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newbie soa, ia this right????????
lyndsey151004
Posts: 22 Forumite
Monthly Income (after tax) Partner's Monthly Income Benefits Other Income (e.g. maintenance payments)
Enter your monthly expenditureAmount (£) Mortgage Repayment Secured Loan Repayments Rent Management Charge (e.g. on leasehold property) Council Tax Electricity Gas Oil Water Rates Telephone (land line) Mobile Phone TV Licence Satellite/Cable TV Internet Services Groceries etc. Clothing Petrol/Diesel Road Tax (car) Car Insurance (including breakdown cover) Car Maintenance (including MOT) Car Parking Other Travel Childcare/Nursery Other child related expenses Medical (prescriptions, dentists, opticians etc.) Pet Insurance/Vet bills Building Insurance Contents Insurance Life Assurance Other Insurance Presents (birthday, christmas etc.) Haircuts Entertainment Holiday Household Emergency Fund (e.g. for repairs)
Enter Debts that are SECURED on your homeEnter the amount borrowed here, but the monthly payments in the Expenses table above.
Debt description </SPAN>Debt (£) </SPAN>Monthly payment (£) </SPAN>Annual Rate (%) </SPAN>Mortgage: enter loan amount ==> Secured debt: enter total loan ==>
Enter your UNsecured Debts e.g. credit cardsDebt description </SPAN>Debt (£) </SPAN>Min Pay (£) </SPAN>Annual Rate (%) </SPAN>
Enter the value of your assetsAsset Value (£) Cash House value (gross) Shares & bonds Car(s) Other assets (e.g. endowments, jewellery)
Main functions...
Format results for discussion boards (optional)
Load and save your data (optional)
Click here for important privacy and usage information.
* You have a mortgage but no life assurance?
* Your house value is less than the debt secured on it. Is that correct?
Summary of Monthly Income, expense and surplus
Total monthly income: £
Expenses (incl. secured debts): £
Available for debt repayments: £
Unsecured debt repayments: £ Surplus £
Personal Balance Sheet Summary
Assets: £
Secured Debt £
Unsecured Debt £ Net Assets £
Enter your monthly expenditureAmount (£) Mortgage Repayment Secured Loan Repayments Rent Management Charge (e.g. on leasehold property) Council Tax Electricity Gas Oil Water Rates Telephone (land line) Mobile Phone TV Licence Satellite/Cable TV Internet Services Groceries etc. Clothing Petrol/Diesel Road Tax (car) Car Insurance (including breakdown cover) Car Maintenance (including MOT) Car Parking Other Travel Childcare/Nursery Other child related expenses Medical (prescriptions, dentists, opticians etc.) Pet Insurance/Vet bills Building Insurance Contents Insurance Life Assurance Other Insurance Presents (birthday, christmas etc.) Haircuts Entertainment Holiday Household Emergency Fund (e.g. for repairs)
Enter Debts that are SECURED on your homeEnter the amount borrowed here, but the monthly payments in the Expenses table above.
Debt description </SPAN>Debt (£) </SPAN>Monthly payment (£) </SPAN>Annual Rate (%) </SPAN>Mortgage: enter loan amount ==> Secured debt: enter total loan ==>
Enter your UNsecured Debts e.g. credit cardsDebt description </SPAN>Debt (£) </SPAN>Min Pay (£) </SPAN>Annual Rate (%) </SPAN>
Enter the value of your assetsAsset Value (£) Cash House value (gross) Shares & bonds Car(s) Other assets (e.g. endowments, jewellery)
Main functions...
Format results for discussion boards (optional)
Load and save your data (optional)
Click here for important privacy and usage information.
* You have a mortgage but no life assurance?
* Your house value is less than the debt secured on it. Is that correct?
Summary of Monthly Income, expense and surplus
Total monthly income: £
Expenses (incl. secured debts): £
Available for debt repayments: £
Unsecured debt repayments: £ Surplus £
Personal Balance Sheet Summary
Assets: £
Secured Debt £
Unsecured Debt £ Net Assets £
0
Comments
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obviously this has gone wrong0
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hang in there...I'm technophobic but did you save it as a new doc after you filled it in? Just a thought!Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.0
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Don't worry hun
After you've filled in the details and clicked calculate go abit further down the page and click format for MSEPROUD TO BE DEALING WITH MY DEBT NERD #869
DFD 5/1/16Numpty,Not sure why but I'm crying
. Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: &
for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
xx0 -
Link to poster's other thread with full SOA:
http://forums.moneysavingexpert.com/showthread.html?t=993997£34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0
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