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Any advice on this???Bank account query
Almost 3 years ago I paid a cheque into my bank account as payment for a car.I got a letter from the bank saying it was a fake cheque and that it had been unpaid. Thinking no more of it until it came about that the bank had "frozen" my account,I could pay in,but all direct debits had been stopped,except to themselves for…
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Phone Calls From Creditors
Have Been On A Dmp With Cccs Since March 2007, Halifax Had Stopped Interest But Have Started Applying Interest Again For 6 Months Then Will Pass To A Dca. Last Month I Had About Half A Dozen Phone Calls + From Them Chasing The Remainder Of The Minimum Payment, So I Told Them I Am On A Dmp And Do Not Wish To Be Contacted On…
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Family issues - advice needed
(Not strictly debt free wannabee more like debt wannabee!!) I need some advice please and use this site quite a lot but the family member i am going to talk about knows my username so for that purpose i am using an alias!! Please dont be offended about this, i am always open and honest on my own username, but as i am…
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do i try to clear a debt now or spend it to make more money in the long run?
hi all as you can see just on the verge of starting dmp but have just got £500 what do i do with it?:confused: 1) try to get egg to do a f&f on my £700ish debt (to see exact debt see my sig as i have had a mental block!:wall:) 2) save it in a bank account incase we have an emergency boiler dies, car dies or anything else…
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Advice on a loan.
I have had a £5000 loan with alliance&leicester at 5.4%apr for 3 years. I am down to £1151 left on the loan, with a payment in 2 days (1st) which would make the amount £985 Full settlement of the figure is £1133 at the moment. and is going to be around £975 after the first. payments end Nov 1st. I get payed on the 2nd May…
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Bank Interest Rates
Bank Interest Rates http://!!!!!!!!!!!!!!!!!!!!!!!!!!!!/
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Bank Interest Rates
Bank Interest Rates http://!!!!!!!!!!!!!!!!!!!!!!!!!!!!/
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sent back court forms but seem to be at the sorting office not the dca??
hi all, i have had ccj forms from drydens on behalf of egg:mad: which i filled in and returned on the 21st april via rm recorded. I have been away for a few days so only just been able to check the rm site to make sure they have arrived, turns out they are at BRADFORD NORTH Delivery Office and have been signed for ( can…
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'Instant Money' - Have I got this right?
Sorry if this is in the wrong forum, but debt-free seemed appropriate! My young lady friend (a forum member) is in a slight pickle. Her parents emigrated to France a few months back and her father has just been diagnosed with pneumonia, whipped off to a french hospital, leaving her mum alone in a quiet rural village. My…
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BEWARE!!!!!! Home of Research
Hiya, I wasn't sure where to post this so please move it if this is the wrong place. I received an email today for a home of research survey, after i had attempted to complete the survey i clicked on my profile page and it took me to someone else's profile. I had access to her name, address, email address and date of birth…
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Paid DCA can I still contact them with a CCA request?
In the hope of getting them to remove any defaults?Or maybe refund?
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Letter to a creditor.
Hi, Was wondering if someone could help me, or point me in the direction of a standard stock letter that might be of use. I owe just over £1,000 to Robinson Way. They have put a hold on this account of four weeks and have asked me to supply them with a proposed payment plan. That is fine. I am signed off long term sick and…
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insurance for DMP - payplan
Hi was reading a thread yesterday and it got me thinking...... I have been on a DMP for over 4 years and about another million to go!! anyway i pay £63.63 a month to payplan and they take £5 out of this for insurance. My advisor at payplan has been emailing me for my annual review but i have informed her that over the next…
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Advice please, am I mean ?
I have been lurking on here for about 18 mths now. I am in debt but dont usually post, I have taken all the advice on here and finally I am getting my budget under control. Part of doing this was finding jobs to earn extra money, I have been mystery shopping, working a small cleaning job and also taking freelance…
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No CCA - what next?
I requested my CCA on February and to date have still not received it. although the last communication I had from the DCA was just before the 30 days was up saying that the CCA would be with me 'shortly' as they had to obtain it from the original creditor; this was well over a month ago and I have still heard nothing. What…
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My SOA
Right here is the list..... My Wage £320 DH's Wage £930 Tax Credits £192 Family credit £78 Total £1520 Rent £600 Council Tax £92 Childcare £270 Gas £50 Electricity £50 Water £30 Car Insurance £48 TV licence £11 Sky £19 BT Phone £11 Broadband £37 Mobiles £20 Petrol/buses £100 ccj £25 whatever is left goes on food about £150…
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Dmp - Cccs
Hi all, I'm a newbie to these boards.. found them after getting myself in a state and looking for info online! Long story, but my income was cut quite dramatically last year and I have been topping up my income with credit and burying my head in the sand. My outgoings are more than my income. I spoke to the CCCS who have…
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Problems with talktalk - legal action
Hi, i dont know if this is the right forum? I ended my contract with talktalk after the 18months due to them charging me £1 a month for paper billing i never wanted. I called after i recieved each paper bill explaining that i had opted for online billing, but every month was the same. Just before my contract was up i foned…
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I've never heard the like!!
Just had a phone call, and unbelievably some chappie on the phone who in a foreign accent who called himself George.:rolleyes: Just tried to flog me an IVA, under new govt legislation.:confused: I mean what on earth would i want to do that for with one of these debt companies:mad: . 1. This site is far better and i would…
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What do I do?
I am so embarrassed, I have been helping to sort out an elderly aunt (who my dad promised my gran he would always look after). There has been plenty to do and to be honest I have given up a lot of my ms work and am spending a fortune on fuel.There is no-one else my aunt trusts apart from dad and I. The whole thing is very…
