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Best way to clear over draft

I am constantly £2000 over drawn and cannot get out of it. Is the best way to take out a personal loan 0r a 0% cred card? Please help!

Comments

  • Cleosmum
    Cleosmum Posts: 2,673 Forumite
    Part of the Furniture Combo Breaker
    Can you reduce it each month? Why not put together a statement of affairs and we can see if you can cut costs anywhere :)
  • RAS
    RAS Posts: 35,922 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Would you still be eligible for the Alliance and Leicester free OD, if you are in credit a few days a month?

    Otherwise, open a new bank account, move all your DDs etc and pay an amount each month off the old account. It appears that as long as a decent sum is coming into the account each month, the computerised systems do not necessarily notice that you have stopped using the account.
    If you've have not made a mistake, you've made nothing
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