-
FTB Questions - please help!!!!!
Hope am doing this rite, its only my second post ever! Iam looking to buy a property, i would be FTB after a lifetime of private renting but my partner has had a mortgage years ago with ex, to which he handed over (the fool!) and is completely free of that mortgage. Would we still class ourselves as FTB?? We having a…
-
Landlord callout charge
About a month ago I had a powercut and called my landlord about it. After confirming all the trip switches were on he called an electrician to take a look. The electrician found no problem with the property and told us it was a problem with the provider, it turned out a fuse had gone in a nearby station. My landlord now…
-
Situation on Estate Agent fee's?
We have decided to sell our house in London... we put it on the market three years ago, we had an offer for the asking price within 2 weeks but the sale fell through.. anyway at that time we got an estate agent on a 1% fee basis. Yesterday we had the same agent in but the fee's are now in the region of 2.5%!!!! and they…
-
House sold but haven't found somewhere to buy...
Hi, We sold our house to a lovely couple in early May. At that time we were convinced that we would find somewhere to buy relatively quickly, however, that has not been the case. After viewing many many houses, and even making some offers (rejected, and couldn't go over stamp duty) we still haven't found anything. We are…
-
WWYD re. moving house - rent or buy? (long)
I’m currently in a bit of a quandary. My house is on the market as I want to move areas so I’m nearer to better schools as the catchment school is awful, and also want to be closer to my parents who help with childcare twice a week (I’m a single parent working full time). I also prefer the area I want to move to and feel…
-
What can lettings agents charge for? What are market rates for these fees?
Hi all, I'm in the process of moving from one flat and lettings agency to another. The two agents are charging fees for: "administration", referencing checks, inventory on check-in, inventory on check-out and providing a reference. It seems to be one charge (and con) after another, from the pair of them. It would be…
-
Unamicable split
Hope this is the right place any advice greatly received. MY fiance's sister has just split with her boyfriend they live in rented accomodation and put in a laminate florr when they moved in agreed by the landlord. Now they have split is he entitled to just come and rip up the flooring that he put in. Many thanks in…
-
problem tenants
Hi, I have a some tenants who will be two months in rental arrears as of mid June if they don't make the next payment. My estate agent who is managing them has made efforts to contact them, but they have refused to answer the door even thought its is obvious that they are in. I have made every effort to work with them.…
-
mortgage offer-special requirements based on valuation report- ?? retention??
hi there, we hae recieved our mortgage offer and re a bit confused by the mortgage offer "special requirements" ive never heard of this before "your loan has been agreed subject to the special requirements in the final part of your offer being satisfied." special requirements your attention is drawn to the matters the…
-
Waiting for response from vendors to our final offer...
We *may* finally be close to getting our dream home - I'm obviously a bit anxious so would appreciate some company :D We've been renting for the last few years - we sold in 2005, not in order to "cash in" on a future HPC even though we believed it had to come sooner or later (just as well as we'd have been out by a couple…
-
First Time Buyer Advice
Hi, My friend has seen this property for sale and is interested but we are unsure on the price. It needs completely renovating - as it is being sold due to probate. On this road nothing has been sold recently so we can't compare with recent sales. Can someone see any details on property bee as we can't upload this? What do…
-
If I buy a house with a 13 year lease can it be extended?
Does anyone know the rules? Looking at a property in London with a 13 year lease. Can this be extended on purchase and what would the process be? (Obviously I'm aware I couldn't get a mortgage on it) Thanks!
-
Do I sell my property? Do I declare bankruptcy?
I would really appreciate some advice please. My partner and I are currently expecting our first baby, due at the end of July. I became unemployed end of August 2008 and as a result became further and further in debt. I own my property, my mortgate is £96,000 and my property is currently for sale at £115,000. I also have a…
-
House Moving Process
We've just bought our first house and have our moving date where keys will be exchanged. Whats the process now? As in, what do we do with electric, gas, water and telephone/internet companies? Really need some help as dont want to get it wrong for our first time. When do we ring them to get accounts set up etc?
-
Help and Advice needed again please.......
Morning All!! Well the house buying saga continues. We have had another offer on our business which we have decided to go with which means we are in a better position financially and we can now start looking at houses which we thought were beyond our reach. A couple of weeks ago (you may remember the thread) we made a few…
-
Unfair terms of tenancy agreement, what can we do?
We recently (April) moved and found out too late that our previous tenancy was fixed term, meaning we have to pay the rent until they find someone elso or the term runs out. We would never have signed a 24 month tenancy if we had known it meant that and the paragraph in the agreement that relates to this is so long and…
-
How do I find the best rental locations in UK?
We currently live outside the UK and sold our house prior to emigrating last year, because of this we have no ties to any part of the UK. We now want to buy a rental property, but have no idea what part of the UK to go for. Are there agencies or websites that would tell us what the best rental locations are? We want to…
-
how to protect a holding deposit?
Hi, sorry for silly question, but there is no answer found online. As a landlord I have to protect a deposit in 14 days in 1 of 3 schemes, I am going for a free DPS. I have read other LL say not to take a holding deposit, but i would preffer if I stop viewing my flat. So if I take a holding deposit and start to check the…
-
New TA issued - but I don't agree with bits added! HELP!
We are coming up to the end of our current TA - 15 June - and the LA has just issued us with our new TA. Reading through it, they have changed the TA from the previous 2 that we have signed and have now added in Administration fees (£51.75) and a pre-contractual end of tenancy fee (£150 + VAT) plus changed some of the…
-
First home doubts
Hi there, Is it normal to feel massively worried about buying your first house? I have put down a holding deposit on a place (£1000, half of which is refundable for whatever reason) and due to get a mortgage sorted soon. However, I keep getting really negative thoughts - there is no back garden, the mobile phone reception…
