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to buy or not to buy, that is the question
Hi all, looking for advice or words of wisdom in the following scenario... We are thinking of moving home so as to be in a better town for our daughter's education. Unfortunately house prices there are quite high. One option we've thought of is to sell our current house which will give us about £250,000 in cash after…
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Freehold Property Ownership Clarification
Hi, I am purchasing a ground floor maisonette of a converted house - the first floor being a seperate flat . The property is freehold - the free hold being shared between me and the owner of the first floor flat. All along we were told by the seller/agent that the rear garden is divided into two sections and and both flats…
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House Price Crash 3
This is my 3rd post with this title . I was wondering wether the Americans were listening to Martin on the BBC a few weeks ago But don't worry this can't happen here http://news.bbc.co.uk/1/hi/business/6088630.stm Before someone says interest rates have had a big effect in the US , well I would say they haven't had 150%…
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Worst & Best places to live in the UK
I missed the last 5 of each :( Can anyone fill me in? Thanks.
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Is it really that impossible?
To find a 3 bedroom house for less than £240K in the north london area? I'm not even saying it has to be in London, as Enfield was a good option. I've tried quite a bit, but, no luck as most of the good ones go quickly. Any ideas?
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Selling and Buying question
More advice please! :) Nan is selling her house and has found a bungalow she is buying. As regards to exchanging contracts and completion, does she exchange and (a few days later ) complete on her house THEN exchange on the bungalow or exchange on both then complete on both? Trying to make this as stressfree for her as…
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Will anyone buy semi's these days?
We have a 3 bed 1960's semi in Wakefield in West Yorkshire. We are hoping to put it on the market early next year, as we want to move to either Australia or Scotland. The thing is, I read the property papers every week, and it seems like the semi's in our price range just aren't moving at all. We re-mortgaged last year and…
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Where in London would you choose to live?
Hi all, I need to find a house share somewhere in London. I work near clapham, the closest tube station is stockwell but at the moment i drive to work. I currently live in Kingston/Surbiton (South West). My boyfriend and I are splitting up, so i need to find a nice friendly house share, preferable somewhere closer to work…
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Leaseback scheme of French Alpes apartment
I am considering buying an apartment in the French Alpes through a leaseback scheme. I would buy the freehold and lease it to a management company for 10 years who then rent it out for themselves. I use it for 4 weeks of the year and in return get a guaranteed return and refund of French VAT (provided I hold it for 20…
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Letting Out Flat/mortgage Fee
Hi My boyfriend and I live together in my house and we are letting out his flat. His mortgage (recently revised) is with the Abbey and I recently switched mine to there. We have been told twice verbally that they would charge £95 to allow us to rent the flat out but have just been hit with £390 bill from them. We have sent…
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Valuation or homebuyers report?
we have always gone for a home buyers report in the past but wondered if it was worth it? We are going to get a damp and timber company in for a survey anyway and also an NICEIC electrical report done. Is it worth us paying the extra for the homebuyers? I should add that this is a 1930's house. Cheers Helen
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Property in Malta
I am looking to buy an apartment in Malta but can't decide where to buy. As I will probably rent the flat out most of the time, which location is more rentable? A three bed apartment in Buggiba, a very lively coastal location with lots of bars and restaurants (all very child friendly), or a three bed apartment with use of…
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Selling my house
I am selling my house and need to fill in the contract and questionnaire. The previous owners partly converted the garage without any building regs or planning permissions. The work was done about 14 years ago. Will I have problems selling and what do I say on the form about the building reg certificates etc?
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flat damp after positive survey
Moved in our new flat 3 weeks ago and noticed that the windows are always full of condensation... some fungus formed on the sides walls next to windows and our clothes are and smell damp :mad: We done a full survey (the more expensive) before we moved in and nothing about this was mentionned, I sent them an email and am…
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home information packs June 1st.
Home Information Packs will be compulsory from 1 June 2007. It will include "Standard searches (i.e. local authority enquiries and a drainage and water search)" Does anyone have any idea if the mining report will be needed in this pack? What are your views on putting you house on the market a month before they become…
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how is it hard for ftb to get onto the ladder in all places?
one of my properties im selling is a 2 bed terrace, plenty of parking, 2 big bedrooms, bigger than some of my 3beds, and a yard, for just 116950 in northwales, and in a very high end part nr to where michael owen lives, surely thats affordable for people who want houses and not their dream mansion right away?
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Survey Back
Just received the survey results today, i think all looks pretty good. Overall Opinion: The property generally appears to be in good condition with no defects of significance being apparent. Building C: The roof is constructed on a frame of gang nailed timber trusses which appear to be of adequate size for the height and…
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Oh dear - not again please
http://www.24dash.com/news/1/12118/index.htm So no problem for first time buyers earning £60k a year then. :confused: I just get the feeling that in a lending bank, someone, somewhere will suggest 9.5 x joint earnings mortgages to support this price level. :rotfl:
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Mortgage offer
Woohoo finally after all the hold-ups due to our rubbish letting agents being lazy gits... the were sent a request to do rental reference on 28th of september and it still wasnt done on 19th of october,,, but it arrived in the post yesterday YAAAAAAAAAY!!!!!!!!!:T :beer: :j sorry im a bit excited Hope every one else who…
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Shared Ownership _ Urgent Help!
Hi Guys I am hoping someone on here knows about SH or has gone through the process. I have a few days to decide whether I want to buy a shared ownership property (2 bed flat). I feel under a lot of pressure because they want you to complete with in 28 days, and I dont even have a solictor sorted yet. I need convincing that…
