We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Hounded for 9 Years now!!

Dawn001
Posts: 4 Newbie
Hi,
Can anyone please advise me............I had a debt back in 2004 of which I paid off and had confirmation of this.
I am still being hounded by debt collectors for this and every year am having to send all correspondence to them over and over again.
How can I put a stop to this as surely cant be good for my credit score let alone my sanity!!
Thanks.
Thanks for that Trajai, but have been doing that for 9 years now and yet again they are on my back.
Can anyone please advise me............I had a debt back in 2004 of which I paid off and had confirmation of this.
I am still being hounded by debt collectors for this and every year am having to send all correspondence to them over and over again.
How can I put a stop to this as surely cant be good for my credit score let alone my sanity!!
Thanks.
Thanks for that Trajai, but have been doing that for 9 years now and yet again they are on my back.
0
Comments
-
You don't need to send them all your correspondence, they have no rights to this. The onus is very much on them.
Just send them the 'prove it' letter and they should go away.Debt free, moved, got new stuff for the new flat - got everything I wanted and need - now just saving.0 -
-
Have you taken a look at your credit file to see what this is being reported as?
If it's 9 years ago, it's clearly very far statute barred.Debt free, moved, got new stuff for the new flat - got everything I wanted and need - now just saving.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.4K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards