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Paragon - Very stuck with debt
Hi, Can I please get some advise regarding Paragon Personal Finance. My wife & I took out a loan with Paragon in Oct 97. The loan was for £7,000 payable over 10 years at £164.32 a month (£25.06 in PPI). I had some difficulties making the payments at the begining of the repayment but then sorted things out and made the…
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Monday 30/06/08 What small dfw things have you done today???
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when…
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Daily Chat 30th June
Hello Everyone remember me?:cool: I'm back:D It is pouring down at the mo....great start to the school holidays eh?:rolleyes: Had a really good weekend...place of work shutting down and boss left it until yesterday to tell me where I was moving to.......what fab communication...typical NHS:mad: Although she could only tell…
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How to get best payday loan services
hi please tell me the best services provider for payday loan. Is there who have taken payday loan services.
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Northampton CCCBC >>HELP PLEASE<<
I have been sent a "Claim" against me from the Northampton CCBC (Court):mad: I want the Court to be Moved from Northampton to my Local Court.:D I know that I have to send back the N9A with a covering letter, any tips on the best way to say I want the court location changed, its a long way from my home to Northampton,, are…
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What Do You Plan To Do With Your Sealed Pot Money
hiya what to do all plan to do with you sealed pot money in december ? im aiming for well over a £1000 so i can buy me a nice plasma tele in the sales :D and pay off my evil mbna card, any thing else goes into a savings account for a new car next summer when all my debts will be paid :j :eek:
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Well guys.. I'm off for a week!
Tomorrow we're off to Pontins Prestatyn for the week. We're all packed and ready to go... and don't worry, we've packed the laptop so if we can find a wifi spot we'll log in and say hi and hopefully upload some pics.. Really really excited and can't believe the holiday is free too... massive thanks to the comps/freebies…
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My Debt Busting & Waist Reducing Diary
Hi everyone. I've been lurking here for a long time. I've been trying to follow the very good advice on this board but without success. I manage to keep the spending down, making money with eBay, doing my daily clicks, but... I always end up back at square one buying things I don't really need. Books for example that get…
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little bit about myself..........
hi im 29, 30 in september and i bought a diary today to start writing down what i spend my money on, im on quite good wages well me and my hubby both are but we are just crap with money, we have bank loan for £6500.00 i have a c/card with £550.00 on it (the limit) my husband has a card for £300.00 & £400.00 ish, i know…
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Urgent Help Please - Horrible Bailiff Will Be Back
Hello - please could anyone advise me? had 2 Parking tickets from a London Borough. Wrote to explain extenuating circumstances (1.had blue badge displayed when ticket stated i did not) (2.had stopped just outside the disabled bay as had an emergency with my autistic son) - these appeals were disallowed. made…
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Help with Cabot Financial debts..please
Hello. This is my first post so please be patient. I currently have two debts with Cabot Financial, one for a Morgan Stanley credit card and one for a Halifax credit card. Both debts are registered at a previous address of mine. At the beginning Cabot were pestering my parents/grandmother (different address from myself)…
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working too hard?
hi all! i have recently taken on a bar job in a nightclub to top up my wages from my full time job. the plus point is i save the money i would have spent on going out, whilst earning money at the same time. the only problem is that it is really tiring me out. i work from 7.30 till 5 monday to friday and the bar job is…
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pap/moozies weekly challenge ~ w/c 29th june
Welcome all... I hope you have had a great week and kept it low... and are you ready to be turned red/green? Everyone can join, just post a target in keeping with you/your debts/your spends, don’t worry about everyone else’s budgets. Then each day post on the daily spends thread and add them all up ready to post the…
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Gutted, new debt demanding!
last year my HUbby and I both did Experian checks and got on top of our debts. I thought we were doing well, then we got a leter from Cabot finance. It was stating my Hubby owed £2200, from a CC, thinking back he did remember having a card with £900 on it, but as it didnt show up over the 6 months we did Experian checks he…
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can't believe what I have just done!!
Following in the footsteps og the lovely Immoral Angel last night...I have also had a splurge on something that I don't need I have just spent £100 on a book from ebay:eek: (excluding the postage form canada!!) However it is a first edition of Gone with the Wind and it's my favourite film, but i do also have a copy of the…
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Where does it all go???
We really need to sort out our spending, or rather mine. We are constantly overdrawn each month and I don't know what I spend half of it on :( DH has a well paid job this months salary was £3200, I don't work as we have 4 children and child care costs are too high. When my youngest daughter goes to school in Jan 2010 then…
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Down the sofa challenge...what can you find
Bit of fun. I pretty much know that down my sofa and chairs there is likely to be a few pounds, maybe more. What can you find? List the rubbish as well as the money!!!!:D
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Debt free on benefits
So Ok, I don't earn thousands of pounds a year, have a mortgage or credit cards but I fell in to the dangerous 'Catalogue' trap. When you can't afford to buy things because you are on Incapacity Benefit, this is your only source of credit. So now I am in about £1600 worth of debt - this is catalogues and general day to day…
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Summer Holidays Challenge !!
I was rambling earlier on my diary about earning money during the summer holidays and have decided to aim to make £1000 during the six weeks school holidays. This money will come from the usual sources but will mean I need to make a fair bit more effort than usual to meet the target ;) So far my thoughts include: * matched…
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Voluntary repossession - help
Have some repo questions, if anybody could answer them; What are the consequences of voluntarily repossession as i'm seriously considering it. How is the deficit repaid (am in neg equity and have a first plus secured on top of that) - not bothered about losing home and know that credit will be hard to come by (thank god!)…
