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First time Buy - Mortgage on just my name or Couple ? Pls advise
We are planning to buy a house and we are wondering if I buy it just on my name or both of our name. If we are buying as a couple - What will be the benefits? If I go alone what are the adverse impacts if any? Please can you advise the advantages and disadvantages!
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Help needed re: reposession house
Hi there We bought a house that was a repossesion. We have lived here about three months trouble free. I have just seen in todays paper, in the bankruptcy section, the previous owner of the house. It is a notice of his filing for bankruptcy. Trouble is, he is noted as living at OUR address. I don't want our credit rating…
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Is anyone that help me feel any better??
Afternoon Ladies and Gents, Just to put you in the picture, we are in a small chain. Our buyers are FTB and the vendors of the house we are buying will be moving in with family until their New Build is ready. Anyhow You may remember...?? that our Venders Sols sent a letter to us asking for a Sameday Exchange and Completion…
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New house woes seller removed everthing and I mean everything!!!!
Hi I just bought a house in N.I and moved in to find the vendor removed things listed on the contents as part of the sale.I have contacted my solicter but not sure what else can be done. The viewings had been done by the agent who had a single front doorkey I have still not recieved keys for boiler,back door,patio,back…
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Should i sell or rent? Opinions please
Hi. I have an apartment in a very good location near the city center which I bought for 80k, it is now worth around 180k. I have quite a small mortgage of around £580 per month and have been told by the estate agency that I should be able to get around £650 - 700 per month on this property quite easily. Me and my partner…
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Electrical Test Report - is it worth it?
Have put in an offer on a 1976 house and have had a Homebuyers survey done. In the survey it recommends getting an electrician to test the electrical circuitry in the house and produce a report. However, the cheapest quote I've had is £180 plus vat, is it really worth having one of these reports done? What could be wrong…
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House undervalued - what now??
We had an offer accepted on a house a month ago. The property went on at 195k and our offer was 235k. It just bid up and up and up. Our's was joint top offer and the vendor chose us over the other bidders. Our surveyor went out 3 weeks ago. We got a valuation of 225k with 235k if essential work was carried out on the damp,…
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Home Watch/Neighbourhood Watch Scheme??
Hi guys, I was just wondering if there is any sort of listing website or anything which shows if your property/street is part of the Home Watch Scheme. I know our current rental property is because we have stickers in the window and get various newsletter type things but I'm not sure if our new property is or not. It's one…
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FTB - First Offer?
Hi I read this forum loads and have picked up some good advice and now I'm thinking of buying myself so I need more advice! I've just arranged to go and see a flat I've had my eyes on for a while - Its been on the market for at least 6 months. First the price was 125K, then 116K and now they're asking 110K. Will the estate…
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can freeholders ban pets?
Know this has been raised before, but can a freeholder just ban a flat owner from keeping pets? I thought they had to be reasonable. If you can look after your pet so that it does not bother anyone else, foul common areas etc is it reasonable to refuse permission? Pay a fortune for a flat only to be told you can't ever…
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Housing Lists
Hello peeps :hello: Long term member of MSE but first time on this particular board. I am asking on behalf of a friend....first some background. My friend is 36 years old, single, childless and in full time employment. She is currently living with her parents and is desperate for her own home. She is unable to buy a…
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is there anywhere u can advertise your property purely for developers/btlets?
:confused:
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Stamp Duty on Shared Ownership
We're buying 50% share of £140,000 property. Will we pay stamp duty? Who collects this?
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Capital Gains Tax
Does anyone know very much about CGT? I own a buy-to let property that i will probably nede to sell within the next 2 years (see my debt free wannabe postings!). Is it true that i can sign it over to my partner and thus avoid CGT? Or do we have to be married for me to be able to do that? All advice welcome.
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Water charges in Temp accomodation?
I'm asking advice on behalf of someone that I am trying to help. They were moved into Temporary housing by the local council, but its a private landlord (???? something I don't already understand). They are getting full housing benefits and have been at the flat for almost 3mths. Yesterday they received a water bill for…
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Advice needed! Should I proceed with this purchase?
I was buying a flat and getting the lease extended before completion. It's been a long and difficult process, but when we got the extended lease back from the legals at the management co. of the flat, they put the agreed price up by £2000! Apparently some case law that happened in Sept. means that they can ask for more.…
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buying house no plan perm extension built 1974!
Hi, I wonder if anyone could help! I am looking to buy a house that had an extension built in 1974 with no plan permission or building regs, although an inspector from the counicil came out to check the work (but all paperwork is 'lost' relating to this, I have contacted local council and as so long ago not even archived…
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What should we do????
We have sold our flat subject to contract on the 21st July.... We have still not completed after various issues with the buyer. He is now having problems with his lender who are asking for amendments to be done to our lease... my solictor is refusing as the lease was complety rewritten in April of this year. Our problem…
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what are my chances?
My OH are after a house in Stockport that is on at 135950. It has been on the market since 1st Aug and has had a lot of interest but people are put off by the steps leading up to the property. Also the kitchen and bathroom could do with some improvements. I understand this will be considered when the EA value the property…
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Moving in together...signing contracts?
Hello all - my apologies if this isn't in the right place...? I have a bit of a difficult one ...my eldest daughter (29) + granddaughter is wanting to move in with her partner of 18 months...he currently owns his own house - she is in rented accommodation... He would be selling his present house to move to new part of the…
