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Part-time extra money jobs?
We're trying to pay off our debts by March 2007, which is when my current contract comes to an end and may not be renewed! To help, I'm looking at maybe getting some extra work and I had a Virgin Vie Party last night! I can join just for christmas for £60! I've done Ann Summers before so I know I can do sales but wondering…
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Has anyone had dealings with Morgan Stanley?
Yesterday we had 6 phone calls from Morgan Stanley about our debt. Each call was made by a different person, a couple of which were quite intimidating. We typically get 3-4 calls a day from them. We have 'signed up' with Payplan (they have been brilliant), who have just sent out our Creditor Summary Report with all my…
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Miscalulated budget...unexpected bill.. arrgh!
I have been an idiot. Did my budget this month, thought I had it all sussed. Left us with not much left over, but I have divided it by 4 and we are managing. Got my statement for Kays this morning and the minimum payment is £150. I had calculated it being £20 based on last months statement, forgetting that an expensive buy…
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Charges
I am on a DMP with CCCS can i claim back my charges from banks credit card companies etc even though i still have debts with them?
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CCJ I Think
Had a letter from Gateshead Court reference an unpaid Loan to Northern Rock. I tried to approach NR and offered a oayment i could afford as not wanting to run away from my debt. Will i have to go to court or is it something that you sort out via letter? Can someone help me out and tell me what exactly happens?? Thanks
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Making a final settlement offer
Is it a usual practise for Companies to accepet a reduced final settlement payment. I owed Next Card about £400 last year and when trying to come to a monthly agreement, they offered me a final payment of £170 to clear the debt, which I accepted. I owe Direct Line loan about £2,500 and am paying pack £20 per month. This…
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bank charges
I have taken the advice and sent the letter to Lloyds TSB asking for confirmation of my last 6 years bank charges {there have been many!}. I got a letter back from them asking me for £10 for this information. Is this right or as am I entitled to this information free of charge as i would have thought? Thank you x
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cant pay debt to Cabot Finance
I had a couple of credit cards a few years ago. I was made redundant and the insurance paid the debt for a year. However I became ill and couldnt work for a while so the company added loads of interest on, probably because I was to frightened to contact them. They passsed the debt on about a year and a half ago to a debt…
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This weekend ~ Is debt-busting weekend!!!!
As my lovely boyfriend is away this weekend in Orlando (for work, lucky thing!) I have decided to have a major de-junk. We have mountains of boxes from when we moved in last year stashed under the bed full of bits and pieces we haven't touched or even looked at for bloomin ages and I am fed up with it!! Therefore, my plan…
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Bank Charges
Good Morning All, I have had confirmation this morning that my credit card company are going to refund me my £125.00 in bank charges (this is full amount) wohoooo. However on the bit i have to sign to say i accept that i will take it no further and accept the money they have put £1250.00. Do you reckon i'll get away with…
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WAHIOnline - need to know about them
Work At Home Institute - Anyone used their services to earn extra cash? I am thinking of registering but am not keen to hand out my details (and money) to soemone that I know nothing about.
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Doing christmas without credit
Had my lightbulb moment dec '05 (after xmas) I got into debt mainly through catalogues and doorstep loans (the big time rip off one's) Long story short I cant rely on these for xmas this year (not that I want to) Most people I buy for dont care about cost but......I have 3 kids and its a little harder to explain to them.…
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lloyds tsb bailiffs
Hi all, Sorry if you already read this but I posted in loans by accident first. I urgently need some advice on a problem I am having at the moment or to be more specific a debt my husband had with lloyds tsb it was for a credit card that we got in so much trouble with that it is now a ccj we have gone through some really…
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Hi All
Hello, I have been browsing this site for a couple of months now and have been touched by some of the stories and also how willing people are to help each other out. I just wanted to explain my situation, apologies if this is not the right place. I am aware that in comparison, my debts are manageable, but i feel that…
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Remember me???
Thought I had jump on here and say hello, let you know whats been goin down!!! Well the debt part is still being done by token paymants and a few of the large ones are getting more, one company is dealing with 95% of them and they have been really good, im letting them know exactly whats happening, and they are happy for…
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AQA Question
Hi There I know there are a few people on here who do work for AQA. Quick question - on their application form they ask for two references. Do they check the references? I would like to work for them but I dont want them going to my employer for a reference. Can anyone help?
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help..... funny one, not urgent....
i have just found £106.45 spare in my account :confused: nothings been payed in, all my bills are accounted for (i have two different accounts) but i have all this spare money.... i havent a clue where it came from, its not my overdrafts on the accounts £50 on each, and nothing has been payed in since my wages went in on…
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For those doing grocery challenge...
...and also saving £2 and 20p pieces. Do you save the aforementioned coins as soon as you get them in your change or do you wait till the end of the week and see what you have left? :confused: It's just I got a £2 coin and a 20p in my change in ASDA tonight which made me think "Do I save this now?" But what if it leaves me…
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In shock - please advise...
This is my first post - I look at the site and have used some of the tips, but think I now need some major help. I knew that OH had been hitting his credit cards, but didn't realise to what extent. We have been living above our means for a long time now, and OH gets defensive and won't talk constuctively about it - thinks…
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Can you please help my friends with their debt and to achieve their dreams?
A couple who I am friendly with have £52,476 of debt. They want to take out life assurance policies and he is considering becoming a driver instructor in order to get out of the debt and then afford a mortgage on a new home. Obviously this will cost them more money, I think it is about £70 for the life assurance policies…
