does this seem reasonable?

skintstudent84

ok, this may be a bit far fetched and/or in the wrong place so please bear with me. last year i took out a virigin credit card and spent £1000 on it at 0% with the plan to pay this off gradually, then switch to another 0% credit card when the first promotional offer ended- i have a good credit rating and have never missed payments etc. the promotional rate was due to end so i applied for another 0% card and was rejected- and the again- so i checked my credit report. 02 mobile phone company had put a black mark on my credit file that was preventing me from passing the credit checks (i had never ever had a contract with them so why it was on there i have no idea.) it took them 3 months the remove the mark, all the while i was paying 29.9% interest on the virigin credit card as i couldn't transfer the balance until the mark was removed- once it was gone i obtained a new card no problem and switched the balance over. so, my question is, given how 02 were entirely in the wrong and have not apologised- can i ask them to refund me any of the HUGE interest that i had to pay as a result of their mistake or is this too far fetched?

thanks

thriftymomma

If they have incorrectly submitted details about you they have an obligation to put it right. If you don't get any joy with them you can approach the CRA itself who will liase with them. Good luck x

skintstudent84

anyone?

skintstudent84

oops, posed at the same time i think- thank you!

thriftymomma

cross posted lol!