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Advise Needed re payplan
Hi guys started a dmp with payplan a few months back and they have taken 2 payments allready now this is spread between 4 credit cards a personal bank account and business bank account (both have loans on them)Both are with hsbc as is one of the credit cards now the problem is payplan seem to be paying all the money That…
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Can someone confirm something about bailiffs
Does a debt need to go to court before a bailiff can be instructed ? Does a ccj need to be issued before a bailiff can be instructed or can a court give them permission asap ?
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noggins spending in centre parcs!
thanks to everyone who gave me advice on how to make our weekend away a cheap one! i took your advice-we took our own bikes instead of hiring them, we took our own sandwich making stuff to take to the FREE swimming pool which we spent all day at(!), and we only went out for two meals all weekend. one was on saturday night,…
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Urgent help needed, please, please read this
Hiya Further to my post earlier, i've phoned my mum and begged her to tell me the extent of her debt. She has between £30 000 and £35 000 on credit cards. Her minimum payments are about £750 a month. She is willing to take help if I can give it but what do I do? Can she go through any of the usual debt sorting routes…
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Alliance & Leicester - want to be my friend so we both get the £25?
I've just opened and alliance and leicester account, with one of the benefits being £25 for me if the account was recommended by a friend. However I don't have a friend with an account and don't want to lose my chance of £25 for very little if someone wants to send me a private message and i'll let the first person know…
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Stephen Fry...Bi-polar
anywone watched this yet? really good......could be more factual.......but that's down to time to do the show,,, back later....it's on now........ interesting reaction no doubt
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Can I make £1,024 in 11 weeks from nothing?
Hi everyone - time for a new challenge (running alongside my clear a debt a month challenge and my head to head challenge :D ). So here's the inspiration for this challenge. I once read a story about a guy who set out to make over £1,000 from nothing. He did this by starting off with £1 and finding ways to double this each…
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Royal Mail recruiting for Xmas
Had a flier with the mail this morning. Royal Mail are recruiting now for their temporary Xmas staff (20,000 apparently!!) Call 0870 2641904 or go to http://www.royalmail.com/xmasjobs Might help someone looking for a second job.
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Paypal - How safe is it?
I've just sold an item on ebay for a reasonable amount of money (about £100). I specified that I would only post to the UK unless I was contacted before the auction ended to establish extra shipping costs. Anyway it was won by a guy from America. The other thing that is a bit unusual is he emailed me directly and didn’t…
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Problem with Egg website
Does anyone else who has an Egg card have this problem. When you go to their site and click on 'your accounts' it just closes your browser window? :confused: It often happens once to me but then works but right now it must have happened a dozen times. I've emailed them in the past about it but they couldn't offer a…
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When did you last use a Credit Card?
I was wondering when you last used a credit card? until my lightbulb moment i used mine on a daily basis but since the begining of June i havent used any ( I had about 8 cards at that time!) Its been 17 weeks since I used one and it feels really good to know that my debt is finally going down and not spiralling upwards out…
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Recently unemployed? Advice on debt?
I've recently lost my job, and previously managed to pay my monthly installments. Now I'm no longer working, where do I stand? I'm not in a position to be able to afford to pay these installments until I find new work. What advice can anyone suggest? Do creditors freeze the debt in instances like this? or do they get more…
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Abbey. Need to stop interest/charges...
Hi, My husband has a bank account overdraft with Abbey, that we are struggling to pay. He has an overdraft of £1750, and we have been paying about £15 per week off it. He is being charged approx £25 per month in interest, and usually a £20 fee for going over his OD. He would like to sort this account out and try to freeze…
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Any ideas about bank phone call to my mum?
Hiya I wonder if anyone could help me. My mum is in a huge amount of debt but is totally burying her head in the sand and will do nothing about it. She feels that paying the minimum amount each month is fine despite what i've told her. Anyway, two weeks ago the bank phoned her and left a message on the answer machine to…
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bank charges question, please please please answer with help someone!
right, i've sent my lba to bos to claim back £650 of charges. my first letter asking got a reply stating four weeks, i (foolishly) allowed them this time, at the end of it however i received a letter saying 'sorry i hadn't heard...we'll be in touch', but with no new time frame so i sent my lba, post office screwed up,…
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Newbie Bankruptcy Questions
First of all, top site, visited many times and am well impressed with the help others give. My questions are about bankruptcy. First of all how long does it take from handing your form and money over to the court to actually being told you are classed bankrupt? And what are the steps that need to be taken. Secondly, does…
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Do you think we ever freak Martin out?
I was thinking last night about how much admiration I had for Martin, and how he's like this divine leader of our little DFW cult :A(!!!!), and I was just wondering if we ever freak him out with our unstinting adoration ;) I bet he's always getting waylaid by people confessing their undying devotion to the gospel according…
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How to ask council to freeze old council tax?
Until last month, I lived in a rented flat with my boyfriend. Both our names were on the lease. At the time of signing for the lease, we were both employed and could easily afford the rent and council tax (It was a nice flat with stupidly high council tax). Murphy's Law kicked in, and I was made redundant. We prioritised…
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Do they think we are stupid?? Grrrrr....!!
Sorry, I just have to have a little rant!! I really hate the Spam posted on these forums about pyramid schemes and other ridiculous money making scams. I really have to bite my tongue and sit on my hands not to respond to them and tell them what I think of them!!! I know it would do no good and only encourage them. Another…
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Some advice needed
My partner has been off work for some time now with disc problems in his back. I knew he had been spending on his credit card, but he recently informed me that he's hit the limit of around £12,200. He's on Incapacity Benefit, but has been using nearly all of that to make his minimum payments, and i've (maybe foolishly)…
