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Warning of how your property can be devalued
I have already posted requesting advice on the charities board and I hope someone here can give me suggestions and/or advice. My parents own our house, next door is owned by a housing association charity called Circle Anglia formerly Circle 33. They specialise in the tenants from hell. Their first tenant a decade ago beat…
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from searches to contract
Our solicitors received the searches a week ago ( exactly last thursday) and they said they'd now be sending us the contract to check and sign. We'll i've been waiting and waiting :rolleyes: and haven't received anything yet. How long has it taken others???????? I really want to exchange before I go on holiday errgh!
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selling nil cosidered property
Hello... Can you advise please...In sept 2003 my parents gifted me and my wife their (now my) only house worth £80k (now £200k)for a nil consideration with 2 insolvency law clauses..1\bankruptcy..2\ care home provisions should any of these events occur a court could overule the transfer..... .My questions are .....1\ When…
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Moving to America
My husband who is 42yo, 13yo son and myself who is 34yowould love to live in America. We applied for immigration about 4 years ago. My mum and stepdad live out there already and my mum is our sponsor for immigration. I know that it is a long process. We are both professional people. I am a book keeper and general…
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First Offer
Hi. I am considering putting in an offer for a house (asking price is 220,000.) The vendors are off to Australia next month and have got their house up with 2 agents and seem keen to sell. Would appreciate any advice as to what is a good first offer. I don't want to seem cheeky but I think their position may make it a good…
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Listed property or not? Please help.
Buying property built in 1600's and seen on internet that any pre 1700 property is automatically listed. Vendor and agent say it is not listed. As it needs a lot of internal alteration to make it liveable I am worried that after I've bought it I will find I cannot do the alterations as the planning dept may say no. Please…
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Where can I buy a 4/5 bed modern detached house for around £400K adjacent to London
Hi, I am looking to spend about £400K on a 4/5 bed detached house in a county adjacent to London but am struggling to find areas that are potentially suitable at this budget. Can anyone provide some suggestions. The criteria I have is that the house must look nice from the exterior, be modern and be not much further than…
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Indemnity Question?
I am in the process of buying a house which has an internal wall taken out between the lounge/dinner and also the downstairs part of the chimney stack has been taken out in kitchen. My solicitor wrote to ask about whether they had building regs and completion certificates for this work and they don't have the required…
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FTB - which survey?
Hi!! I'm a FTB. I've finally found a flat and my offer has been accepted. It is just 2 years old and has a NHBC guarantee for 10 years. What kind of survey do i need to go for? Please advise. Thankz
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This house moving is driving us insane
Apologies for the rant but here goes..... We found a house not too far from where we live now, needed abit of work but nothing drastic so we put our house up on the market to test the water and to see what sort of interest we would get. 4 days later we received an asking price offer from a 1st time buyer, oh we thought, we…
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Repossessed house and draft contracts
Hi, we had an offer accepted over a week ago on a repo. The EA stated we had to move quick as we only had 28 days from draft contracts landing on our solicitors desk which would be in the next day or two (week ago). So weve managed to get survey done this Friday, sorted the mortgage and seen my solicitor who says he's able…
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Self Build?
I wondered if anyone here has taken the plunge, bought some land and built their own home on it. DH and I are only just starting to look into the possiblility of this and would welcome any tips or advice from people who have been there and done it. At the moment we are thinking along the lines of a "kit" house by a company…
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Very worried about flat I'm buying.... please advise
Hi My solicitor has just written to me with the results of the environmental searches done on the flat we're buying. It says that the property is within 500m of a landfill site, and that this might affect future value of properties. They have suggested contacting a surveyor about this. The solicitor also said that the…
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New Build Flat -burst pipes!
Hi fellow Moneysavers, I'm not sure if this is the right place to post this - if not then can someone move it to a better place? We've recently bought a new build flat (9 months ago) and some pipes burst in the ceiling (no fault of my own), and the flat was drenched. We didn't have many things, so didn't get around to…
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unable to complete on property purchase
Hi, we've put down a deposit and exchanged contracts on a new build apartment. Our house is on the market but hasn't sold despite dropping the price. The house developers have informed us our new property will be ready to move into in early December. Obviously, we will be unable to complete having not sold our home. If we…
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rent ending before house sale completion
I'm in a bit of a pickle. Good news, the estate agent i'm buying this house through has told me the vendors can exchange this friday. Bad news.. the people next up the chain can't complete until end of November. I've always told them I need to complete before Nov 17th because my rent is up, and the landlord will have found…
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vendor holding up sale
I had my cash offer accepted in writing from the estate agent in May of this year. I then paid my solicitor to carry out a 'search' of the property. The vendor then introduced a new clause to state that he would only move when he found a suitable property. The estate agent, my solicitor and myself are becoming increasingly…
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Downsizing - Advice Gratefully Received
Hi I am in a real quandry about whether to move or not and hope someone on here may have some pearls of wisdom to share. I am currently single (and childless) after a divorce 4 years ago and still living in the same 1960's semi detached house (garage/ garden etc) as I was not ready to move. The house has been reburbished…
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Gettin a mortgage whilst on a DMP?
Does anybody know if it is possible to get a mortgage whilst on a DMP with CCCS? i earn 30K a year and am paying £299 to CCCS i'd guess my credit rating is not a good read. Im looking to first time buy as a single parent as i've been paying private rent for years and am not getting anywhere with the council. i dont have a…
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paying the rest of the money owed for completion
since the accounts have limits on BACS to £1000 daily or £10000 daily, when it comes to buying a house without mortgage can solicitors override this? if not how else would it be done?
