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advice on timescales to buying a house
Hiya I may be moving out of home soon and what with the current situation on the housing market I'm not sure how long to wait before I buy. I will be trying to save and rent until the right time to buy. I don't have enough savings at the mo anyway so thats a good thing!! Does anyone have any inside info (ie estate agents!)…
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Free Estate Agency Service
A new website has been launched under which estate agents will compete against each other for homeowners' business. Sellers using the Estate Agency Fees Direct website fill out a form giving details on their property, which is then circulated to up to 10 local estate agents. Estate agents then produce a quote for the fees…
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Building Survey - what should it in include?
Hi there I am hoping that I can get some help with regards Building Surveys from the more seasoned home buyers on here. I am not very experienced in this regard. I am applying for a mortgage through First Direct and as such, I decided to get a full Building Survey done - which for anyone who is appying through FD will know…
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I want to buy a house!
We have two houses on the market but nobody wants to buy :confused: Both are realistically priced against others in the areas. We've even spent £1000's on my girlfriends house recently. New kitchen, Damp Proof course and decoration. I hope things get better soon. Mine:…
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When does the NHBC guarantee start?
Hi Does the NHBC guarantee start from the day we exchange contracts? Therefore the 2 year snagging would start from then? Not 2 years from when the property was built? Thanks!! JoJo:confused:
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What best to do with money...?
This might be best placed in Savings&Investments but given the situation here goes... Partner has just completed on her house sale (hurrah). She now has £50k (that she made from the sale). £45k of this will be going towards our purchase but that won't be for ~4 weeks. How best to maximise the interest but still be able to…
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Persimmon homes to stop building new houses...
...if only temporarily: http://www.dailymail.co.uk/pages/live/articles/news/news.html?in_article_id=561741&in_page_id=1770
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letting agents fees
We are planning on letting our house and have been quoted £1400 per month as a likely achieved rent. The agency wants £150 set up, followed by 12.5% fully managed. They will charge 9% if we deal with tenant hassles ourselves and they do everything else including finding and vetting tenants and ending the tenancy. Two…
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Confused about deposit protection schemes
Hello all, am very confused about deposit protection schemes and wondered if someone could help, we are trying to get our deposit back when someone mentioned to me about this, I have to be honest it wasent something I had heard of before We found out that our deposit should have been held with mydeposits (rung a different…
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Cleaning a conservatory before selling house
Hello, I have just had a quote for cleaning the conservatory before we put our house on the market. The quote is £130 does this seem reasonable??? The conservatory is 10ft x 12ft flat roof. He will also do all the windows and doors for £40 as we dont have a window cleaner.
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Threat of Bailiffs
Since moving into our rented property 3 months ago we've been receiving letters from a power company addressed to this property but in the name of our landlord. (We chose to continue with our existing supplier when we moved in.) We'd been returning to sender with a 'not at this address' or forwarding them onto our…
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Professional Valuation advice
Following lots of helpful (Dozergirl) advice from this forum:T I have decided to let my sister buy me out of an inherited house we were jointly left. We have had an EA around who valued the cottage between £120-130k as it needs modernising. Doing my own research using Land Registry figures and Nationwide BS house price…
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Would you view this house?
We have found another house in the area we like, a three bed semi. I mentioned this to a friend as she lives a few doors away and she told me it had only been on the market recently. Apparently it was bought in 2002 by a developer (as it used to belong to an elderly lady), it was then sold in February 2007 and again in…
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HIPs
Hi, There my already be a thread about HIPs, but I couldn't find it... Can anyone share any advice on getting a HIP commissioned? My Estate Agent seems to think it's absolutely useless, as no solicitor would rely on the searches included in the pack, so..... I was thinking of ordering one through one of the websites that…
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A worried first time buyer!
I'm planning with my boyfriend to buy a house next year together, but with everything going on at the moment, I'm a bit worried. Firstly, we are in our early twenties and our combined income will be about £50,000 so will be looking to buy around £150,000. What sort of figure will we be expected to put down as a deposit and…
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Seller's Pack
Please can someone advise me about the seller's pack. We are hoping to sell within the next couple of years and need to know what info is required about heave/subsidence issues? We (stupidly) bought this place a year ago, finding out at the last minute that the garage floor (not the house) had been built using poor quality…
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Due to complete today.
Hi OH was due to complete on her house sale today but she got a call from the solicitor yesterday who said that the buyers mortgage hadn't come through yet (he is an investor). Now the solicitor is talking of sueing? Surely this is a bit premature if it is just delayed a bit? Has anyone any experience of a similar…
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Does this sound like a good plan?
Hi I have (very) recently split with my OH of 7 years, not through my choice. We have a house together (although i have less than half of it cos he put up the deposit). We are not arguing about the finances and the chance of me buying him out are slim - most likely be the other way round. Anyway, at the moment i am still…
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Mould in my rented apartment- With pics...
Morning all, I moved into my rented property 6 weeks ago and since then we've had nothing but problems with the estate agent, a few to name are- - There was no gas safety check certificate (someone let themselves in the day after I moved :eek: She told us it was done by the previous estate agent) - She told us the carpets…
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Rented House- House Rules
Can someone point me in the direction of some sensible house rules for a shared house? Just to cover usual things like quiet time, guests, cleaning & sharing of food etc? Thanks