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carboot Knutsford
can any one give me some details or advice about car bootin in the manchester stockport area. i've found one at moat hall farm,chelford road, knutsford is it any good???? any ideas what sells well?? cheers in advance xoxox
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Minty slinks back in....
Hello all, back again, just to get myself back on the straight and narrow. Have been really struggling since Christmas as never seem to have enough money to do all the things I've been wanting to do...new door, new flooring but have just about managed. However this month I have not done well and will not be able to clear…
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I'm on the verge of just giving up
I am literally at the end of my tether here, and I’m hoping someone can give some good advice! I just feel like giving up on my working life, jacking it all in and sitting on the dole, claiming as much as I can. I know that’s a terrible life, but it seems preferable to my current situation! I’m a 23 year old male living…
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CCJ Question
Hello, Actually I'm slightly ahead of myself as I haven't actually got the CCJ yet, but have had the Summons and have responded with a defence. It relates to a Northern Rock loan (was part of a together mortgage). It seems that where the CCCS told me I HAD to include this in my DMP, Payplan actually keep this out because…
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Wednesday 25/06/08 What small dfw things have you done today???
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when…
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daily chat 25th June
Hey Everyone weather is pretty crap here this morning. Guess I will be getting soaked today then,this is Visit Gran day:D Sorry I aint around much in the evenings,I just have been very very tired recently,dont know whats going on:cool: I went to bed the other night at 8 cos I just could not keep my eyes open at…
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does this seem reasonable?
ok, this may be a bit far fetched and/or in the wrong place so please bear with me. last year i took out a virigin credit card and spent £1000 on it at 0% with the plan to pay this off gradually, then switch to another 0% credit card when the first promotional offer ended- i have a good credit rating and have never missed…
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Who else is verging on OCD with their money saving??
Thought this might be a fun one.... Do you fondle your £2 coins.... (you know who you are?) obsessively check your bank balances? Find it hard to let go of the coins you are handing over to your children as pocket money? Update your spreadsheet, even if it changes by 1p??? Add your verging on OCD money saving tendencies to…
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RE: Fellas debt
just thought i'd let you know - I printed off the letter as suggested in the last post - already to send it when Jay bloody walks in and tells me he's sorted the IVA im gonna kill him Look for me on crime watch "mad mother kills fella"
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After the high comes the low....
Hey guys, well after the high comes the low... today has been tough, tough, tough. OH and I have fallen out because I am becoming (am!!) obsessed with the detail of money saving.... He is right... but I'm not telling him that. We've had words over his spending (only £20 for god sake, I have lost it!!) and believe it or not…
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Newbie - Advice Re CCCS Please
Hi All, I am not in a massive financial mess as I've realised now that I have taken on too much credit (£8,700 including my overdraft) and as I've recently had to cut a day at work every week due to a few health issues, I need to sort out my outgoings so that I don't end up in the usual 'robbing Peter to pay Paul'…
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Random questions
I have a few general randon questions to ask. Im asking about them all in one before i forget. Q1. on my credit file(equifax) my wife is listed as having a link to me but although it shows her with her maiden name as well as her now married name, there is another entry where her maiden name is spelt incorrectly so…
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Desperate for help please! Capital One/Debitas/Fredrickson Int
Not sure what to do so any advice would be most welcome! Have been making token payments since Jan, our situation not improved enough to change amounts yet and overall everything as good as it can be, have kept them up to date with everything, payment beginning of the month etc. All that is except Capital One who needed…
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newbie soa, ia this right????????
Monthly Income (after tax) Partner's Monthly Income Benefits Other Income (e.g. maintenance payments) Enter your monthly expenditureAmount (£) Mortgage Repayment Secured Loan Repayments Rent Management Charge (e.g. on leasehold property) Council Tax Electricity Gas Oil Water Rates Telephone (land line) Mobile Phone TV…
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Cccs
Ok so please be nice ... Are CCCS completely free? and do they actually help?
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So scared
Hi Could any of you help me please with a mess I am in. I had an accident in January of this year and it left me unable to work for a while - things got on top of me and as a result I have missed up to 4 months payments on my credit cards. A couple of them have now issued me Notice of default. They have given me 16 days to…
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Up the Creek,no paddle in sight.
Recently I posted about debts of £13k and having to remortgage to pay them off, I have been accepted for the loanand just waiting for completion, but the constant stress of not having mone to pay the creditors is actually getting to me, due to me having to change jobs recently things have been gettng on top of me, I feel…
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confused!
We are thinking off starting a DMP - we are 60k in debt, but could probably stump up about £1500 a month to a DMP (give or take a £100). This will be a struggle, but if all interest is frozen, in theory we could be debt free in 3 and a half years (all going well). However, various threads on this forum either seem to have…
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Help with budgeting
Wondered if someone could help me please. I am having trouble working out my budget as I get paid weekly(varies from week to week) and I get my tax credits weekly but my direct debits are monthly. My question is what is the best way to work it out, i.e how much to put away each week so to speak Many Thanks
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j2
j2 have written to me and have called my next door neighbour....last year we had lowells chase us over a stat barred issue ..they went away but up pops this lot ...i d like the strongest response possible in view of my elderly neighbour getting anxious re the message j2 left on her answer machine...thank you for any help…
