-
Experian 30 day free trial
Just got my credit report online and all is ok,has anyone had problems cancelling the trial without them taking any money.
-
What would you do with £17 Million?
I just caught a snippet on the tv. A massive triple rollover, tomorrow. £17 million. I won't be winning it as i have'nt bought a lottery ticket in yonks :rotfl::rotfl: But it set me off musing. What would all you debt free wanabee's do, with £17 million? OK, i'll start :- Surprisingly, very little, ( in my eyes ) 1) Pay…
-
Highest debt total seen .
I was just wondering what the highest debt that has been revealed was/is ? Just curious?x
-
help please overdraft
Right I've kinda decided to get myself debt free this year and I'm now paying off most of my debts only big problem left is my overdraft which is 2700 basically because I was stupid and just kept upping my overdraft and stupidly spending but was just wondering on the best way of clearing this I've opened an account with…
-
Snowball
Hi is anyone else having bother getting into the snowball on whats the cost. I am panicking as it is my favourite toy :D
-
Lowell default notice on statute barred ac. Help!
Hey there I';ll attempt to be brief. I had a Barclaycard from my student days, was subsequently unemployed and couldn't repay it. Agreed a nominal monthly fee in April 03, then never heard any more, so didn't do anything with it. Got a mortgage in '06 and saw it was on my file with no default or anything on it. Eventually…
-
DHL - customs charge and debt collection agency?
Bear with me while I explain a bit more story behind this package. My girlfriend's family wanted to send us some Christmas presents (which we didn't know were coming) from Uruguay to here in the UK. The first problem we had was that it was held up at DHL's end and when we realised something was coming for us (via…
-
Credit File - Dafault Accounts
How long does a defaulted account stay on your credit file, even if it has been settled. I hear it's anything from 6 - 10 years, is there a definitive time scale? Many Thanks
-
Overpayment
Last spring i was doing part time work for my local community college, i received my last payment in june. In february of this year they sent me an invoice asking me to repay them as they overpaid me which i had not realised. Do i have to repay them as i had no contract with the employer (Devon County Council) and its over…
-
Debt management companies
Hi, A bit of advice would be fabulous please. My wife and I are in a debt management programme (it’s one we pay a monthly fee too), and we’re considering leaving to ‘go it alone’. Do you think this is wise? In the last 18-20 months of being in it, we’ve managed to clear about £2,000 worth of debt, either from agreeing an…
-
vodafone no longer dropping tarriffs???
Hi this is just a wee question i didnt know who else to ask. I took my mobile phone contract out in april last year the best tarriff they had at the time was a £35 a month one i got told by the sales assistant that after 6 months i could drop down a tarrif, so i recently got my phone bill thru and relised that with the vat…
-
Vodafone CCJ?!?!
Right my partner and I are trying to get a mortgage, However we have been declined and luckily our mortgage advisor managed to find out why, apparently my partner has a CCJ against them from Vodafone, however we never received any paperwork and the debt was paid off in December 2008, which Vodafone acknowledge, On the…
-
Please help.....
Hi I have been reading a lot of threads on the board from people in similar situations. My situation is making me feel as though I do not want to wake up anymore. Basically my husband of 1 year, we have been together for 2 has no idea that I have any debts and even worse he thinks that I have savings that I have actually…
-
Really not sure :(
Hi - well long story short we have two children (7 and 3) And my husband is going to be made redundant which loses us £34500.00 pa and I get £5,500pa. We are with a debt management company and have debts of £28,000.00 :( obviously my concern is the huge loss we are going to hit - I bring home £489 a month he brings home…
-
Lowering DMP payments
Hi Quick question, I am on a DMP and pay 234 a month. We rent privately and need to move due to the size of the place we currently have. As the rental market has gone mad, we are probably going to end up paying £100 more a month or so in rent which will pretty much clean me out. Obviously I want to clear the debt but I…
-
Is there such a thing as being one month ahead with CCJ payments?
Is there such a thing as being one month ahead with CCJ payments? If im paying off a CCJ and the first month its due i make two payments, one before the due date and one shortly after both for the full amounts, does this make me one month ahead of the payments? Reason im asking is that im paying off through Payplan and…
-
CAB got back to me regarding out financial statement
I'm not sure what to think tbh, and will be speaking to other half tonight. The money lady at our CAB office got back to me regarding the forms we filled in, In her estimation, our budget is tight as a ducks whatsit basically. And she even said £60 a week housekeeping budget is unrealistic in todays terms (and her opinion)…
-
Capquest - should I contact them?
Hi I have a defaulted credit card that was passed to Wescot credit services, then moved to Regal credit which i was paying £35 a month to. After receiving a letter from Regal telling me i had to increase payments to £50 I wrote back telling them of my situation and explaining i can not increase my payments and would only…
-
Why have my defaults cleared early?
Hi, I'm not moaning or complaining in the slightest about this but does anybody if defaults can clear early? The last time I checked my credit report I had 5 defaults that taking the 6 year rule into account would clear between May 2012 and July 2013. However when I checked my credit report recently I only have 2 defaults…
-
Default on credit report question? Pls Help
Hi I have a default on a mail order company, defaulted in 2007. At the time I had a dispute with them as it was for items that I had returned but they claim they never received them. In the end I agreed to pay the balance of £72.00 so I didn't keep getting letters asking for the money. Do you think I will be able to get…
