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Newcastle Building Society
Not sure if this is in th right place but does anyone know if the Newcastle Building Society is connected to any other bank Many thanks
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Bank loan or credit card
Is it better to take out a bank loan to clear credit card debt and then get rid of the credit card or just keep paying down the credit card?
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DFW Personal Challanges
Afternoon guys :) After a bad month I've been thinking, wouldn't it be good if we made some small personal challenges for ourselves, they don't have to be to do with getting DF, but every little helps :) I'm going to set myself 3 personal challenges; * Make 10 extra payments each month to my highest interest creditor *…
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My Massive May Write off!
This month has been horrendous that Im writing off the whole month! Moving house, unexpected bills all my emergency fund written off, I now have £40 for food/petrol and spends until 23rd May! Roll on payday :( *sigh*
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Hounded for 9 Years now!!
Hi, Can anyone please advise me............I had a debt back in 2004 of which I paid off and had confirmation of this. I am still being hounded by debt collectors for this and every year am having to send all correspondence to them over and over again. How can I put a stop to this as surely cant be good for my credit score…
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I am in need of help - Alot of please
Hi all, My first post after lurking and reading before signing up. I have got myself into a bit of a mess and after burying my head in the sand for 5 years i have decided to sort it all out and get my life back on track. I apologise in advance for the lengthy post but i need to explain. I left my previous partner in 2005…
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How much will make a difference?
Hi guys, I have been a member of this board for several years now but have not been very active lately. The reason is simple: we paid off a lot of debt in three years (so now we have only the mortgage which we are not paying fast; but this is another story). Now I post only when somneone needs support urgently or needs a…
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Aktiv Kapital advice please.
Hello, over the last year I have started receiving letters from this 'company', I have read up on this forum and it seems that this company seem to be less than reputable. Anyway, they are chasing me for an Egg loan which I paid off in full and final settlement in 2008! Having sent them letters stating that this is in fact…
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If I change director will all debts go to new director?
If I change my company director will all my debts be passed on to the new director? Do I need to inform all companies including the hmrc money business is due that the director has changed? or is changing the director on companies house enough?
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santander have gone quiet....good thing?
Morning all. We took a loan out with allaince and leicester in 2006 for £4000. we defaulted on this as we then set up a dmp, and were paying £30 a month. Santander then took over from allaince and leicester and so we continued paying santander. They kept saying on the phone that the account was being transferred to debt…
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CCA Help With Old 1998 Loan And Possible PPI
Hi all... I`m so pleased to be here!! :j I am seeking advise on which way to go regarding a old debt (loan) that i seem to have paid (on/off) for years and which i now dispute the balance. Should i go for CCA? Or...... As it was such a long time ago i have no paperwork relating to loan totals and im SO sure that the PPI…
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How long does it take people?
Just wondering how long it takes people from LBM to clear their debts? I had a supposed LBM in July 2011 (posted on here but tbh I didn't really face up to it until August 2012) - owed approx. £21500:eek: Just added up figures now and debt figure is just below £18000. Going in the right direction but feels like it's taking…
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Inspiration comes in many forms
Some of you might have caught this in the news, I thought it was worth re-posting. Much of what she describes is very similar to my life growing up and I'm saddened to say that those days appear to be back for a large portion of the population. In my case, it was an aging father made redundant three times in one year and a…
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Will it be easier to declare myself bankrupt
As already mentioned in other posts, I owe £40k to Natwest and Barclays. I've offered f&f payment. So far Natwest refused. I'm leaving the UK in August. My concern is that once I am gone, they may send baliffs round to my house (my friend very kindly let me stay here for the last few years). She knows nothing of the debt.…
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Never rains but it pours...
I am having the worst week :( my car failed its mot on Tuesday epically by 26failures and mechanic said not to bother paying to I'd it given its so unsafe. I have NO money but have to have a car to get to work as work 3miles out of town (no buses and can't bike it as have no bike and have to get from school at 7:40am to…
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Voluntary Termination - FGA
Hi all, Looking for some advice. I took a car on HP with FGA and I am looking for information as to the viability of VT. The details are: Start date: 19.08.2010 Amount of credit: £10100 Total Payable: £12468 41 payments of £155.85 1 payment of £3891 Final Payment Admin £285 Deposit : £2085 Credit Admin Charges: £463.80 I…
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help - T-mobile Groupon iPad Contract
Advice needed pls - I took out an ipad with Groupon on a 2 yr contract with t-mobile which has just ended - I cancelled the DD and thought no more of it until I have decided to sell the ipad. Turns out that I have now 2 months owing plus 30 days notice to give as end of contract and knew nothing of it as we moved house and…
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Help! Advice needed urgently!!!
I realise this is cross posted in credit cards, but I need as much advice as possible! Sorry!! I am totally rubbish with money saving or being savvy hence why after some really rubbish times I am not in the best of health financially. Now what my question is Barclaycard have offered me the option to move up to 90% of my…
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Actions speak louder than words.
Hello, I trust this finds you all in the greatest of health. Please do bare with me, I have a feeling this will get quite long - I find myself in a bit of a pickle and hope someone will be able to help with this and offer some direction. A little bit of background: I started University in September 2011 without the…
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Default on zero balance - update!
Hi there, I've searched the forum but couldn't find the answer to this, so apologies if I'm repeating any obvious questions. I'm applying for a mortgage and have a default which I settled (in full) in July 2011. It's with Cahoot, who are still updating my credit report monthly with 8s. There's a zero balance on this…
