Miscalulated budget...unexpected bill.. arrgh!

lisa_75

I have been an idiot. Did my budget this month, thought I had it all sussed. Left us with not much left over, but I have divided it by 4 and we are managing. Got my statement for Kays this morning and the minimum payment is £150. I had calculated it being £20 based on last months statement, forgetting that an expensive buy now pay later item was due to be added on.

I have no idea where I am going to get the extra £130 from. I have some things going on Amazon today, if they sell should make me about £40. My husband has done some overtime this month, but the bill is due before payday.

What should I do? Stick it on the credit card and pay it off with next months overtime payment? I really don’t want to do that. Any suggestions?

kickingkay

lisa_75 wrote:

I have been an idiot. Did my budget this month, thought I had it all sussed. Left us with not much left over, but I have divided it by 4 and we are managing. Got my statement for Kays this morning and the minimum payment is £150. I had calculated it being £20 based on last months statement, forgetting that an expensive buy now pay later item was due to be added on.

I have no idea where I am going to get the extra £130 from. I have some things going on Amazon today, if they sell should make me about £40. My husband has done some overtime this month, but the bill is due before payday.

What should I do? Stick it on the credit card and pay it off with next months overtime payment? I really don’t want to do that. Any suggestions?

Hi Lisa, give them a ring tell them you had an unfortunate problem hense you can not afford this months minimum and you can either off x amount now or pay the max you can afford and say nothing, you will only have to pay the difference the following month, just a thought do you have any comission you could put towards it
klare

lisa_75

kickingkay wrote:

Hi Lisa, give them a ring tell them you had an unfortunate problem hense you can not afford this months minimum and you can either off x amount now or pay the max you can afford and say nothing, you will only have to pay the difference the following month, just a thought do you have any comission you could put towards it
klare

I have about £20 commission. Thanks I would never even thought of that.