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what have u spent, monday 30th june?
afternoon all:hello: £4.99 on vitamins. hope u all have a great evening, and enjoy the tennis and sunshine: tomorrow is gonna be a scorcher :D
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Redundancy
Hi all Not sure if this is the right place to post this but I'm needing a wee bit of advice. I entered into a DMP through PayPlan last September. Things have been going well will most of my creditors off my back and my debt is coming down nicely. The problem is I have been paid off at work and am now unemployed . I am…
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natwest and mbna
Hello, I've had to drastically reduce my payment to the CCCS from £600 to £124 - Natwest and MBNA have rejected (no surprise there then) and the CCCS reckons the debt will be passed to DCA's - does anyone know which companies the NatWest and MBNA use and what they're like???? Any help would be appreciated, thanks xx :j
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incoming money and outgoing money
Hi all just wondering if there is a template for me to use to work these out tia elly x
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Teen In Debt
Hello DFW! Been a long time reader, first time poster. Had my light bulb moment last month when I realised my overdraft growing, up to £1000 now! Alot of you on this site have helped me understand money more and I am grateful! I just need a little more personal advice to help me reach my goal. Ok, im 19, live at home with…
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Such a silly girl...
I've come here to get some help and advice... It might not sound like im in the worst trouble, but I feel I need to sort myself out when it comes to my finances. I'm 21... My parents took out a loan for me 2 years ago so i could pay for cosmetic surgery. The total repayments I am making on that is £111 a month. I also took…
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Sister in severe debt
Hello I haven't posted on this forum before although I am a big fan of Martin Lewis! I'm hoping you might be able to give me some advice regarding my sister's situation. She is a single parent with two children. She works full time as a nursery nurse and her annual salary is approx 11k before tax. Her nursery fees a month…
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Newbie - phone call threats - please help
Dear Forum Members Hello and greetings! I have just joined your forum - this is my first post - I do hope I've placed this in the correct thread. I'd really appreciate your advice. I have two outstanding debts, a loan from Lloyds and an outstanding balance on my Barclaycard. For some reason, Barclays decided to hand my…
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Defaults! Please help!
Hi i was wondering if there is any way to remove defaults for your credit file?
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newbie
hi i have just taken the big step yesterday of telling hubby that i have failed!! well he was totally brilliant even though his face hit the floor on being told i have run up cc bills of 19000.00 .over the last three years trying to keep us a float. Took another step today and went to the cab. have made an appointment with…
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Mackenzie Hall
I've had one of those letters from Mackenzie Hall everyone else seems to have had. I have found the letter everyone recommends to send to them in response but I just have a few questions before I send it. The debt they want paying is from Shop Direct about an account that was set up in my name at an old address I used to…
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Mackenzie Hall
I've had one of those letters from Mackenzie Hall everyone else seems to have had. I have found the letter everyone recommends to send to them in response but I just have a few questions before I send it. The debt they want paying is from Shop Direct about an account that was set up in my name at an old address I used to…
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Best way to clear over draft
I am constantly £2000 over drawn and cannot get out of it. Is the best way to take out a personal loan 0r a 0% cred card? Please help!
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Advice Please...???
Hi all you lovely people I could really do with some advice here - i have phoned the national debt helpline 4 times already today and after 10 minutes of being on hold they terminate the call due to 'high call volume' - good job im not suicidal eh? this is about my beloved ex partner who i am trying to help - he stupidly…
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Is it consolidation?
I have a quick question for your beautiful minds on here! I have a credit card debt with £3100 left to pay, I can afford and pay £100 a month onto the card of which about £50 gets eaten up by interest of around 20%. Now seen as this interest is not “front loaded” it would be cheaper if I could find a loan to cover it with…
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The debt clear club
I have been helping a friend with some problems and referencing the site for her for information. She has been told about a debt clear club with links to Martin Lewis and the moneyexpert so I have been trying to search for it with no luck. Does anybody know where to look please ? Thank you
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urgent bankrupt question.
Hi, i have been aproached my an old work associate this morning they uesed to be my line manager a few years ago when i was in debt he wanted me to answer a few questions with regards debt etc i could answer most but the serioues one with regards bankrupt i cant answer as i have little knowledge on that subject as mine…
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has anyone got a link to...
.... the contact me in writing letter? i've been trying to find it but not had any luck :confused: TIA
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Call from Bank of Scotland CC
Just had a call from Bank of Scotland CC collections department from a very rude CSA. Apart from speaking at 100 miles an hour, he did not let me get a word in edgeways. I asked him to send the correspondance in writing rather than being rude to me on the phone. He then said that Bank of Scotland could not do that, they do…
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BPO have lost my money!
Hi, I was wondering if anyone could give me some advice. I recenty found out i had an outstanding debt from 2 and a half years ago, i contacted BPO Collections and agreed a payment plan to start on 20th June (made agreement on 9th May). I also agreed to make the outstanding extra payment of £65.32, now i don't have a debit…
