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We've just found out.....
..... that the house we are buying is a leasehold and not a freehold as advertised:mad: What exactly does this mean:confused: I know what the differences are but to me, as the buyer, what changes apart from the fact that I'm going to have to pay £20 a year to someone I've never met:mad: I'm really annoyed about it but the…
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foreign home mortgages
i want to buy a villa in turkey. i have a joint mortgage here but want to buy the villa in my own name. can anyone tell the best place to borrow the money. i plan to rent out the property
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Inside Track Seminars
has anyone been to any of the seminars by a company called Inside Track that deals with property? thanks in advance
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Renting out my flat - problems
Hi, I'm going travelling for 2007 and so plan to rent out my flat. I've just had a meeting with my mortgage company (Halifax) and they have advised that they will have to move my mortgage from the fixed rate i am currently on to a Buy to Let mortgage which is ~£100 per month more expensive! On top of this they insist that…
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A Nightmare
My sister and her fiance have bought a new house, which is being completed this month. She rents off my parents at the moment, fiance has had his house on the market and accepted a verbal offer, he then , the next day, put a deposit on this new house. That cahin fell through (the people buying the fist house in chain had…
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Kingsoak builders
does anyone have experience with KingsOak and know what their quality is like?
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First time renting.. :)
Hi, Tomorrow I will be viewing the first two properties i've ever considered for renting. So I would like to throw myself at the mercy of you guys and gals and ask for your help in what to ask, say and check before agreeing to anything? The Agent was very upfront in saying insurance should be taken out to protect the…
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Leasehold? Think twice!!
Just wanted to warn others of my experience and maybe save someone else making an expensive mistake. We are in the process of selling and leasehold maisonette and it has been the most awful process. We've had to renew the house and garage lease separately even though we never knew they were separate ( and pay for each),…
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Creditors Chasing Tenant
Hi All, Currently I own a property and seven months ago my tenants moved out and new tenants moved in. I am as off today still receiving letters from creditors chasing my previous tenants, up to now I have been ringing the creditors, passing on my tenants forwarding details and have been following this up with a letter. I…
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How Long To Survey
Hi I would just like to say a big thank you :T to everyone who has helped me on this forum. We have had an offer accepted on our house last Friday, both solicitors were instructed on Monday. Mortgage offers in place, and I just wanted to know how long will it be before our buyers have their survey done on our house. What…
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house insurance for tenants?
just wondered if anyone has any house insurance on the house they rent? i really need to get some....where to look and how much should i be paying on a two bed property?
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Managing Agent trying to charge us £1k :(
We had a letter through a few months back explaining that the managing agent for our flat wanted to do some repairs/decoration work on our windows. Apparently in order to fund this they are looking to charge each flat up to 1k. They are being really difficult about it, I am in Essex and it seems they are doing everything…
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bond deposit??
on the house im offering on the vendor has said they will withdraw it from the market if i put a non refundable bond deposit on with my solicitor, what is this, and is it off of the price, ie if i put it down as £1000, when i pay the rest that £1000 comes off my offer, or is it on top of what im paying for the house?
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selling privately
Hi I am looking for some advice regarding selling my property we would like to try selling it ourselves before enlisting an estate agent I am just wondering if anyone can shed some light on the process for people making offers etc do they simply make the offer through their solicitor to our solicitor and if this is the…
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RE:Rental situation
Hello Im thinking of moving out of my rented property within the next 6 months, I have been in the property for about 3 years, the flat when I moved in was not very clean and is very dated and old ie beige bathroom!, to put things into perspective the spotlights in the kitchen were marked as yellow on the inventory but…
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buying the freehold
I'd just thought I would test the waters with this to gather some thoughts from other members that may have done this or know a bit about it. We are condisering buying the freehold on our flats, this would mean we would actually collectively own a 2 bedroom flat (currently occupied by a caretaker). My thought is to…
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Extension Advice
Advice needed please:- I have a house that has a 20 foot single story extension that was built circa 1974 (we think) - it has a flat roof which has been surceptable to leaks. Various roofers have told me that they cant pitch the roof as the extension is too big! As we also need additional room upstairs we have considered…
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Title query
I am almost at the point of exchange of contracts. Upon visiting the solicitor he told me that my property is only good title and not absolute title. If I have understood him correctly it is because the lease is sublet from the freeholder and there are no records to confirm the leaseholder... (or something like that). I…
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Surveyor Report - Bow in Front Wall
We have had our survey report back today and the house has been valued at our offering price, however the survey shows that the front building wall has bowed and as such, they have devalued the price by £1000 pending the work being done. The survey suggests that wall ties may rectify this problem. I'm just wondering, if…
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FTB about to make an offer, scared and in need of help please !
Hi I am 24 and about to make an offer on an amazing glasgow tenement flat. It is offers over 89995... and has 3 bedrooms and an amzing 24' lounge. It has been done up really nicely with new kitchen, and bathroom, carpets throughout. The owner has had the flat 25 years but has not been in it the past 2 as she moved in with…
