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Fredrickson International Limited
I had an outstanding phone bill with O2 (Carphone Warehouse) that I failed to pay. The debt was passed to Fredrickson International Limited. I think I made a few payments. Anyway, in May when I wrote to all of my creditors I never heard from Fredrickson International Limited so I decided to call them. They said that the…
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Would this financially link us?
Hi, My boyfriend and I have just started living together, he has a really rubbish credit rating and has got himself into lots of debt.. but were sorting it all out bit by bit...and should be able to clear all outstanding debts in his name except his mortgage this week.... But obviously now comes the task of rebuilding his…
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Help Cristening invitaion.
Help! Every time I think I have a cheap week coming up something happens. We have just been invited to a Christening next week. I have told my OH that we are going to try to avoid any expensive social events but I can't really get out of this one. How much would you normaly spend on a Christening gift and has anyone got…
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Thanks MSE!!!!
Hi from another n00b DFW :beer: After lurking on these forums for quite a while.. ive got up off my @ss to do something about my debts :T - they were not totally unmanageable, but i was getting nowhere quickly, and had kinda settled into a rut of minimum payments and high interest charges.. heres what ive done with…
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chinese takeaway!
i really want a chinese tonight but feel guilty after being on here! what do you think lads and lasses shall i splurge?!;) i've been really good all week and not spent!:j Does any one wanna join me?! you can bring the booze!:beer: :p
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Value for money
Have we had a value for money thread? I'm talking about the things that aren't necessarily the cheapest around, but pay off in the long term. I'm thinking about this because I recently bought a bicycle rack for my car from Halfords. You can get racks for two bikes for £50, whereas the competition from Thule is £50 for one.…
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Its Saturday night - fondue anyone?
Hope nobody minds a newbie starting this but I've missed the last 2 saturday night DFW stay ins so thought I'd host tonight. Clearing out my kitchen revealed an old fondue pot and despite not being born until 1980 I used to love these, although we always had the oil ones not chocolate (sadly) or that icky cheese stuff!…
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Capital One problem
I applied after many months of continous flyers for a credit card with capial one, they to my surprise gave me a card for £1k (even though my credit record showed defaults with MBNA and Barclaycard to the tune of £23k collectively) I have a payment plan in place with MBNA and barclaycard - after taking advice from CCCS…
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First Timer - Put me on the right path
First time post go easy on me, ;) I found this site after it was refered to me from another forum regarding getting a better mobile deal, been lurking for a couple of days and im astonished at what appears to be possible if you keep a tight hold on your finances I have a Reasonable income, we have just built a large…
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Settlements Fredrickson Int & Westcot
Hi everyone, In an attempt to get out of debt as quickly as possible i have rang all my creditors for a settlement figure... as we are lucky enought to have 700 ish eft over each month at moment after bills ect and min payments we decided to try and settle at least one debt a month at the end of august we are due to settle…
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fed up with me and OH never agreeing about money
he thinks he is fine - getting by on teh bare minimum and paying the minimum payments whereas i wanna get debt free ASAP. We both want a family and to get married but I am not prepared to even consider this with his level of debt. It drives me potty. If i was in as much debt as him i would be working night and day to get…
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Wescot letter for my sister!
Hi everyone, yesterday I got home from work and waiting for me on the doormat was a letter from Westcot debt collection agency for my sister who doesn'nt even live with me! what should I do tell them myself or let my sis do it? best wishes Luke:beer:
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Advice needed (please)
Hi to everyone. Ok, yes I am new to all of ths but not to debt! I need some advise. I am in debt and now im starting to panic because I am having to take money from cc's to pay the DDs, have told my boyfriend everythng this week (we dont live together) and he has been great, but what I really need to know is, which way to…
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Shopping
Hi all! Just been food shopping with my husband and spent £20 which unfortunately had to be put on his credit card because I only have £9 left until Friday. Feel pretty cr*p because the balance on his credit card is £1600 and we are supposed to be paying it off. Trouble is, since I've had my lightbulb moment (hey, I'm…
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What have you spent today, Saturday 19th August?
I have had another no spender, which makes 3 in a row and I'm very pleased with myself! :j What about you?
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Advice please regarding promised money
Hi All Firstly i apologise if this is the wrong message board, wasn't sure where to write it. Im writing to see if anyone can advise me on law between engaged couple and financial disputes! I was seeing a girl long distance(500 miles), for a while and we got engaged after about 8 months. over the next four months we…
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The Little Debts Are Gone ...
Yippee I got paid yesterday and have enough to pay off the small balances on the overdraft and credit card and to stay in credit for the next month. I've worked out what I want/need to spend this month and should have enough left at the end of the month to throw in the savings account to pay off loan/overpay mortgage/save…
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Advice needed - my plan to clear debt, am I doing right thing?
I've had a loan for almost 6 years now which has been a real millstone around my neck. Rather foolishly over the life of the loan, I'd taken out PPI and also renegotiated it twice for a top-up. Added to that I'd taken a few payment holidays...of course, this was in the days when I was useless with money! I'm now looking…
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Future Job Query & Debt
Hey All. Apologies if this is not in the correct forum section but I wasn't a 100% sure where to post it. Right, basically I am going back to University this September and I am in debt at the moment (see my other threads), my credit history is already shot to bits and I have several defaults against me. I am currently…
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13 days to go!!! and SOA
Yes, folks, on PAYDAY (last big bucks payday!) I am PAYING OFF THE LOAN!!! And then I will be debt free! and penniless! My outgoings are... mortgage 413 council tax (inc. discount) 143 house insurance (changed through this site last year) 27 car insurance (also changed, roll on 4 yrs no claims!) 32 gas and electricity…
