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Wednesday 25/06/08 What small dfw things have you done today???

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today i will:
  • Clicks
  • Check online banking
  • Update spreadsheets
  • Storecupboard meals
  • Work on veggie garden
  • Meet a fellow dfw for a shopping raid on tescos:D
Morning guys:D Hope you all have a good day, still overcast here but at least it isn't raining. Busy day planned at work today, roll on 4pm:D
Hi to all the regulars - not heard from Eternal Optimist for a while:confused: , and wecome to any newbies:D . Catch up with you all later.
Reduce,re-use, recycle.






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Comments

  • :hello: morning all!
    Still counting down to payday! 39 hours to go :D
    Today I have
    • brought in breakfast and lunch
    • bought an 18 crate of pepsi max to keep at work for £3.99 in somerfield - means I don't spend 95p on a bottle in the morning!
    • rode my bike in (£1.60 tax relief for 8 miles in the spreadsheet for next May :o )
    • cut a 2-4-1 voucher out from OK! magazine for ASK pizza, OH and I are on leave for 2 weeks from friday, one week spending in London so we're finding all the deals in advance
    • Done an e-rewards survey, am saving up virgin air miles for trip to new york for my 30th next march (and to celebrate DFD!)
    • checked pigsback and mystery shops, nothing!
    And I won't spend anything! I have a little stash of treats and fruit in the desk and had roast chicken for dinner last night, have loads left and it's just me tonight so will head over the OS board to get some inspiration...

    Have a good debt busting day all
    Claire
  • dottyanne
    dottyanne Posts: 1,530 Forumite
    Part of the Furniture Combo Breaker
    Morning, well ive brought lunch to work and snacks :-)

    Been sorting through bills, some of them way overdue but determined pay them off tomorrow/next week when paid.

    Checked online banking....
    Focusing on clearing the credit cards in 2018 :T
  • siross2203
    siross2203 Posts: 43 Forumite
    I have lost my wallet so 3 NSD's in a row are now not down to being good but down to the fact that i am wallet-less!!!

    you should all try it!
    Lightbulb Moment January 2008
    Committed Lightbulb Moment June 2008!
    Total Debt January 2008 - £12,000 June 2008 - [strike]£11465[/strike], July 08 £9942
    :beer:
  • Morning All

    My small things today are:
    Made my own lunch for work (2nd day on the trot!)
    Worked out my budget for "living on cash" which I start on 1st
    Reminded hubby to hang the washing on the line NOT use the dryer
    Smiled - I can't remember the last time I did that
    LBM - June 2008 Debt at LBM £32423 OMG!!!
    My MAD e-bay challenge - Target 600 / Currently 45
    DMP Mutual Support Thread Member No. 219
    Savings a year so far just by changing contracts £1126
    Survey earnings YouGov £2 / Pinecone £0 / Lightspeed 110points
  • Yargo1
    Yargo1 Posts: 1,047 Forumite
    Debt-free and Proud!
    Hello all....

    Well a dull overcast day here in northampton...

    But ive....
    Checked online banking
    Done piggy clicks

    Hope everyone has a good day. Im feeling a bit low as a sh** stirrer at work has been causing problems.. thats life eh... just hope what goes around comes around!
    DEBT FREE - MARCH 2012 - NOW JUST THE MORTGAGE!
    MFW 2012 No.148:£1600 / £450.00
    Mortgage - 102,57.16
  • xtessx
    xtessx Posts: 178 Forumite
    Afternoon everyone:hello: :wave:

    Today I have:

    Rang storage company to organise a unit for moving stuff into prior to moving day. Very expensive, may have to rethink.:mad:
    Rang solicitor for update of house sale - been given completion date of 11th July - 3 weeks Friday!!:j

    and I will:

    Ring estate agent re sale of cooker
    Ring around to hire a van for moving day
    Pack
    Walk to town for a few groceries from fruit & veg shop

    That's it for today.

    Yargo, don't worry, I'm sure it will blow over soon!

    tess xx
    Total debt at May 08 - £28,934.53 :eek:
    Proud to be dealing with my debts!
    Spendaholics Anonymous No 53 RED PEN MEMBER # 18 July grocery challenge £0/£280
  • skintas_2
    skintas_2 Posts: 1,679 Forumite
    done piggy clicks
    bought lucozade on bogooff at mr t
    used the vouchers i had to get points on at mr ts
    i will be debt free, i will
  • siross2203 wrote: »
    I have lost my wallet so 3 NSD's in a row are now not down to being good but down to the fact that i am wallet-less!!!

    you should all try it!

    I keep my wallet at home, if its there i cant use it, keep it somewhere safe and your OK
  • Brought in Lunch
    Brought in Breakfast
    Dinner is in the Freezer so will fling it in the ding when i get home and Bobs your Aunty!
  • siross2203
    siross2203 Posts: 43 Forumite
    I keep my wallet at home, if its there i cant use it, keep it somewhere safe and your OK


    Funnily enough that's exactly what i've done, seeing as i walk to work its fine.

    therefore, today i have:
    -Lost wallet
    -done clicks
    -checked www.hotukdeals.com for freebies :)
    -made sure my new spreadsheet for next month is up to date and ready to go :)
    - brought in my own breakfast (cereal at work)
    -brought in my own lunch and snacks (im a big guy and need to munch)

    good luck to all for the rest of the day
    Lightbulb Moment January 2008
    Committed Lightbulb Moment June 2008!
    Total Debt January 2008 - £12,000 June 2008 - [strike]£11465[/strike], July 08 £9942
    :beer:
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