little bit about myself..........

lyndsey151004

hi im 29, 30 in september and i bought a diary today to start writing down what i spend my money on, im on quite good wages well me and my hubby both are but we are just crap with money, we have bank loan for £6500.00 i have a c/card with £550.00 on it (the limit) my husband has a card for £300.00 & £400.00 ish, i know that compared to alot of people this is a bit of a small amount but i hate owing money, my hubby gets paid weekly and gets approx £340.00 this is without bonus which is diff every week,(£110.00 of that goes to ex wife for children) and i get £1030.00 a month without bonus i find that im always in my o/d every month usually to the max £150.00, and hubby is usally the same £150.00, i just really need some advise what to do, any advise would be greatly appreciated, i have already posted my soa on an earlier thread.

CLAPTON

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