Best way to clear over draft

xcagneyx

I am constantly £2000 over drawn and cannot get out of it. Is the best way to take out a personal loan 0r a 0% cred card? Please help!

Cleosmum

Can you reduce it each month? Why not put together a statement of affairs and we can see if you can cut costs anywhere

RAS

Would you still be eligible for the Alliance and Leicester free OD, if you are in credit a few days a month?

Otherwise, open a new bank account, move all your DDs etc and pay an amount each month off the old account. It appears that as long as a decent sum is coming into the account each month, the computerised systems do not necessarily notice that you have stopped using the account.