We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

How to get best payday loan services

Options
hi please tell me the best services provider for payday loan. Is there who have taken payday loan services.
:: No advertising or unapproved links in signatures please - MSE FT ::

Comments

  • RAS
    RAS Posts: 35,550 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    hi

    it is fairly simple; no-one here would recommend a pay day loan.

    If you are in deep trouble, post up you Statement of Affairs, so folks can advise you how to cut your expenditure/make your salry go further.

    In the very short term, do a store cupboard challenge on the Money Saving Old style forum and look out what you could take to a car boot next weekend, or sell on amazon or e-bay.

    Also check down the back of the sofa and in all coat and trouser pockets for a few bob.
    If you've have not made a mistake, you've made nothing
  • LilacPixie
    LilacPixie Posts: 8,052 Forumite
    DO not touch them with a barge pole.
    MF aim 10th December 2020 :j:eek:
    MFW 2012 no86 OP 0/2000 :D
  • RAS
    RAS Posts: 35,550 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    And check whether your local credit union offers short-term loans to people who have not saved with them previously. Usually the rate is much higher than their normal loan (about 2% per month) but compared with a payday loan at 2000% APR, it is a bargain.
    If you've have not made a mistake, you've made nothing
  • I would normally never consider this kind of loan as they charge over 1000%! However, Payday UK Loan are offering £70 cashback to new customers through Quidco. They charge £25/£100 borrowed. So, if you borrowed £80 (the minimum they loan) and got £70 cashback, you'd be charged £20 and still be £50 up. Quidco says they have 97% tracking reliability and they pay the cashback out with in a month.
    I'm a bit nervous about doing this - has anyone else ever used this cashback offer? (Unlike the OP I don't need the loan, I'm only interested in the cashback)
    Debt at LBM (20th March 2008) £13,607
    Debt currently [strike]£11,667[/strike] [strike]£11088[/strike] [strike]£10,681[/strike] [STRIKE]£10354 Hurrah 24% paid off[/STRIKE]
    Oh dear ... back to £12944 9% paid off :rolleyes:
    Hurrah £10712 22% paid off
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.