📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Hounded for 9 Years now!!

Dawn001
Dawn001 Posts: 4 Newbie
edited 12 May 2013 at 2:57PM in Debt-free wannabe
Hi,
Can anyone please advise me............I had a debt back in 2004 of which I paid off and had confirmation of this.
I am still being hounded by debt collectors for this and every year am having to send all correspondence to them over and over again.
How can I put a stop to this as surely cant be good for my credit score let alone my sanity!!
Thanks.

Thanks for that Trajai, but have been doing that for 9 years now and yet again they are on my back.

Comments

  • Trajal
    Trajal Posts: 550 Forumite
    Debt-free and Proud!
    You don't need to send them all your correspondence, they have no rights to this. The onus is very much on them.

    Just send them the 'prove it' letter and they should go away.
    Debt free, moved, got new stuff for the new flat - got everything I wanted and need - now just saving.
  • Dawn001
    Dawn001 Posts: 4 Newbie
    Trajal wrote: »
    You don't need to send them all your correspondence, they have no rights to this. The onus is very much on them.

    Just send them the 'prove it' letter and they should go away.


    Thanks for that Trajai, but have been doing that for 9 years now and yet again they are on my back.
  • Trajal
    Trajal Posts: 550 Forumite
    Debt-free and Proud!
    Have you taken a look at your credit file to see what this is being reported as?

    If it's 9 years ago, it's clearly very far statute barred.
    Debt free, moved, got new stuff for the new flat - got everything I wanted and need - now just saving.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.