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Help! Misses has aquired massive debts
I took a phone call yesterday from "Capital one" for my girl friend and they asked if she could call them & that she would know what it was about. Anyway, knowing credit card companies I know they dont phone you for a social call. Therefore put it to her & advised that if she has got a credit card I want to know as I dont…
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Bankrupcy
Just a quick question if a person become's bankrupt and they have a job is there any cliam on a persons wages with regards to the debt. :beer:
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husbands debt-should I close joint acct
My husnband at the moemnt still refuses to have anything to do with his debts and think they will just dissapear! I have contacted one of the linked companies to sound a few things out and I am now feeling better that since the house and bills are all paid by me if it comes to the worst they will be safe. I now have a…
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Experian
Yesterday I signed up for my credit file at experian, they have maild me back asking to send them proof of ID and two copies of bills ect as they have no record of me:rolleyes: I take it that not being on the electrol roll has brought this up:confused: surely this is not good, we are looking to get a mortgage soon and with…
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would really appreciate 2 minutes of your time folks....
Hi guys. Thanks for taking the time to read my post - can anyone offer any help or advice? my problem may not seem as severe as some people on here, but it's really getting me down now.... I was rejected for a Northern Rock loan for £18500 yesterday which I truly believe would answer all my prayers and help my pay off all…
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Credit card debt - can I make an offer?
I've got debts of around £18,000 spead between 2 credit cards, a large portion of which has been interest, missed payment penaties etc. I've recently come into some money from my portion of the sale of a house, around the same amount. Obviously I want to use this money to clear my debts but is it worth trying my luck and…
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I'm gonna be on the tele!!!!
I had an audition a few weeks ago for a new tv quiz show called 1 vs 100, and I never in a million years thought I would get through, but I had a call yesterday lunch time, and they've offered me a place!! I've got to go to London next weekend to film it!! I have no idea who is presenting it, when it will be on or what…
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Cut Back Hunt Compiled.
I created a list of all the ways to "cut back" up on the eponymous thread for my own future reference, as a sort of checklist for when I'm older, but I thought others might appreciate it so they don't have to read twenty pages of stuff. Now you can list even more fun things to save on (I'm a sixth form debtless student,…
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Lightbulb moment - Why did you have yours?
Was sat musing about lightbulbs as you do and I was just wondering at what point and why others had theirs? I actually found MSE before I had me LB moment oddly enough and realised I was going to be on here in a few years time saying "help I can't afford to pay me debts!"... and because of all the real life stories on here…
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Newbie Amazon Challenge
Hi All Any Newbies want to have a go at an Amazon Challenge? I have only recently discovered Amazon and have just made my first sale (woo hoo) so wondered if any other newbies who've seen the other challenges happening but have never joined in would like to have a go? If we keep track in our signatures, it'll be easy…
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Have they put on a default or not???
Right, I am paying an old contract off with Orange, to be fair to them they have sent me letters for months and I have buried my head in the sand. Anyway 3 weeks ago I phone them and they tell me the debt is now with Global Debt Recovery Service, so I phone and arrange payment plan with them to clear the debt. This is all…
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Bankrupcy
HI, IM WONDERING IF ANYONE CAN GIVE ME SOME INFO. ON BANKRUPCY AS I WANT TO KNOW WHAT IT INVOLVES AND IF IT IS AN OPTION-ALTHOUGH I DO UNDERSTAND THAT IT IS A LAST RESORT. AS YOU CAN SEE FROM MY SIGNITURE MY HUSBAND AND I ARE IN QUITE A BAD STATE AND IM WONDERING IF THIS IS THE ONLY REALISTIC OPTION??? MORTGAGE HAS 28…
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Feel Trapped By Welcome Finance
3 years ago I was facing court action and couldn't get a loan anywhere so I turned to Welcom finance, the load was only for £1500/£2100 with interest spread over 18 months, as mentioned that was 3 years ago. During that time I lost my job and missed payments and they screwed me over with fees and there high interest rates…
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I need a reality check
Hi Guys, I wrote a really long essay about my situation at the moment, but in fact all I just need to tell you is that I have been Christmas shopping, with the intention that Christmas will be paid off before the event. By the end of the month (24th for me) I estimate I will be £1500 in debt again. I know many people have…
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Whats The Best Way Of Keeping Track Of Your Debts Etc??
I have a head on me like a sive, I constantly forget to pay my bills etc, Direct debts are useless as I again forget about them and get fees etc, I have at least 15 creditors to pay every month and its really hard to keep track. Then the problem arises that because you forget to pay one they then charge a fee of ask for…
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Woolwich to Barclays???
Hi I have an Openplan account with the Woolwich and understand that from next year Barclays will be taking over the brances in the high street. I looked on the Barclays website today and they said that they would give us notice when they change our accounts over to Barclays accounts. (I'm not happy with this, do not like…
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A brilliant way for EVERYONE to raise some cash
PLEASE KEEP THIS THREAD BOUNCED !!! I have just registered with Jet Tec, a recycler of Inkjet and Toner cartridges. You may be familiar with the company name as a lot of outlets sell their refilled Inkjet cartridges. If you register at https://www.jettec.co.uk you can start saving all your empty ORIGINAL inkjet and laser…
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So close and yet so far - potential redundancy
Well as I write this post I am pretty gutted. It has been hinted at for a while at my work that there might be redundancies but now it is looking like its going to be inevitable. The worst thing is that no-one can give us a definate answer. And I was due to be debt free (apart from Student Loan) at the end of the year. I'm…
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BF needs a boot up the bum - any advice??
:silenced: :silenced: :silenced: :silenced: :silenced: :silenced: :silenced: :silenced: Can someone please come over and give my bf a swift reality check!!!! My bf is in almost £13,000 worth of debt and doesnt seem to give a s**t. He seems to think all the debt companies send these letters out for funa dn if he keeps going…
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Out of the blue BOS pt 2
I have had a £8000 debt on repayment plan for four years. Paid off 25% of it, never missed a payment. Then today "Rockwell debt collection agency" try to get payment in full. Not interested in negotiating increased monthly payments at all, but very quick of the mark to offer a significant discount for the settlement. What…
