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Tenant Tracing Agency
Hi, Wonder if anyone could recommend a really good tenant tracing company to flush out an previous tenant from whatever hole he's hiding in. The tenant left with over £2,000 rent arrears and further investigation has revealed that he's got past reputation for absconding after less than a year in a property, leaving behind…
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Dilemma, or no brainer?
I have spoken to my mortgage company about renting out my house and they have agreed providing i pay them £450.00 (Abbey) I'm going to live in my Girlfriend's home. 3 "Agents" have been round and think somewhere between £950 and £1050 pm all good so far as my mortgage is currently £1050pm and should come down quite a bit…
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Anyone recommend a conveyancer and EstateAgent in Leeds?!
A bit of a general - as well as not so general one. I am now based in Leeds and want to see if anyone can recommend a conveyancer. I know the tips here are to ask the EAs and see if they repeat the same name, but they all have their own either family friend ones or their own ones based in their own EA or at least one they…
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Items left in flat from previous tenants
Hope this is in the right place... I am having major plumbing problems with my flat so the letting agents have temporarily moved me upstairs to a vacant flat. In this flat there are some things that the previous tenant(s) have left - just things like washing powder, a clothes horse stuffed under the settee, kitchen roll,…
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Definition of a tenant?
Basically we have 5 people living in my house over 3 floors so the house should need a HMO (house of multiple occupancy) license right? Wrong say the council....although we have 5 people paying rent one of the tenants only stays here from time to time. Now surely this person is still a tenant as they pay rent, own a room…
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Land Registry
How long does it take for a house sale to appear on the land registry (nethouseprices etc). It's just I bought mine 7 months ago and it's still not showing.
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Anyone else think that buying a house just now is an absolute farce
.....or is it just me!! We've looked at loads of houses over the past three months, all bar one have been on the market since early 2008 most of them want the 2007/8 price for the house. Fine, however as a first time buyer Im finding incredibly hard to find a mortgage not that I can afford but one which I can afford the…
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Nearly at exchange and they want a drain survey
We are just about to agree dates re exchange and completion when our buyers haves decided that they want a drain survey. It isnt a condition of their mortgage apparently but someone has advised them that it would be a good idea! Is this something anyone else is familiar with and do you think it might be a ruse to get the…
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Is Buy-to-Let silly right now?
Hello there, Keen to get your thoughts on a little dilemma... My boyfriend and I will have approx £20k saved by the summer (July-ish). There is a small chance I may go to Australia with my job for 1 year in October-ish, and we're wondering what might be best to do: Option 1 Buy a 2 bed place to rent out for about…
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Access problems
My friend has just bought a lovely with a drive and a garage at the end of it.She moved in a couple of weeks ago and soon found the a car (Clio)will not go down the drive as it is too narrow. it cant even sit on the front part of the driveas it overhangs the footpath. I know its probs her own fault for not checking with a…
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Surveys- is it possible to change the original offer?
Hello, We had our homebuyers report returned today- all fairly good, no major issues. Though he pointed out a couple of minor things like: 1) Top part of the front garden wall has come off 2) Timber soffits and fascias by the roof needs redecorating Relatively minor work, but would it be reasonable to reduce our offer…
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FTBs - Scotland: Interest Free Equity Stake
A £60 million scheme offering a route into home ownership for first time buyers starts today. The Open Market Shared Equity Pilot scheme is being expanded from 10 council areas to the whole of Scotland. A substantially increased budget of £60 million - up from £24 million - is expected to help around 1,500 households to…
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Incapacity Benefits
Hi All...I have been asked if i consider renting out one of my properties to someone on incapacity benefits and i wandered if this could in any way be problematic:confused: Its usuall that i rent out to people in full time work so i am a little unsure on this one. Thanks in advance for any comments ...
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vender needs to complete within 28 days!!
Hi all, I'm buying a flat and my vendor accepted my offer before looking as advised. My mortgage application has gone in along with the cheque for the survey. Buying through homebuy so loan approved, financial details confirmed etc. Spoke to my IFA today and she said that the application has gone to the mortgage caseworker…
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Repossession / auction
Hi there, I wonder if anyone on here would be able to answer this: We have recently seen a 3 bedroom (plus box room) townhouse within the area we are wanting to buy. It is at a very low fixed price of £155k however was bought new in mid 2007 for £340k (according to nethouseprices and ourproperty). The houses either side…
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House hunting to buy - Dissapointed & Exhausted
Sorry, I just need to vent :( Got final offer rejected and i am feeling tired and exhausted in my soul. The house was a probate since last year in market, no interest, then we decided to put our offer.. they dragged it endleesly after saying it's low, we then upped and then dragged it until today... still low. To which…
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How long is your chain?
For those buying/selling at the moment, how long is the chain you are in? And what timescale expectations do you have? For example, the chain I am in is as follows: FTB, me, buyer/seller, buyer/seller, ? We don't know where the end of the chain is and my FTB wants to complete by middle of June. It is not looking too good…
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Tenant eviction because of landlord arrears
I saw this article recently:- (Search 'Tenants are 'recession victims'' on the BBC news site for background info. Can't post links.) and as I'll probably have to start renting soon (because of problems with the ex - long story) its something that concerns me (along with all the other pitfalls of renting). What made me…
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FTB - Advice needed
Hi there, We have received a mortgage offer for our (hopefully) new home. The mortgage is subject to building regs being complied with for all items less than 4 years old. The property has a terrace which was put in when the house ws converted (22 years ago), which does not have a hand rail. The surveyer picked this up and…
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Raising Finance for Auctioned Property
I've seen a property I would like to bid on at auction, the guide price is £180-200K. I am purchasing a house at the moment, its worth @ £120k and I have £53k remaining on the mortgage, so approximately £65k equity. I earn minimum of £40k and pay £1k a month on my mortgage, (big overpayments). Now for the tricky bit....the…
